Sterling Insurance is a UK-based insurance provider specializing in a range of coverage options tailored to meet the needs of individuals and businesses. The company offers various insurance products, including home, auto, and commercial insurance, designed to protect clients against unforeseen events and liabilities. By providing comprehensive policies, Sterling Insurance aims to deliver peace of mind to its customers.
The target market for Sterling Insurance includes homeowners, vehicle owners, and business operators seeking reliable insurance solutions. The company emphasizes customer service and aims to guide clients through the insurance selection process, ensuring they find coverage that aligns with their specific requirements. With a focus on transparency and accessibility, Sterling Insurance caters to a diverse clientele looking for trustworthy insurance options in the competitive UK market.
Sterling Insurance has a positive customer experience.
Sterling Insurance receives a mix of feedback from its customers, with a notable 80% expressing positive experiences. Many reviewers highlight the helpfulness and professionalism of the staff, noting that they provide friendly and knowledgeable service.
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Customers appreciate the ease of communication and the ability to speak directly with competent advisors, which enhances their overall satisfaction. However, there are significant complaints regarding the company's policies and fees. Some consumers report unexpected charges, such as high cancellation fees and unauthorized payments, leading to frustration. Additionally, issues with accessing online accounts and poor communication regarding renewals have been cited. Overall, while many customers are pleased with the service, the negative experiences regarding fees and accessibility cannot be overlooked.
Each source counts by its number of reviews. Only reviews written by people are scored.
Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source
Rating
Reviews
Weight
6-mo
Fake risk
★
Trustpilot
Imported Trustpilot reviews
4.1
60
100%
—
● Low
4.1 / 5 overall
=
60 reviews across 1 scored source
How fake risk works ⓘ
Reputation trend
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
What people praise & complain about
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
Top praiseof 48 positive reviews
Helpful support48%
23 mentions
Friendly staff31%
15 mentions
Customer service27%
13 mentions
Fast & efficient25%
12 mentions
“Spoke to Joanne about updating my card details to pay for my classic policy, she was very helpful, polite, very profe...”
On “Helpful support” · Sep 15, 2025
Top complaintsof 12 negative reviews
Charges42%
5 mentions
Cancellation42%
5 mentions
Account issues42%
5 mentions
Payment issues17%
2 mentions
“Do not recommend this company at all”
On “Charges” · Sep 15, 2025
How it compares
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.
Overall rating and review count for this company and similar companies
Spoke to Joanne about updating my card details to pay for my classic policy, she was very helpful, polite, very professional and very friendly to chat too, no problem at all and all sorted very quickly,a pleasure to deal with
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Sterling insurance was very helpful , the short policy I had was competitively priced .
Very happy with the overall service , happy friendly helpful staff .
Thankyou will definitely call you again when I’m in the UK .
Theresa was so helpful even though the query took up a lot of her time. The addition to the price was ver reasonable. I have been impressed with Sterling from the beginning.
Phone calls are always answered straight away, very polite and patient with my requests, changing over my policy and finding myself a good price! I have both my vans insured through justkampers (sterling) and would recommend them 👌
Very efficient, friendly service from Maria.
Sterling were the cheapest reputable insurer available but also offer fabulous fast service and an efficient team.
It's all about the customer service, folks! Let's face it, no one looks forward to navigating the car insurance maze, me included, and their premiums are about what I expect across the board, when comparison shopping. However…
The customer service team at Sterling sets them apart. It’s a given that most customer service staff are welcoming and helpful when you're considering coverage, but Sterling is responsive, knowledgeable and helpful when you really need them.
Whether making a claim, reporting an incident or, most recently, managing the process of updating my coverage for renewal, the customer representatives are always friendly, helpful and patient.
Lesley, in particular, went above and beyond when I had questions about certain types of coverage - even pointing out where the coverage I was considering might be unnecessary in our case, or might overlap with other types of cover I already have in place. With finances a bit tight, I appreciated her going above and beyond to help identify what cover would best suit our situation and our budget. Thanks again, Lesley!
I am pleased with the actual cover, as well, having had one non-fault incident quickly taken care of. It's just nice to see some helpful, old-fashioned customer service, too.
The agent was outstanding in finding me the best deal possible
The agent was outstanding in finding me the best deal possible for a difficult classic car policy. He got an excellent deal that was £700 less than one quote. He took the time and made the process feel very personal....a somewhat unique approach to real customer service compared to others! Thank-you. Highly recommended,
Such helpful staff, polite and friendly.
Sorted everything out quickly and efficiently. I've been using Sterling for many years and will continue to do so.
First time purchasing an Insurance Policy with Sterling & I was most impressed with the two staff members I spoke to. Initially the gentleman that ran through everything with me, even adding ‘Lost keys’ to the Policy & then the lady today who assisted me with uploading our DVLA & NCD info. Both very polite, informed, most helpful & pleasant with it! Company is competitive & recommended!
Sterling Insurance is a UK-based insurance provider specializing in a range of coverage options tailored to meet the needs of individuals and businesses. The company offers various insurance products, including home, auto, and commercial insurance, designed to protect clients against unforeseen events and liabilities. By providing comprehensive policies, Sterling Insurance aims to deliver peace of mind to its customers.
The target market for Sterling Insurance includes homeowners, vehicle owners, and business operators seeking reliable insurance solutions. The company emphasizes customer service and aims to guide clients through the insurance selection process, ensuring they find coverage that aligns with their specific requirements. With a focus on transparency and accessibility, Sterling Insurance caters to a diverse clientele looking for trustworthy insurance options in the competitive UK market.