The Co-operative Bank is a UK-based financial institution specializing in personal banking services. The company offers a range of products including current accounts, credit cards, and savings accounts, all designed to meet the needs of individual customers. With a strong emphasis on ethical banking practices, The Co-operative Bank is committed to ensuring that customer funds are not invested in unethical industries or practices.
Targeting consumers who value social responsibility and ethical finance, The Co-operative Bank positions itself as a reliable alternative to traditional banks. The bank promotes transparency and accountability in its operations, appealing to customers who prioritize ethical considerations in their financial decisions. By providing online banking services, the company aims to enhance convenience for its customers while maintaining a focus on responsible banking.
The Co-operative Bank has a positive customer experience.
The Co-operative Bank receives overwhelmingly positive feedback, with many customers praising the exceptional service provided by staff across various branches. Reviewers highlight the friendliness and professionalism of employees like Kevin Marquis and Sharon from the Caerphilly branch, who are noted for their supportive and informative assistance.
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Customers appreciate the clarity and patience shown during appointments, particularly when setting up accounts or discussing financial options. However, some negative feedback arises from issues with the online application process, where customers report frustrations with having to re-enter details multiple times. Despite these occasional complaints, the overall sentiment remains highly favorable, reflecting a strong commitment to customer service.
Each source counts by its number of reviews. Only reviews written by people are scored.
Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source
Rating
Reviews
Weight
6-mo
Fake risk
★
Trustpilot
Imported Trustpilot reviews
4.8
60
100%
—
● Medium
4.8 / 5 overall
=
60 reviews across 1 scored source
How fake risk works ⓘ
Reputation trend
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
What people praise & complain about
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
Top praiseof 56 positive reviews
Customer service38%
21 mentions
Helpful support34%
19 mentions
Friendly staff25%
14 mentions
Easy to use16%
9 mentions
“Excellent service”
On “Customer service” · Sep 15, 2025
Top complaintsof 3 negative reviews
Customer service67%
2 mentions
Account issues67%
2 mentions
“I'm an existing customer and applied online for a savings account”
On “Customer service” · Sep 15, 2025
How it compares
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
Overall rating and review count for this company and similar companies
Bottom line: The Co-operative Bank is #2 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 3.2).
Reviews
60 reviews of The Co-operative Bank. Filter by what matters to you.
I'm an existing customer and applied online for a savings account. In spite of having to enter my s/c and a/n, I had to re-enter all my details, including having to put a space in the postcode FHS. I'... See more
Sharon at the Caerphilly branch was very good knew all the relevant details of the business we were there to discuss and also advise on other things we are considering
Sharon at the Caerphilly branch was friendly, helpful and very patient, I suffer with depression and anxiety so I was extremely nervous about the appointment.
Yes, The Co-operative Bank is a legitimate financial institution with numerous verified reviews. Customers have shared positive experiences, particularly highlighting the professionalism and helpfulness of staff.
Is The Co-operative Bank a scam?
No, The Co-operative Bank is not a scam. It has a solid reputation supported by real customer feedback, with many users praising the clarity and assistance provided by representatives.
What services does The Co-operative Bank offer?
The Co-operative Bank offers a range of financial services including current accounts, savings accounts, and ISAs. Customers have reported receiving helpful advice on various account options.
What payment methods are accepted by The Co-operative Bank?
The Co-operative Bank accepts various payment methods, including direct debit, online transfers, and in-branch payments. Customers have found the process of setting up accounts to be straightforward.
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How can I contact The Co-operative Bank for customer support?
You can contact The Co-operative Bank through their website, by phone, or by visiting a local branch. Many customers have praised the helpfulness of staff during telephone and in-person appointments.
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I'm an existing customer and applied online for a savings account. In spite of having to enter my s/c and a/n, I had to re-enter all my details, including having to put a space in the postcode FHS. I'm sure the CSAs are all very nice but the website is atrocious, it's like going back in time twenty years.
Add to that you can't add a known device, so have to have a stupid verification code EVERY damn time you log on.
The app is atrocious too, but that's a complaint for another day. I need to look into other ethical banks, as this is just too painful to continue with. I hoped they'd raise their game after the takeover, but they're as rubbish as they always were.
Sharon at the Caerphilly branch was very good knew all the relevant details of the business we were there to discuss and also advise on other things we are considering
Sharon at the Caerphilly branch was friendly, helpful and very patient, I suffer with depression and anxiety so I was extremely nervous about the appointment.
Michelle, at Colchester's Co-op Bank, was extremely helpful in talking me through the process of setting up an ISA. Everything was explained clearly and calmly, and I was given plenty of opportunities to ask questions or clarify any details.
Kevin Marquis is a very knowledgeable and professional advisor. We talked in detail about different types of accounts and financial services - his advice was golden. I definitely will return for more service at a later stage.
We had an online interview with Farah from the Oldham branch, and she was patient and gave us the information we needed to start a current and savings account.
We were very satisfied with the service we received
and look forward to being customers with CO OP Bank/
I wanted to open a new savings account and also have the best account for a recently matured regular savings account. I was transfered to Ellie (Crewe team) who was extremely helpful, precise and pleasant.
My late husband and I have banked with the Cooperative bank side 1994 and have always been more than happy with the service received.
Well done CO-OP customer service banking assistance
Ollie (Huddersfield Branch) was really helpful in assisting me re: saving accounts. He was friendly, polite and clear in his explanations. He clearly understood what I was wanting to achieve and patient re: interruptions and answering my questions as we went through options. All sorted within a reasonable time and finished the call knowing exactly what I'd done and what benefits it was to me.
Had an appointment with Sabrina aziz is was a great and easy experience because of her. She makes things simple and easy to understand. Her communication and people skills are brilliant, making her great for the job.
The Co-operative Bank is a UK-based financial institution specializing in personal banking services. The company offers a range of products including current accounts, credit cards, and savings accounts, all designed to meet the needs of individual customers. With a strong emphasis on ethical banking practices, The Co-operative Bank is committed to ensuring that customer funds are not invested in unethical industries or practices.
Targeting consumers who value social responsibility and ethical finance, The Co-operative Bank positions itself as a reliable alternative to traditional banks. The bank promotes transparency and accountability in its operations, appealing to customers who prioritize ethical considerations in their financial decisions. By providing online banking services, the company aims to enhance convenience for its customers while maintaining a focus on responsible banking.