Cigna is a cheating scam insurance company. I told them I wanted to start a month after I called them, and they promised they would not charge me or start the coverage, and then they started it right away and so I paid an extra month. Now a year later, I have been trying to cancel my insurance and they just ignore me. I sent them an email, no response. I chatted with them, their representative said there was an open case for cancelling so they couldn't do anything more. But then, I got a charge for August even though I had been clear several weeks before that I was cancelling and didn't authorize any further deductions. I have now sent another email and I have received no responses. They are ignoring me to collect their fees. Disgusting behavior while they make billions by refusing care and cheating people out of healthcare.