Travel Insurance Direct
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A bit slow to pay but no fuss
I had to leave my cruise ship in Vietnam to go into hospital. I was too sick to worry about whether or not the insurers would come through, but as it was a valid claim they were fantastic - paid for everything they said they would once I made my claim at home and sorted my hospital and flights home whilst in Vietnam. Just the kind of insurer you'd hope to have behind you in a tight spot.