Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 871 - 880 of 996 reviews
S
1 out of 5 stars

Worst company EVER

Worst company EVER. I regret even banking with these people. They put me through hell yesterday only for me to be told that they’ve closed my account for no reason whatsoever and that they don’t owe me an explanation for this. Apparently it states this when you sign with them… hmm. I’m glad it was closed, and I am never coming back to this hell whole of a bank.

Date of experience: September 26, 2024

PH
5 out of 5 stars

great customer service…

went to pay in a cheque at Lloyds in Watford using the self service machine. Couldnt get the cheque to accept. However, Tania saw I was having trouble came over and sorted me out in a jiffy

Date of experience: September 26, 2024

OA
1 out of 5 stars

Long time customer, won't use agin.

Rubbish app, no customer service or support. Been around the houses trying to register on the app just to hit a technical difficulty their side.only need the app to speak to an agent. All I want is a copy of my statement, been a customer for 17 years. Joke.

Date of experience: September 26, 2024

MS
1 out of 5 stars

Lloyds cannot understand people with a lisp, an accent,

Lloyds automated online system is unable to understand me now I have a lisp. What problems does that cause for others with speech differences like Irish, Scottish, or foreign accents? Does Lloyds failure reveal prejudice? Karen of Lloyds took five times as long to record my complaint as it has taken me to post here and subsequently amend. Clearly Lloyds Bank wants to deter customer complaints.

Date of experience: September 26, 2024

VA
1 out of 5 stars

Still after two weeks cannot get into…

Still after two weeks cannot get into my account on the website or on the app. Have spent ages on the phone with them and changed log in details several times, ends up saying we are having technical difficulties. Useless.

Date of experience: September 25, 2024

M

MP

US

4 out of 5 stars

Lloyds Bank Kings Rd.

I went to the branch located in Kings Rd. in London, I received a excellent service, especially from Cecilia, who provided the service I needed when I went to the branch, and not only that, she gave me very valuable, accurate and professional information. People as competent and professional as Cecilia should be in all offices. My 5 stars go to Cecilia, she is amazing!

Date of experience: September 23, 2024

MP
1 out of 5 stars

Their latest app update is terrible and…

Their latest app update is terrible and looks like it was designed by a child. I only bank online and since the update I am now considering moving banks as I don’t want to even look at the app!! Bad decision by the UX team and a poorly governed project to produce such a poor outcome

Date of experience: September 23, 2024

AN
1 out of 5 stars

My mobile banking was suspended for no…

My mobile banking was suspended for no reason at all and after I called wait for hours they told me is sorted which wasn't and now I gotta make the same call and wait for hours, absolutely disgusting staff too on fraud department.

Date of experience: September 22, 2024

JF
3 out of 5 stars

Poor app update, too much payment blocking

I’ve had little to no trouble with Lloyds who I have been banking with for over a decade. However I haven’t needed to request assistance very much. I have a classic account and a credit card with Lloyds. The card is often getting blocked. I approve via the app which is successful but then the payment is blocked. I don’t get a text asking me to verify this payment but they do have my number. It’s very frustrating so I use my Santander credit card now which has always been brilliant - but no cashback. The app was good, I liked the notifications about money in and out. Was delighted that they added this service to the credit card as well which assists if you are the victim of card cloning. But the user interface on the new app is dreadful. Far too busy and the font - are we regressing back to ye olde world here. I have just opened a bank account with Starling. The app is beautifully minimal, you can even export a certified copy of a statement. Statements are also automatically generated calendar monthly which I like. It appears you can also scan a receipt to a transaction but not tested that yet.

Date of experience: September 22, 2024

A
1 out of 5 stars

Ohhh Lloyds you dont help yourself, but I still think you're great

Soo been banking with Lloyds since 1993 (my 1st kids account) I now have a plat and classic accounts, cash and share Isa etc etc and was wanting to open up a smart kids account for my 12 year old. His 1st account.. But after two weeks of going to the branch and speaking to the customer care. Its not possible.. unless I downgrade my plat account (circa £20 a month and lots of great benefits) to a club Lloyds account (£3 a month and not so good benefits). I even asked if I could upgrade my classic account to club Lloyds (AND pay the £3) .... but no...the system wont allow that, cant have a Plat and club Lloyds apparently...What a pity, as now I will have to have my kids banking elsewhere Very unlikely to ever hear back from Lloyds on this, but very sad…….

Date of experience: September 21, 2024

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