Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 91 - 100 of 996 reviews
N
2 out of 5 stars

Personal loan

We are contacting the bank with great ambition for a personal loan, but their response has been disappointing. However, since we have been dealing with our wage transfer for the past nearly two years, they are disputing it.

Date of experience: June 12, 2025

BD
1 out of 5 stars

Even one star is too many.

Even one star is too many. When you are discussing personal banking with the fraud department does it have to be on the phone in the middle of the bank. No privacy what so ever. This was Crewe Branch in Cheshire. I assume that all branches are now the same. You might as well put the person on a stage with a microphone, so close to the cue for the cash machine. I understand that it is only one side of the conversation but how embarrassing. I wouldn’t mind but the reason we had to make this embarrassing phone call was because they hadn’t bothered to sort out the problem discussed on the phone the day before spending over two hours going over the same thing over and over again. We understand that scams are a very very big banking problem but please sort out where you place your phones in branches.

Date of experience: June 11, 2025

A-
1 out of 5 stars

Poor customer service

Messed up our busienss switch account, staff were rude unhelpful and unprofessional. I was about to swtich whole group and my perosnal accounts over! clearly unprofessional as per all other thousands of bad reviews.

Date of experience: June 11, 2025

RR
4 out of 5 stars

Top-Notch Customer Service

Lloyds has always provided excellent customer service in my experience (personal & business). Whether it’s over the phone or online, their staff are consistently polite, knowledgeable, and quick to help resolve any issues. It’s clear that customer care is a strong focus for them, and I’ve always felt well-supported. However, one downside is the significant number of branch closures in recent years. While digital banking is convenient, sometimes you really need in-person support - especially for more complex issues. The reduced branch access can be frustrating, particularly for those who value face-to-face service. Overall, I still rate Lloyds highly for their professionalism and customer care, but I do hope they reconsider the impact of these closures on loyal customers.

Date of experience: June 11, 2025

M
1 out of 5 stars

No help at all, waist of space

Been charged from some company with out my permission, Called to fraud service and they telling me that I done the transaction and I will not get back my money Very unhappy never have issues with other banks

Date of experience: June 11, 2025

KS
1 out of 5 stars

Walked into the Reading branch today …

Walked into the Reading branch today asked for help as I can’t make an account online as for some reason my details was not working. They responded by saying we can’t help with that you have to sort it out online. So I decided to leave and go to the computation and opened an l account elsewhere.

Date of experience: June 10, 2025

VD
1 out of 5 stars

Very poor attitude and rude

Very poor attitude and rude, same Asian man kept threatening again me three times. And and so Secuirty touched grab bite my arm and took off & him because grab bite my arm hurt little… I wanted to report manager and tried explain white woman manager but they did not care & did not listen me. Also FRONT OF PUBLIC… I wanted meet with manager but REFUSE. I FEEL SICK AND PISS OFF AND DO NOT RIGHT AND ANGRY WITH SOME STAFFS AND NO PROFESSIONAL THIER JOBS at Lloyds bank, Wood Green branches ! IT’S DISABILITY DISCRIMINATION ACT… AND VERY POOR SERVICE AT WOOD GREEN BRANCHES …

Date of experience: June 10, 2025

AM
1 out of 5 stars

I used to euro for Lloyds Bank

I used to euro for Lloyds Bank. I had a Credit card with them that I paid off 8 years ago. They had already blocked it, because I had been using it for transfers. I asked them to cancel it. 8 years after piadinha off, 8 years after asking them to cancel, 1 year after moving house, I get an email to make s payment on the card. 1 pound 49 pence. Yes only that. I report it by call twice, I report it by app twice, they send me chasing emails every 2 days. They charge me interest! I paid, what a good awful useless bunch. And I used to work there!

Date of experience: June 10, 2025

T

TH

US

1 out of 5 stars

OMG I must change banks.

OMG I must change banks.. terrible interest rates. complicated out of date fraud process.. closed all there branches, been with them for 40 years. the time has come they go in the bin.

Date of experience: June 10, 2025

JS
3 out of 5 stars

Ok, but needs a better customer service experience

I joined Lloyds earlier this year after moving from HSBC. Overall the bank itself has been fine but there have been a few challenges and mainly via the customer service. So, messaging service. This is essentially pointless. You drop a message which often gets ignored, and 9/10 times they tell you just to call in. Clearly the performance management of who runs this isn’t managed. Calls, these have been intermittent. If you can manage to need them when they’re open. I’m told Premier is 24/7 but this isn’t fully true as while technically someone is there, they have to ask you to call back in when the other department is open. The app is the best part by a long shot. Super stable and a nice mix of simple and complex with some great features. I really just wish they would solve their customer service.

Date of experience: June 9, 2025

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