Overall experience was great
Overall experience was great. Everything was explained and they made sure I understood what I was doing and going through.

Credit Sage is a credit repair company dedicated to assisting everyday Americans in improving their credit scores. By providing personalized consultations, the company helps clients identify and rectify errors on their credit reports, enabling them to take control of their financial futures. Credit Sage aims to empower individuals to achieve their financial goals, whether it’s buying a home, securing a car loan, or enhancing job prospects. The company serves a diverse clientele, including individuals facing credit challenges who seek to enhance their creditworthiness. Through a straightforward three-step process, Credit Sage offers expert guidance tailored to the unique needs of each customer, ensuring they receive the support necessary to navigate the complexities of credit repair. With a focus on improving credit scores, Credit Sage is committed to helping clients secure better interest rates and improve their overall financial well-being.
Credit Sage receives a mix of feedback from its customers, with many praising the helpfulness and knowledge of its staff. Reviewers frequently express gratitude for the assistance they receive, highlighting specific representatives like Latoya and Robert Coates for their clear explanations and support during stressful times.
However, a significant portion of reviews raises serious concerns, with claims of the company being a scam and accusations of deceptive practices related to debt collection. Customers report feeling misled about fees and express frustration over difficulties in obtaining refunds. While many appreciate the service and find it beneficial for credit repair, the negative experiences regarding trust and transparency cannot be overlooked.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 3.8 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Aug 25 | 3.5 | 8 |
| Sep 25 | 3.9 | 52 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Extremely helpful in a stressful time”
“CREDIT SAGE IS A SCAM THERE ASSOCIATE ACTED AS IF THEY WERE A COLLECTION AGENT TO SETTLE A DEBT”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Value | Trend | Reviews |
|---|---|---|---|---|---|---|
| 3.8 out of 5 (good) | 100 out of 100 | 4.1 out of 5 (good) | 1.0 out of 5 (poor) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | 1.6 out of 5 (poor) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 3.5 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 1.8 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | — | 27 |
Bottom line: Credit Sage is #5 of 5 on overall rating in this group. On value, Oodle Car Finance scores higher (3.5 vs 1.0).
60 reviews of Credit Sage. Filter by what matters to you.
Over a year ago
Overall experience was great. Everything was explained and they made sure I understood what I was doing and going through.
Over a year ago
CREDIT SAGE IS A SCAM THERE ASSOCIATE ACTED AS IF THEY WERE A COLLECTION AGENT TO SETTLE A DEBT!!! I TRIED TO GET MY REFUND BACK BUT WASNT TRYING TO RETURN IT BACK. NOW IM GONNA FILE A LAWSUIT AGAINS... See more
Over a year ago
Deseo expresar mi reconocimiento a la Sra. Cristina Bernal por la calidad de su servicio y la atención brindada .Gracias por su gran ayuda
Over a year ago
This place is a verified scam. Callers search debt collectors on there credit report and this company comes up first in search. When calling sage employees pretend to be employed by debt collector to... See more
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Overall experience was great. Everything was explained and they made sure I understood what I was doing and going through.
CREDIT SAGE IS A SCAM THERE ASSOCIATE ACTED AS IF THEY WERE A COLLECTION AGENT TO SETTLE A DEBT!!! I TRIED TO GET MY REFUND BACK BUT WASNT TRYING TO RETURN IT BACK. NOW IM GONNA FILE A LAWSUIT AGAINST THEM BECAUSE I DIDNT NEED TO SIGN UP FOR A CREDIT REPAIR WHEN I ALREADY HAV ONE THATS DOING ONE HELL OF A GOOD JOB!!!!!!
Deseo expresar mi reconocimiento a la Sra. Cristina Bernal por la calidad de su servicio y la atención brindada .Gracias por su gran ayuda
This place is a verified scam. Callers search debt collectors on there credit report and this company comes up first in search. When calling sage employees pretend to be employed by debt collector to sign you up for credit repair. They do not give refunds They charge monthly fees They do not fix your credit They file disputes the same way you can via your credit score app. If your reading this too late contact your bank and report them as fraud to get your money back. Banks are aware of this company's fraudulent activity
Extremely helpful in a stressful time. The representatives were kind and helped make sense of my Credit profile.
Very helpful
Very helpful and knowledgeable. Would recommend to anyone trying to repair credit
They will scam you out of hundreds of dollars if you go through with what they telling you on the phone no be a victim to the hidden fees and none refundable after 1 day they make it seem like they sent everything over. EVERYONE THIS IS A SCAM DO NOT TRUST THEM!!!
Me ayudo el agente Alex se los recomiendo excelente en explicar todas tus dudas sobre tu crédito
Speaking to a real person was wonderful. The associate, Kelly, who helped me was a delight. She explained everything clearly and was so polite. I got all the assistance that I needed and more.
Latoya was amazing! I had no idea what was going on and she was patient with having to explain each process to me!
Robert Coates is amazing! Very knowledgeable and helpful to my situation. He helped me understand more than I did before and made the process quick and easy!!
I'd like to specifically commend Clem Sanders. Gave clear, step by step assistance with all my credit related issues, and went above and beyond in providing advice and counsel that is sure to help me in the future. If all goes well I'm expecting to really turn my credit score around with the help of the Credit Sage service. I called in with a small inquiry and now I'm well on my way to being debt free, I can't thank them enough - most especially Clem Sanders.
What made my experience great is that I was on the phone with an amazing representative Mr. Cody. He was very pleasant, knowledgeable and understanding about my issue. Mr.Cody explained everything to me in a professional manner even though I wasn’t aware of a lot. I didn’t understand what was on my credit he made me feel secure about the positive outcome Mr. Cody is definitely a big asset to this company I would like to thank him for all he have done for me today and I appreciate the assistance.
Very helpful and considerate about my situation and gave me the information I needed to get back on track with my credit, thank you!
Diana is wonderful! My experience with her was amazing. She is so helpful, friendly, and patient. I will not be able to thank her enough.
I honestly don’t even know where to begin.. When I called in I was so stressed out about fixing my credit. I worked with Makaela and I have to say not only was she extremely transparent and helpful, she made the whole process very enjoyable. 1000/10 service!!!!! Thank you Makaela! :)
Jonathon (I truly hope was his name) was probably the most amazing person I could have talked to. Without going into too much personal detail, he not only explained what would happen in terms of my credit debt, but he spoke to me regarding where my life is at, how he could relate to what I'm going through, was empathetic, listened while I was very emotional, and provided words of wisdom all while ensuring I understood the dispute process and being completely transparent in a way that was not overwhelming. I am so glad I called and think I was meant to speak to him. I will sing his praises forever. Thank you so much for not treating me like "just another person." You have made an extremely hard time in my life, a little easier by helping me through this. Thank you again.
Credit Sage is a credit repair company dedicated to assisting everyday Americans in improving their credit scores. By providing personalized consultations, the company helps clients identify and rectify errors on their credit reports, enabling them to take control of their financial futures. Credit Sage aims to empower individuals to achieve their financial goals, whether it’s buying a home, securing a car loan, or enhancing job prospects. The company serves a diverse clientele, including individuals facing credit challenges who seek to enhance their creditworthiness. Through a straightforward three-step process, Credit Sage offers expert guidance tailored to the unique needs of each customer, ensuring they receive the support necessary to navigate the complexities of credit repair. With a focus on improving credit scores, Credit Sage is committed to helping clients secure better interest rates and improve their overall financial well-being.
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