Credit Reference Agencies?
The application on line seemed pretty easy and straightforward but I am very cynical about the use of "Credit Reference Agencies" having applied through my own banking website. My bank are fully aware of my incomes and expenditures, after all they would instantly inform me if my current account should become overdrawn, so why the use of a third party Credit Reference Agency is required leads me to wonder if the bank itself trusts it's own process?






