Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

See what reviewers are saying

deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

Company details

Information provided by various external sources

No description available yet.

Contact info

🌐

All reviews

1,000 total • Write a review

Showing 651 - 660 of 996 reviews
JM
1 out of 5 stars

WIDNES BRANCH

Dealt with Pat yesterday. Absolute nightmare. I hold a savings account with Lloyd's but do not posses or want a bank card because I've never been great at saving. Doing it this way forces me to go in to the branch to withdraw money so that I can save for Christmas throughout the year. For some strange reason Pat didn't seem to grasp any of this and made a big song and dance about me drawing my money out without a card. I went in with the relevant details ie sort code and account number, my ID and not only that they've got a copy of my signature on file. They may even have a picture of me as well to confirm but I'm not 100% sure of that. The other little bit of confirmation that she didn't really need was the fact that I was actually transferring my money to another account with a different bank IN THE SAME NAME!! I understand that there are people committing fraud on a daily basis but this is why I bring all my ID to confirm who I am. Not only that but I've been doing this for years and never had an issue until I ran into Pat at the Widnes branch. In the end after she'd made a scene she ended up just giving me my money which is what she should have done in the first place.. Here's one for you Pat if you read this.. How's about just do your job and give people their money when they prove 100% to you who they are. After all it's not your money is it love

Date of experience: November 30, 2024

J
1 out of 5 stars

Safety concerns

I keep receiving Lloyds bank statements at my address in other people’s names. My house was owned by the same person for 40 years before I bought it, so these letters aren’t for previous occupiers. I don’t understand how Lloyds’s checks can fail so completely as to allow this to happen repeatedly. Doesn’t one require proof of address to open a bank account?

Date of experience: November 30, 2024

H

HP

US

1 out of 5 stars

Internet Banking issue!

Logged onto internet banking today, my main account was missing! Is there an IT issue with Lloyds?

Date of experience: November 29, 2024

S

SO

US

3 out of 5 stars

Tried to do a switch on my phone wasted…

Tried to do a switch on my phone wasted my time filling out the application twice only be told there was an unknown error at the end. Then went on Desktop, the current account page wrote all about the Switch and then showed you the different bank account options and I chose one that was included in the Switch. All went through BUT I see no mention of the switch in the ensuing emails, and notice the current account has been opened immediately suggesting they've opened me an account without the switch benefit of £200. Tried to get hold of them on phone but an hour wait they say and then I went through chat who say they can't help and I have to call Switch service which is also an hour wait on phone (which means they will be closed by the time actually get through) and then I tried a form on Desktop to switch my DD's only to be told I need my acc no and sort which I don't have yet, it might have popped up on screen I'm not sure, I spent so long just trying to get the whole thing to work. But dire customer service. First Direct all the way. If someone from Lloyds would be so good as to call me then I would appreciate it, if I'm going to open an account with you then I expect the Switch benefits otherwise I'll close it immediately. Okay - I just got through to a very helpful person called Tony who sorted it out. Apparently I hadn't done a Switch I just opened an account even though I went to the Switch page....they list all the bank accounts on that page but they don't link to the Switch, which is daft. But he's sorted it. Thanks Tony in Northern Ireland! I've upgraded the stars by two because of you.

Date of experience: November 29, 2024

It
1 out of 5 stars

The worst customer advisor service?

Today I tried to help my 86 year old dad with a query on his account. Previous attempts to contact the bank were given up after trying to speak to somebody for over 20 mins. Today, it took approx 15 minutes before being able to speak to somebody (Rang at 11:50). When I did manage to speak to somebody and explain the problem, after looking into it for 20 minutes with no explanation, they cut me off. Rang back and again the usual wait of approx 15/20 minutes before speaking to somebody. Again explained the problem and also that we had been cut off previously after 20 minutes. This time I was cut off after 10 minutes. Clear staff are working from home and clear that Lloyds don't have enough staff to deal with customers, given the wait time before being able to speak to somebody. Also clear that the comms staff use is questionable if it cuts customers off. No attempt for staff to call the customer back. I reckon today, I have spent 1.5 hours wasted and still not been able to speak to somebody to look into the query. Letter of complaint being sent to customer services. I've advised my dad to change banks to one that has a good customer service score.

