Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 861 - 870 of 996 reviews
RN
1 out of 5 stars

Just rang the helpline for a banking…

Just rang the helpline for a banking enquiry and after waiting over ten mins to get through I was told no help available at min due to a dispute with Lloyds and Halifax? What kind of nonsense is this? She said we have no control at the min. She couldn’t do anything she said. So frustrating to told by a help line that their is no help available and I hadn’t even gave a reason for calling yet. Absolutely appalling service.

Date of experience: October 1, 2024

H
1 out of 5 stars

Lloyds is no longer the bank it was

After many relatively happy years with Lloyds I have just had the worst experience I've ever had with any bank in my lifetime (74 yrs young). All I wanted to do was move some of my savings from accounts managed by the Flagstone platform to others, both organisations mentioned on Martin Lewis's 'MoneySupermarket' website and regulated by the FCA. On THREE attempts to make payments from my current account, they were all refused and my account blocked - first the fraud dept made me go to my branch, where the advisor contacted them and finally resolved the issues causing the red flag...or so I thought! Later, a new attempt was also blocked and had to contact the fraud dept once again...who assured me all would be OK when trying again later that afternoon...WRONG! Put through the security wringer for the third time I was finally able to actually move my own money to where I wanted. Reason for hours of stressful experience?...system requirements for security purposes. But a system that cannot differentiate between reputable, safe organisations and more dubious ones is clearly not fit for purpose and NOT conducive to online banking. And with no guarantees that this won't happen again with any other 'new payee', I shall be closing my Lloyds accounts and transferring to the likes of FirstDirect (with a nice £175 bonus!). Update...UNBELIEVABLE! After finally able to make the payment in question and having informed them I would be making 3 more to the same destination over the next 3 days due to daily limit, the next one went through fine...then, on day #3...BLOCKED AGAIN!!! So, call with fraud dept number FIVE before I can continue moving my own money where I want it to go...TOTALLY INEXCUSABLE...FirstDirect here I come...

Date of experience: September 30, 2024

C
1 out of 5 stars

Useless

Useless. I have proof of a item not sent but the bank won't escalate my case and sided with the supplier despite me having a email from the sender stating we do owe you a refund but your dealing with your bank so can't help! Going to change banks

Date of experience: September 30, 2024

BB
1 out of 5 stars

Lloyds TSB Harbour High Street could…

Lloyds TSB Harbour High Street could really do with more staff people waiting for to an hour just to pay money into an account no sign same way you should go and two people wandering around looking lost. This is the worst Bank I’ve ever been in.

Date of experience: September 30, 2024

YL
1 out of 5 stars

Insecurity bank, someone can use your expired card to debit your account

In August 2024, I suddenly found an unrecognised transaction then I found a total of 30 fraud transactions (£10.47 per 3 months) (total amount £314.10) debited from my bank account between 16/5/2017 to 16/8/2024. After checking, someone had used my expired card (last 4 digits : 4211) & invalided security code in 2017 to debit my account continuously even though my card was expired in 2019, 2021 & one reported lost/stolen. Now, my current card number (last 4 digits: 4237) All these fraud transactions never show on my standing instruction or direct debit records. It is great risk to our customer that someone can use your expired card & invalid security code to debit/credit anytime as they like. I lodged a complaint to Lloyds Bank but they mentioned this was our customer to check all transactions correct all the time. They refused to admit their banking system failure and caused me to suffer loss.

Date of experience: September 29, 2024

MD
1 out of 5 stars

If you’re able to choose, don’t go with Lloyds

The most process oriented and non-customer centric organisation. It’s impossible to call as the phones are seldom answered within 15 minutes. It’s impossible to speak to anyone as all their branches are closed. They appear to invest significantly in TV advertising to gain new customers and my long term consistent experience is that they do not care about me as their existing customer. When you have a problem they are rude and curt. I cannot think of an organisation that offers such poor service so consistently.

Date of experience: September 29, 2024

MM
1 out of 5 stars

New app is awful

New app is awful. I can’t compare products to decide what savings plan I want. Been a Lloyds customer for years, the old app was 100% better!

Date of experience: September 28, 2024

GT
1 out of 5 stars

Rubbish - can't change/cancel one off payments online

I switched to Lloyds in July as a brand new customer. The switch failed on fortnightly standing orders as Lloyds don't do them! Now, I have discovered that I cannot edit, cancel or change a one-off scheduled payment in the app or online banking. Online support is woeful. So far it has taken me over 5 hours waiting for responses to messages and I still haven't managed to change two payments. I will be switching back to Nationwide ASAP.

Date of experience: September 27, 2024

JC
2 out of 5 stars

Digital saturation.

When are Lloyds going to get it ? The vast majority of clients/customers DO NOT WANT DIGITAL. Maintain ALL Branches and cash machines Not less. Are you listening Lloyds? NO.

Date of experience: September 27, 2024

JN
1 out of 5 stars

The new updated mobile app is terrible

The new updated mobile app is terrible. It looks unprofessional. Both the garish colour scheme and the font are childish. I used to be able to select cash back offers on the old app. These have disappeared. There is a section called ‘everyday offers’ but the app won’t let me register for those.

Date of experience: September 27, 2024

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