We called and There is no help, no empathy, no desire to remedy the situation. I WILL RESTATE - We were repeatedly presented with misleading and false enticing claims that led us to reluctantly purchase a minimal 1500-point plan. We were told that we could exchange our MVC points for Marriott Bonvoy points at a highly favorable rate, allowing us to stay at premium Marriott properties around the world while visiting our kids and grandkids. The presenter showed us examples of using the points including hotels in Paris, Hawaii, and other desirable locations, claiming such stays would cost only 400 points a week. We were also told that our points could be used for cruises, concerts, theme parks, and luxury resorts, further adding to the illusion of value. These representations were entirely false. Once we gained access to the reservation system, we discovered that the actual point requirements for properties were vastly higher, typically 3,000 to 6,000 points, making them unaffordable and impractical. (We only gain 1500 points a year.)
My wife and I were cautious at the time due to our issues with back and leg pain. We asked about cancelling the contract and the MVC presenter totally misrepresented the ability to back out of the agreement easily. Since joining, we are no longer able to travel due to pain. We are both undergoing several surgeries each annually. Our issues are not easily fixed by surgery. Even traveling by car is difficult and limited to a couple of hours and that is not likely to improve after surgery. I was placed on the Veterans Administration 100% totally and permanently disable list due to Service-connected disabilities since signing up for their program.
I want to explain the misrepresentations in the presentation we received. Before our issues became life-altering, I was making plans to take my wife to Hawaii. Of course I wanted to use my MVC points. However, I found out that the promises made during our required 90-minute presentation greatly over-promised on Marriott reality.
Starting with reserving a room (or availability). We learned that MVC prioritizes selling room inventory to third-party travel sites like Expedia, corporate conferencing/travel agencies, and Booking.com, leaving MVC members with little to no availability unless you plan a year out. This system prioritizes profit over the interests of owners and renders the program effectively unusable.
Not only can you NOT find a room, the rooms are many more points than advised during the presentation. I unfortunately decided to purchase and (wrongly) assumed that we could recoup our investment or sell the plan if it didn’t suit us. Something promised by the representative. That belief turned out to be totally false. Not only is the resale market virtually non-existent, but MVC has offered no path for cancellation or relief, short of paying off a $20,000 loan, that comes with no room reservations, for a product we cannot use.
• By using some simple math, I found that ownership is worthless. Start with just the initial investment for us and divide by the average cost of a room ($20k / $350 = 57) That means that we could stay at a hotel of our choice anywhere for almost 2 months. Compare that to Vacation Club properties - the price (points required) and lead time to make a reservation makes using MVC points worthless. Even if you double the room cost and we still get a month where and when we want to stay.
• Now, let’s compare that to our Club points capability. With ownership, we receive 1500 points a year. I just searched Hawaii and there is no availability until a year later, and I saw the cost is about 5000 points for 7 days. Above my 4500 points accrued after my $20k “investment.” NOT counting the $1500/yr maintenance fees, and paying Marriott $3120/yr interest on my Marriott loan (Marriott gets double dipping), it is painful trying to navigate the MVC app.
• I searched Booking.COM and found the Waikiki Beach Marriott Resort and Spa available on June 18, 2025 (this year not next year for $3900 for 18-25 June 2025 (or $557/night), WITH free cancellation. Compare my $20k investment + 2 years maintenance fees and interest = $24,000 and Hawaii at $557 a night = 43 nights we could have stayed on the amount of ‘good-deal MVC ownership’ costs alone. This is gross misrepresentation making this a SCAM since you pay thousands for nothing.
I want to simply walk away from their program and get my $24,000 back (and growing). I cannot use the program anyway and it is monetarily killing this 100% Service-Connected disabled retiree, with fixed income, that was hoping this program would help him and his wife during travel - and it will NOT.