Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 831 - 840 of 996 reviews
LF
1 out of 5 stars

Wow of wow lloyds

So I received a letter today from Lloyd's bank via Royal Mail. The envelope was fully ripped all my details on show an elastic band used to roll it up. When I called to complain to Lloyds I was advised my mail had arrived to me in the condition they would expect. I put it to senior management of Lloyds is putting my personal data at risk that unimportant to your staff and what you accept as good customer service. Charlie nunn I put it to you have a member of your senior team reach out to explain senior level is vital

Date of experience: October 8, 2024

MU
1 out of 5 stars

Poor service

Extremely poor service when I went to Lloyds Bank in Leamington Spa. Entered the branch and was greeted by a lady who struggled to understand that I had opened an account and needed to get my ID verified. Branch is open till 5pm and I arrived at 4.30pm to be told that the counter is closed. No sign to suggest this as I even looked online. Was told that I will need to wait for a lady called Sharon to become free. Another customer was just behind me and Sharon knew him therefore he was served first. This led me to look at the reviews on google and saw a review that the particular lady (Sharon) was quite rude towards another customer which made me quite apprehensive to be served by her. When it was my turn Sharon looked at me quite aggressively. I explained the reason for my visit and she asked me for the reference number. I opened the e-mail I had received when I opened the account on the app and I couldn't see the reference number so asked if it's the sort code and account number. She went NO the reference number (very firmly) and tried snatching my phone off me which I obviously refused. I couldn't believe what I had experienced. Then she mentioned if I had my account detail the account was already set up and helped me to get my passwords sorted. I wish she had training on customer service skills and dealing with difficult situations. Sadly can't blame the lloyds staff but this is the problem with management for turning a blind eye on what training the staff needs. The 20 minutes I was in the branch I saw two customers losing their temper for not getting the help. Quite sadden to see that the bank I have chosen is being managed really poorly.

Date of experience: October 7, 2024

M

MG

US

1 out of 5 stars

Staff are rude and beyond incompetent

Staff are rude and beyond incompetent, then have the cheek to play the victim card when you get frustrated at them for openly lying to you and wasting your time on a premium number! They refuse to do anything you ask them, literally even down to being transferred to the relevant department you were asked to call back with a dedicated reference number! Absolutely refused to transfer me after I cleared security, resulting in me now not being able to access my money in any capacity which I'm pretty sure is illegal! But no that's too much for Lloyd's staff! Then they make you repeat the same process over and over on said premium line despite having already cleared security, nope, do it again, and again.. What's that? You transferred departments? Security again! I literally had general switch board staff wasting my time asking for a reference number from the IT department when they actively knew they couldn't access it, because guess what!? They aren't in that department and can't log into that system, they also knew that I'd have to give it all over when they transferred me, which they didnt do! So why bother with your pathetic little power trip!? Just do what you've been asking to do and transfer me! Hands down the worst bank I've ever dealt with! I'll be moving over to a new bank ASAP! The staff actively try and sabotage you and prevent you from fixing problems they have caused.

Date of experience: October 7, 2024

GQ
1 out of 5 stars

Customer service are poorly trained…

Customer service are poorly trained staff some where offshore. I need to keep repeating the same information time after time. They either do not listen or do not understand. I have wasted too much time trying to get a simple thing resolved. I have worked in call centres and I recognise poorly trained staff. I need to find a better bank.

Date of experience: October 7, 2024

MO
5 out of 5 stars

Helpful and friendly

I was seen very quickly when I had a problem with my card and the assistant did everything possible to resolve the issue. I want to say Thank you.

Date of experience: October 5, 2024

CR
1 out of 5 stars

Avoid!

30 years banking with Lloyds and as soon as my husband and I hit a bit of financial trouble, rather than helping, they simply closed all of our accounts with no warning leaving us without any means to buy anything. 4 hours of phone calls and nobody could help. Their slogan 'by your side' is a total lie. They no longer want our custom. Disgraceful.

Date of experience: October 5, 2024

TS
1 out of 5 stars

Avoid this bank as you can

I sell my cryptocurrency on Binance platform to one of verified merchants because need improve my qualifications and need more money because currently live on Universal credit. I top up Binance three years ago from my Lloyds account and have proof from history. Two hours later after sell transaction they block my account because they believe i received fraudulent funds. They totally block my account and i have no access to my savings. They say this investigation can take 15 days and somebody will contact me. They advise go to branch if i need money for bills but i live in Scotland where no more Lloyds branch then they advise me to go to one of their partner Bank of Scotland. After visit BoS i no received any cash because my account is blocked. Any bills payment or buying food is impossible now. Now exist as nomad without money. They are dangerous to your savings and can block all, even money which are not under investigation. They block my life and put me on high stress. Strongly not recommended this bank!!!

Date of experience: October 5, 2024

AK
5 out of 5 stars

BEST BANK OUT very polite staff when i…

BEST BANK OUT very polite staff when i phone my branch very helpful never ever had any trouble of this bank when i need a new card they work quick so i can use it i will never go anywhere else i will stop with Lloyds till i snuff it internet banking is simple to use excellent bank

Date of experience: October 5, 2024

G
1 out of 5 stars

2 Examples in a month

1. Requested a statement. Was told they couldn't do that. 20 minutes of arguing before the same agent just went "I can have one emailed to you, you'll get it inside 3 days" when that was all I wanted in the first place. 2. Blocked from tram ticket machines due to incorrectly declined card payment. Lloyds accept it was declined incorrectly and insist there is simply no way to put that right. Both these examples inside 1 month. Time to find a new bank after 33 years with them.

Date of experience: October 5, 2024

IA
1 out of 5 stars

Club Lloyds Monthly Saving Account

Very dissatisfied with Club Lloyd’s Monthly Saver with an interest rate of 6.25% as a result I received 1.4%

Date of experience: October 5, 2024

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