When anyone goes travelling out of Australia, you try to make sure that you have insurance to cover everything you can think of. Luckily, on this occasion, we didn't need TID's assistance, but just knowing we had help 24 hours a day in case we did, made our holiday even more relaxing. Being a more mature couple (young 60's) going on a cruise, we wanted to make sure all our bases were covered in case something happened while we were at sea - what if one of us got really sick or had a heart attack - would we be covered for medical evacuation if we needed it. Yes we would have. What if we had lost passports or money overseas before boarding the ship. Yes - help was just at the end of that phone number they gave us. That's what good insurance travel is for - all those unforeseen things. As I said, on this occasion we didn't need TID's help, but when we go cruising again next year, we'll be getting a TID policy to take with us.