Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 801 - 810 of 996 reviews
P
4 out of 5 stars

In-person banking has important role

Another visit to Wood Green Lloyds where Val and her counter colleague couldn’t have been more helpful with a complicated transfer which had to be transacted in a branch. I’d much prefer a really local branch though this one is clean, spacious and my experience so far is very positive. Whilst online facilities, which I use too, have many advantages, I wish Lloyds would realise how important and efficient in-person banking is regularly or occasionally for so many customers and ensure it is easily available. A society in which remote technological transactions are the order of the day and high streets are just lined with coffee and charity shops is a depressing prospect.

Date of experience: October 18, 2024

T
2 out of 5 stars

Hating the new app

Hating the new app. Horrible black and white old fashioned uneasy on the eye and not user friendly. Very worrying reading lots of complaints about customer service going down pan too. Come on lloyds get it together again Pleeaseee! This is peoples lives and money you're dealing with.

Date of experience: October 17, 2024

T
1 out of 5 stars

Poor service, so disappointed

I have spent the last hour and a half trying to close an account. I have been passed through six different people. I spoke to one person through Halifax that was actually really super helpful but then she had to transfer me to someone else and once again I hit a brick wall.

Date of experience: October 17, 2024

FM
1 out of 5 stars

Rude & careless staff. Formal complaint made to Lloyds.

It is unbelievable how drastic the downturn of Lloyds has been. I have had personal accounts with Lloyds for 30+ years. I tried to open a new business account and due to mistakes on their side (which they apologised for) I am still yet to have an update. The staff that answer the phone are incredibly rude and condescending. I've often been left on hold for over an hour, calls ended abruptly, transferred from pillar to post to name a few experiences. The call centre staff seem to work from home which is exacerbating the problem because they have no accountability or management monitoring the call. I have cancelled the application. Formal complaint is still pending with no update from Lloyds. Ref BC11893130.

Date of experience: October 17, 2024

KW
1 out of 5 stars

Opened a new account with no receipt of…

Opened a new account with no receipt of the pin or online banking activation code after a week. Called up only to be told the pin had not been issued on their systems due to an internal error and would not have been issued until I had queried and currently still awaiting the online banking activation code with them being unable to email or advise as this come through the post. This has still not been received after two weeks and if not received today will be following the complaint procedure/ombudsman. Would not recommend Lloyds as a bank to switch to currently.

Date of experience: October 17, 2024

R
1 out of 5 stars

Horrific Do Not Use

I have had a horrific experience with Lloyds, they refused to pay out on a valid claim due to me being disabled and needing to stay at my dads a couple of nights a weeks. They claimed my property was unoccupied which it has never been, and I have now been unable to live in my home since 2021 due to the flood damage. I was staying at my dad’s a couple of nights a week due to the fact that some days I struggle badly with the stairs due to me having Marfans Syndrome and Elhers Danlos Syndrome. They need closed down. I have now applied to The High Court as they have destroyed my life, and I want my home and life back.

Date of experience: October 17, 2024

P

Pen

US

1 out of 5 stars

Absolutely disgraceful customer…

Absolutely disgraceful customer service. I went to a Lloyds branch in Bridgend South Wales. Disgusting treatment. I went to withdraw cash and realised I didn’t have my bank card on me. I wasn’t given a chance to ask how much I could withdraw. Got shouted at. Lady in help desk was lovely. The branch manager rang me and was very, very rude and dismissive and wouldn’t let me get a word in. I’d give a zero if I could. Been with Lloyds since I was 18 am now 45 and leaving. Absolutely disgusted at the staff.

Date of experience: October 16, 2024

MG
1 out of 5 stars

This bank is so frustrating internet…

This bank is so frustrating internet has been down for 2 days this should not happen and once you get through to a operator they are so blazy about the inconsiderate and frustrating it’s being they say it will probably take 24 to 48 hours to fix how unrealistic is this this bank has recently gone very down in my opinion

Date of experience: October 16, 2024

E

Edd

US

1 out of 5 stars

Corrupt bank that don't deal with…

Corrupt bank that don't deal with complaints. One of their colleagues was extremely rude and condescending on the phone. Despite submitting a complaint, they apparently listened to it, and saw no issue, despite me being spoken to like crap. I'm changing banks and will be going to the Ombudsman. Stick it up your backside Lloyds you liars.

Date of experience: October 15, 2024

Ap
1 out of 5 stars

Having banked with Lloyds for almost 50…

Having banked with Lloyds for almost 50 years I am about to close my account The “improved” app is a joke It’s almost impossible to log on with any device and when I asked I was fobbed off with the excuse it was down to Apple who will no longer support my iPhone 7 The only reason I give one star is because I can’t give no stars Good riddance to this useless bank …..

Date of experience: October 15, 2024

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