Where the score comes from

Each source counts by its number of reviews. Only reviews written by people are scored.

Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source	Rating	Reviews	Weight	6-mo	Fake risk
Trustpilot Imported Trustpilot reviews	4.3	60	100%		● Low

4.3 / 5 overall

60 reviews across 1 scored source

How fake risk works ⓘ

Reputation trend

Monthly average rating from reviews written by people · latest review Sep 2025.

Last 3 months: 4.3
12-month avg: 4.3
All-time: 4.3
Category avg: 4.3

Monthly averageCategory average

How it compares

Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Insurance.

Overall rating and review count for this company and similar companies
Company	Overall	Legit	Service	Value	Trend	Reviews
A Choice InsuranceThis company	4.3 out of 5 (good)	100 out of 100	4.6 out of 5 (good)	3.2 out of 5 (fair)	—	60
Frontier Home Insurance	4.7 out of 5 (good)	100 out of 100	4.7 out of 5 (good)	4.7 out of 5 (good)	—	1,060
JustCover Travel Insurance	4.8 out of 5 (good)	100 out of 100	4.9 out of 5 (good)	4.7 out of 5 (good)	—	1,060
247 Home Rescue	4.8 out of 5 (good)	100 out of 100	4.7 out of 5 (good)	3.9 out of 5 (good)	—	1,060
Travel Insurance Saver	4.9 out of 5 (good)	100 out of 100	4.7 out of 5 (good)	4.9 out of 5 (good)	—	60

Bottom line: A Choice Insurance is #5 of 5 on overall rating in this group. On value, Travel Insurance Saver scores higher (4.9 vs 3.2).

Highly Favoured

1 review

Sep 3, 2025

Zero Stars

Zero Stars I have had an extremely disappointing experience with A Choice Insurance, and I feel it is important to share my concerns. I initially chose A Choice because their premium was significantly cheaper for insuring my Mercedes-Benz C-Class. For context, the vehicle had been parked on private property for two years. During that period, I ensured it remained road-legal by keeping its MOT and road tax up to date, and I arranged temporary cover when necessary. My everyday car at the time was a Volkswagen Golf, which I recently sold before insuring the Mercedes-Benz with A Choice. The issues began when I declared my four years of No Claims Bonus (NCB). A Choice requested evidence of this within 30 days of the policy start date. I provided my NCB certificate from VW Insurance, which covered my Volkswagen Golf. However, A Choice refused to accept it, insisting instead on proof of NCB for the Mercedes-Benz, despite my explanation that the vehicle had been off the road and the NCB was earned on the Golf I had sold. This led to repeated and, in my view, unreasonable questioning. I explained clearly that the Mercedes-Benz had been parked on private property, not on public roads, and therefore did not require continuous insurance. Despite this, the policy was cancelled. At that point, I had already paid for the first month and had just made my second payment. I expected either a refund or a clear breakdown of charges. Instead, I was informed that I owed £75 in cancellation fees, but despite several requests, no proper breakdown of these charges was ever provided. After two months of silence, I then received correspondence from a debt recovery agency, threatening legal action if I did not pay. To avoid unnecessary stress and the risk of a CCJ over a relatively small sum, I reluctantly paid—by this point, the amount had increased to £130. This experience has left me with the impression that A Choice prioritises finding loopholes to avoid honouring fair claims or refunds. I strongly advise others to consider paying a slightly higher premium with a more reputable insurer, as the stress and hidden costs of a “cheaper” option may end up costing far more in the long run. The lesson here is simple: cheaper is not always better.

Report

Month	Average	Reviews
Aug 25	4.3	17
Sep 25	4.3	43

A Choice Insurance reviews & trust report

A Choice Insurance has a positive customer experience.

Best for

Watch out for

Where the score comes from

Reputation trend

What people praise & complain about

Top praiseof 50 positive reviews

Top complaintsof 10 negative reviews

How it compares

Reviews

Customer reviews (60)

Terrible to deal with

Not good at providing insurance

Would advise people to stay well clear from these bunch of cowboys canced my sons insurance for no reason then charged him a cancellation fee of over half of what the policy cost just a scam company

They made mistakes charged me for…

Alternatives to A Choice Insurance

Frontier Home Insurance

JustCover Travel Insurance

247 Home Rescue

Travel Insurance Saver

International Card Services

eCapital Freight Factoring

The CrowdTrust Experience⭐

Zero Stars

Terrible insurance broker

Dreadful customer service after…

SHAMBOLIC - Obnoxious and arrogant staff, cancelled policy

Very expensive exit fees when you pass your test

About A Choice Insurance

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