Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 71 - 80 of 996 reviews
MA
5 out of 5 stars

Could not fault the customer service I…

Could not fault the customer service I had today from Lloyds

Date of experience: June 20, 2025

S
1 out of 5 stars

Theft

Sent £255.33 to a supplier’s old closed down account from my small business 11 days ago and Lloyds stole it. Unbelievable from a major bank who profits from money printing and usury. I would strongly advise avoiding dealing with such an unscrupulous and untrustworthy company.

Date of experience: June 20, 2025

F
1 out of 5 stars

Waste of time

Been with them for over 30 years and now I am being treated like a 2yr old telling me to ring the fraud department almost every time I try and make an online payment - even to people I've paid before. When I do get through, they lecture me on online safety and ask so many questions, the call lasts 30 minutes and they do the payment for me. I have recently moved house and so have had to pay alot of people eg estate agents , solicitors, movers etc etc. Sick of it - closed account and going elsewhere

Date of experience: June 19, 2025

AA
4 out of 5 stars

Thanks Lily May, besides that, Lloyds customer service is a joke!

I’ve had a horrific time with Lloyds Bank, avoid them like the plague. From customer service teams transferring you to ‘dead’ lines to get rid of you, to the absolute joke of having opened and closed an account on the 1st April which is still open, they really can’t say much for the customer experience. The reason why this is a 4* review is because after almost 3 months of trying to push a complaint through, I finally spoke to someone (Lily-May) who listened to me and escalated my complaint properly. It remains to be seen what happens next, but this probably will end up going to the ombudsman!

Date of experience: June 19, 2025

P
1 out of 5 stars

Review: Extremely Poor Service from @LloydsBank

Review: Extremely Poor Service from @LloydsBank I’ve been a loyal customer of @LloydsBank for over 30 years, but my recent experience has left me shocked and frustrated. I contacted the bank regarding an unauthorised debit on my main account and was transferred to Kiren from the fraud department. Her attitude was rude, dismissive, and completely unhelpful. She did not listen to my concerns and offered no real support. Without any notice, my card was blocked and stopped, and I was not told — leaving me with no access to my money. Absolutely unacceptable from a bank I’ve trusted for decades. Terrible customer service, especially from the fraud team, where reassurance and action are crucial. Do better, @LloydsBank. #LloydsBank #CustomerServiceFail #BankingProblems #FraudDepartment #DisappointedCustomer If negative stars were possible on Trustpilot, I would have given one without hesitation.

Date of experience: June 19, 2025

R
1 out of 5 stars

Pathetic

Most pathetic bank that I know of.

Date of experience: June 18, 2025

CM
1 out of 5 stars

Lloyds Ready Made Investments

Lloyds Ready Made Investments - Painful & slow. 1st transfer application (Lloyds to Lloyds) took 6 weeks. Applied for two others, at different risk levels but they got cancelled as i did the applications together! Sent me the forms together but can't do two together! Cancelled both applications without a call or an email to their customer. Had to call them! Really poor. And now it's another 6 weeks until I can open another one or transfer in to my existing one! They can't do more than one at a time. Guess what, have lots of accounts with them and a fair chunk of money and it's all heading towards The Nationwide, fed up with them. Vote with your feet.

Date of experience: June 17, 2025

BS
1 out of 5 stars

I'm trying to reactivate my account

I'm trying to reactivate my account, whchi as been dormant for months...I've. sent all the required authenticated documents and called multiple times. the service is disgraceful I can't wait to close everything and switch to a fintech!

Date of experience: June 16, 2025

B
1 out of 5 stars

Non existent customer support

Wanted to order some foreign currency from my account. There was a technical error with the app multiple times . I tried logging off / on as suggest, didn't work, waited a while and tried again, still didn't work. Used online 'chat help' which is just AI nonsense which took me.back to the app which is where I started. Messaged on Facebook and 3 different people answered in the conversation thread and clearly hadn't a clue what to do, probably management. Phoned up and said the recorded message 'unable to order foreign currency through due to a tech fault ' it then said I couldn't order currency by phone and hung up Phoned again and spoke to to someone who suggested I visit my local branch, I said I would love to but you closed it and it's now a charity shop. At this point I decided it wasn't worth the hassle so will get my currency elsewhere. One star is one star too many.

Date of experience: June 16, 2025

TM
1 out of 5 stars

Shocking Inefficiency After 10 Years as…

Shocking Inefficiency After 10 Years as a Customer A decade of loyalty, and now they’re suddenly flagging fraud multiple times without cause—locking accounts and forcing you to visit a branch with ID just to regain access. This isn’t security; it’s outdated bureaucracy. Digital banks are coming, and they’ll wipe the floor with this kind of service.

Date of experience: June 16, 2025

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