Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 821 - 830 of 996 reviews
SA
1 out of 5 stars

They updated the app and it's very…

They updated the app and it's very confusing will not be using it they need to bring back the old one or I'm deleting it

Date of experience: October 11, 2024

JH
1 out of 5 stars

Frustrating.

Frustrating. My local branch has closed so I use mobile banking and this is very convenient for routine banking. However I recently needed help with a matter that was beyond my banking app. I visited a branch 4 times and despite it being quiet every time, I was unable to speak to a member of staff as they were either busy with other customers, or carrying out other unknown tasks that required them to ignore me. I left the branch on each occasion frustrated that I couldn’t resolve my issue. I tried the message service but the chat robot was unable to understand my request. I eventually spoke to someone on the phone, after a 25 minute wait (apparently they were experiencing very high call volumes) who resolved my issue in around 10 minutes. Sort it out Lloyds, customers are the most important people in any business, you need to respect them more. I’m thinkin* of moving my accounts elsewhere.

Date of experience: October 10, 2024

rm
1 out of 5 stars

Their refurbished online banking app is…

Their refurbished online banking app is dreadful. It's clunky and totally confusing. God knows why they've altered the previous version, which worked really well. It's now pretty much unusable.

Date of experience: October 10, 2024

CS
5 out of 5 stars

I made a visit weeks ago and what…

I made a visit weeks ago and what transpired is this. I went for assistance with managing my accounts and this best way for me to ensure bills where paid. I needed then to know how much spending money was left. I met a beneficial lady by the name of Narma who proved to be knowledgeable and not only sorted my accounts so that I was able to manage them, but she demonstrated to me how I was able to go on the Lloyds app and arrange Direct debits and such like myself. I must explain that the bank was busy and as I am profoundly deaf the background noise made communication difficult. All I can tell you is Narm or Nalma turned what I thought was going to be a stressful experience into an easy one. This was at the main Oldham Branch on the high street Her boss was called Lucy and the young lady was not only polite she was very beautiful. Good luck in your career Nailma and thank you

Date of experience: October 10, 2024

NA
1 out of 5 stars

Worst bank in uk

Worst bank in uk , hate them , they are racist close banks for no reasons rakein ur money , not giving notice never go with them believe me cause i waste my time to write this down here

Date of experience: October 9, 2024

JW
1 out of 5 stars

Your new app font is terrible

Your new app font is terrible. I need my bank apps to be clear and functional, not try to be fancy and pretty. Please change it back.

Date of experience: October 9, 2024

MS
1 out of 5 stars

Lloyds profiteering on 0345 calls

How would you feel if Lloyds chat sent you to an 03345 call, which then sent you on line, which then sent you back to 0345 which said it would charge you a minimum of £3.20 probably treble to sort a problem caused by Lloyds? Then don't bank with Lloyds

Date of experience: October 8, 2024

X
1 out of 5 stars

Atrocious customer service

Atrocious customer service. Failed to accomplish a Switch or address any complaints. I only opened the account for 2 weeks before requesting closing it due to awful customer service and rude staff.

Date of experience: October 8, 2024

CA
1 out of 5 stars

Poor service

Had an unauthorised not by myself from a company who took money off the account. I disputed this and a week later still going around I circles. Told its not fraud and if not hear anything back from the people who took the money then I can go down the dispute route. Tried this again repeatedly asking same questions over and over again, me answering the same over and over again. A week later now saying fraud being past from person to person. So now I've emailed ombudsman directly as got nowhere a week later. These people don't know what they are doing and have had no help . Currently looking Into a new bank server and reading up on the best reviews and when have time and scope will change banks. No happy at all. Avoid Lloyds bank look at the reviews for the best bank to suit your needs.

Date of experience: October 8, 2024

A-
1 out of 5 stars

Lloyds the inefficient JOBSWORTH BANK.

Having saved about £100 in coin for Grandchildren, took to Lloyds bank to exchange for notes. I have banked with Halifax (a part of Lloyds) for 40 years. Halifax dont change coins - something to do with not being a clearing bank - I think! Visited Lloyds 2 doors from my Halifax branch (sort code 30-93-54) to do the deed. Coins now in THEIR special denomination sized plastic bags. "WHATS YOUR ACCOUNT NUMBER?" I dont have a Lloyds ACCOUNT but I have been with Halifax as above etc. "SORRY THEN WE CANT DO COIN EXCHANGE." How do we break the impasse? "YOU CAN OPEN AN ACCOUNT - HERE, NOW, ON-LINE AT THE DESK!" What just to do exchange "YUP" - ok do it, Lloyds had to do it for me because I cant read the small Lyoyds font on my phone and not brought reading glasses with me! Account created. Coins exchanged WITHOUT reference to the account. NO money deposited in the account. I walk out with the exchanged notes. I have 30 days to cancel the account; I wont need 30 days! WHAT AN ABSOLUTE JOKE! HOW INEFFICIENT CAN A BANK BECOME. APOLOGIES TO THOSE IN THE QUEUE THAT BUILT UP BEHIND ME

Date of experience: October 8, 2024

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