1Plus1 Loans reviews & trust report

Last 3 months

2.0▼ 1.6

12-month avg

3.0

All-time

3.0

Category avg

4.3

1Plus1 Loans is a financial services provider specializing in unsecured personal loans ranging from £1,000 to £5,000. The company offers a straightforward borrowing solution with fixed monthly repayments and a unique feature called Rate Drop™, which rewards customers with automatic interest rate reductions for timely payments. This approach is designed to provide a fairer repayment experience for borrowers by reducing their overall loan costs. Targeting individuals seeking personal financing solutions, 1Plus1 Loans caters to customers in need of quick access to funds for various purposes, such as consolidating debt or covering unexpected expenses. The representative APR for their loans is 39.9% (variable), and all loan terms are subject to credit worthiness and affordability criteria. With a focus on transparency, the company emphasizes no hidden fees and clear loan terms, ensuring that customers can make informed financial decisions.