Date of experience: November 29, 2024

S
1 out of 5 stars

Trying to transfer an investmentvISA…

Trying to transfer an investmentvISA into Lloyds Cash ISA. 6 weeks on and still no money. When you ring up you speak to a person who has no idea what’s happening and they have to wait in an online chat queue to get answers. One hour of endless waiting and using up all my phone credit. Only to be told that they have now sent an email to investment broker. Everything is done by snail mail, 2nd class. I had to wait over a week to get the initial transfer form. Finally I find out that my divested money has been transferred to Lloyds. Only after endless phone calls to discover that they had requested my money to be sent to them by cheque and then, if that actually navigates the Royal Mail post, another wait for cheque to be processed before money actually starts to earn interest in the ISA. What a waste of time and money. I can’t believe they treat customers trying to invest money with them in such an appalling manner. Why is everything being done by post? And why can’t they actually have telephone advisers that can answer questions? Totally hopeless. Rang their complaints number and Ofcourse over 20 minute wait to speak to anyone.

Date of experience: November 29, 2024

AL
1 out of 5 stars

Awful Service in Tewkesbury today

Awful Service in Tewkesbury today . Needed to pay in money and the queue was large so went to clerk as he was doing nothing to be told by the lady walking around I can’t pay in money over the counter and had to use Machine so back in the queue for the second time . It’s appalling no wonder so many banks are closing so good luck keeping your jobs let machines do it instead .

Date of experience: November 29, 2024

MB
5 out of 5 stars

Credit Card Application

Credit Card Application Excellent, no fuss, no dramas, no hassle. Accepted straight away and unlike others - ( NatWest ) very straight forward with no validation hoops to jump through having to verify your income. PS - Did I mention stay clear of Nat West

Date of experience: November 28, 2024

C
1 out of 5 stars

MONEY TRANSFER OFFER FROM LLOYD'S- Becareful

Having opened a Lloyd's Bank account in 1973 ( I probably had an account before that ) at the then Heath Mill Lane branch in Birmingham, which I have used as a business and personal accounts until very recently. I received a letter from Lloyd's a few weeks ago, saying I was a potential risk to the Lloyd's business and they were closing my account in 2 months ( apparently they do not have to give a reason ). To say I was shocked is an understatement that Lloyd's were closing my account after 51 plus years of being a loyal customer and having always abide by the terms n conditions of the account. My Account has been blocked. I cannot access my account for history, credits n debits. I have asked Lloyd's to reinstate my account but they refuse without an explanation. I can only surmise that it has something to do with a recent money transfer I was offered by Lloyd's ( unsolicited by me ) and accepted. Confirmed by Lloyd's as successful. Now I am being told I have exceeded my credit limit and must repay the money transfer. I have told Lloyd's i will pay the minimum balance ( interest free ) for the duration of the offer and then pay the full balance as per the money transfer agreement. I'm still waiting for Lloyd's to reply, but in the meantime I do not have a bank account and the problems that causes

Date of experience: November 28, 2024

j
4 out of 5 stars

Recent experience with the bank is only…

Recent experience with the bank is only good. I find the app easy to navigate and the bank helped me 3 times with fraudsters in recent years and I got my money back straightaway. Customer service in my local, Westfield Stratford city branch is good.

Date of experience: November 27, 2024

Previous1•••656667•••100Next page

The CrowdTrust Experience

We're open to all
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
We champion verified reviews
Companies can ask for reviews via automatic invitations. Labeled Verified, they're about genuine experiences.
We fight fake reviews
We use automated software and a dedicated team to detect and remove fake reviews. We take action against anyone who tries to manipulate reviews on our platform.
We show the latest reviews
Reviews are displayed chronologically with the newest first, ensuring you always see the most recent customer experiences.
We encourage constructive feedback
We believe in honest, constructive feedback that helps both consumers make informed decisions and businesses improve their services.
We verify reviewers
We use various verification methods to ensure reviews come from real people with genuine experiences, not bots or fake accounts.
We advocate against bias
We work to ensure our platform remains neutral and unbiased, giving equal opportunity for all genuine reviews to be seen and heard.