Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 81 - 90 of 996 reviews
N
1 out of 5 stars

We recently opened a small Cafe and…

We recently opened a small Cafe and tried for over a month to open a business bank account. Their onboarding was dreadful, the customer service not helpful and the last person I spoke to was rude. Dreadful waste of a lot of time

Date of experience: June 16, 2025

SM
1 out of 5 stars

Terrible online customer service

Terrible online customer service. Tried to contact them regarding a credit card that had not been received Their chat line is understaffed and you can be waiting for up to 40 minutes for a response, so you keep getting timed out and have to log in again. Got so fed up with it that I ended the chat as they say that you can pick the conversation up again later. Went back to it the next day and wasn't able to answer the questions that the person had asked. Later phoned them and cancelled the account

Date of experience: June 15, 2025

D
1 out of 5 stars

They need to wake up and understand…

They need to wake up and understand what customers need.

Date of experience: June 14, 2025

MW
1 out of 5 stars

Probably the worst banking experience…

Probably the worst banking experience I’ve had ever. I’ve been trying to open a regular account for the past 3 months, there was some discrepancies with the account opening as they did not approve my details the first time. After heading down to the physical bank, I was told that the application had already been approved and they’d resend me the card and security PIN. After about a week, I received the card and a PIN however, the PIN was for the disapproved application… (How is that even possible?) Called customer support and they told me they’d have it resent again. Over a week later, I haven’t gotten any mail. Called them again and they told me there might be some delay and I should just wait. It’s now been 2 months and I haven’t received the PIN. The customer support online is awful, they do not know anything and ultimately just refer you to go down to the physical sites for resolution. The support on-site at the physical locations are sometimes disinterested and rude thinking they’re better than you. I think I’ll stick to digital banks instead of these garbage financial institutions.

Date of experience: June 14, 2025

DQ
1 out of 5 stars

You shall comply or dei

What I find most telling prior to writing this review is the complete & total lack of business response. Lloyds simply DO NOT care about their customer network. Nothing could be more clear, since visiting my branch of 25 years today. They have set a laptop gatekeeper to take customer names to add into their system database and then ask you to take a seat in the "lounge" to await your turn for counter service. Another screw on the coffin of cash-based transactions simply constructed / designed to thwart the efficiency and effectiveness of cash and coral everyone into compliance. And your complaint is then responded to by the manager / spin-doctor that vomits out the corporate line all over you unwittingly to her's and her colleagues demise! "These people are sick!"; sadly so.

Date of experience: June 14, 2025

SP
1 out of 5 stars

Openied a new small busineess account

Openied a new small busineess account. I went through all the on-line account creation stuff. First time I tried to log on for real I am told I need tyo change my passowrd.... no idea why, I had already created one. So, I go though the online prompts.... told that there's a technical problem and to call their centre which is open till 6pm Saturday and Sunday. I called, went throuigh the usual automated nonsense.... tells me I need to get my password to hadnd to proceed. That was NOT the problem. Asks if I still need to speak to someone.... I say yes.... it then tells me that the lines are open until 2pm on a Saturday. 1. Why am I having to re-set my password? 2. Why doesn't the website work? 3. Why does the automated system jump to an incorrect colculsion? 4. Why does it ask me whether I want to speak to someone BEFORE telling me the service isn't available? 5. Why are the wrong timings on the website? I thought Barclays were rubbish. Lloyds are giving them a run for (my) money.... and I haven't actually done anything with this accouont yet.

Date of experience: June 14, 2025

E

ED

US

1 out of 5 stars

Terrible online customer “service”

The online customer service is the absolute worst. A chatbot that doesn’t understand the problem and keeps spewing out standard messages that don’t relate to the question you’re asking. If they quickly put you through to a real person it would be worth suffering it, but it is hopeless.

Date of experience: June 14, 2025

C
5 out of 5 stars

Highly recommended

Hey there! We recently bought our first house in Dagenham, and it was an exciting experience! To make it all happen, we needed to get a mortgage, insurance, and the help of a solicitor. We had the pleasure of working with Mr. Mark Tinton from Lloyds Bank Romford, and let me tell you, he was an absolute gem! He guided us through every step of the process with such kindness and expertise. Highly recommend him if you’re looking for a friendly and mortgage advisor. My instruction reference is BM1061904K/ORD & my case reference is BM1061904K/01/ORI.

Date of experience: June 14, 2025

PC
1 out of 5 stars

Doesn't even deserve 1 star

The worst online customer service. An unknown scam merchant took my money twice without my permission. I wanted to use the 24/7 message service. When you use the message option you will chat with a shitty bot which didnt help solve my problem at all. Then I tried to chat with an agent but they took hours to reply a single message. Still trying to solve my problem for 3 days. I will close the account after resolving the issue and switch to HSBC. Don't recommend Lloyds. Please response quickly, at least dont make customer wait for hours.

Date of experience: June 13, 2025

D
1 out of 5 stars

Ignorant bank.

Ignorant bank. Customer service a joke. Poor contact. Will leave you stuck with a robot ai rubbish. And no sign of a human replying or assisting. Complaints procedure goes back to the robot chat....No support, no help....time to move my hard earn money elsewhere. Would not reccomend.

Date of experience: June 12, 2025

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