Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

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C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

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Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

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I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 561 - 570 of 996 reviews
JF

You withdraw money in seconds

You withdraw money in seconds, you deposit in hours sometimes days. Don't want to hear it, my money pay it NOW

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MO

I've been a customer of Lloyds Bank for…

I've been a customer of Lloyds Bank for many years. Never had any issues, until an obscure one off problem with a ISA, wasn't so angry the mistake happened. However 6 months later still not resolved. It's almost like the bank not taking my money matter seriously.

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M

Lloyds Bank, you are a disgrace!

My father is elderly and suffers from Parkinson's and on Friday 03/01/2025 tried to report some fraud transactions on his bank statements to a total of over £4.5k over a number of years. The person he spoke to on the telephone was an utter disgrace giving him zero help in resolving the matter or moving forward and then also told him these unknown debits on his account were due to his own 'gross negligence' and that it must have either been him or someone in the household using the card. When my dad suggests perhaps his debit card had somehow been cloned, the customer service advisor also said it's impossble to clone debit cards (complete lies). A disgraceful way to treat a life long customer and I have raised a complaint with Lloyds Bank now so I'll be interested to see what action they take. The customer service was shockingly bad and insulting to my elderly father who has since become very withdrawn after being told this was his fault. Thanks for leaving us as his family to deal with the fall out of that too Lloyds!!

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A

I’ve been with Lloyds for less than a month - I regret moving to them.

I’ve been with Lloyds for less than a month (lured in stupidly with a “switching offer”) and I regret it deeply. There were a number of issues with the switching process (direct debits not being moved over properly and I wasn’t told) and their online chat (both bot and human) is worse than useless. I’ve been given misinformation on more than one occasion and it’s so unhelpful - I’m not sure the people in their contact centre have a good grasp of their banking systems or English. I am tempted to go through the rigmarole of moving banks again, it’s THAT bad.

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AA

They have cost me £1400+ which i have…

They have cost me £1400+ which i have lost due to their incompetence.

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ZA

Terrible bank!

Terrible bank!

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C

Agent on the chat got me to the correct…

Agent on the chat got me to the correct area on the website to swap a club Lloyds benefit, efficient. Thank you.

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MS

Lloyds bank is generally good

Lloyds bank is generally good, but recently I had to close a Treasurer’s account for a small club becuse they started making monthly charges. Their latest action has made me livid, however. A while back I thought I’d try a small investment in cryptocurrency. I found found Coinbase was recommended for use in the UK. As I knew nothing about this type of investment but I did have several online contacts who were doing it reguarly, I asked one of them to show ne the ropes. She helped me set up an account on Coinbase but Lloyds blocked payment to it. I had to telephone their fraud office. As I didn’t know much about it and was getting help from an online contact the conclusion was this contact was scamming me, though she had no way of accessing the account herself. I left this for a while but now I asked a second contact to see if we could spot another payment method for Coinbase. We did find another route but it still led to Lloyds bank and again payment got blocked and I had to call the fraud office. Since I hadn’t taken any notice of their warning about being scammed and it was cleary happening again ( I suspect she thought I was still talking to my first contact, and lying about it - she even thought I had someone else listening to our conversation, which was not the case) she has now blocked my account altogether so I can;t pay anybody I owe or log on to internet banking. I have to call in at the local branch and watch a video on internet fraud to get educated. It seems anyone who helps me must be a scammer even though they can’t access my account. Had the bank said there was something dodgy about Coinbase I wouldn’t have tried it again, but no, apparently anyone who helps me must be a scammer!

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DB

Bed bound pensioner left with no access to their own money

My dad who is a pensioner and wheelchair bound recently came out of hospital after an unexpected 3 month stay, he has come home bed bound with round the clock carers, having had to have a hospital bed put in his lounge to allow him to come home. He is trying to pay the carers through online banking but has found his account has been suspended, he has called Lloyd's several times to try to get his account unlocked but every time they insist he must go to a branch in person, he has explained clearly being bed bound this is not possible but the call centre staff are now being very blunt and rude and not offering any help at all. My dad's mental health is already at an all time low following the hospital stay and this is now devasting him and causing so much worry as he cannot pay the people that are keeping him safe and alive. Absolutely disgusting service from Lloyd's bank.

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L

Karen from Apple Pay department was…

Karen from Apple Pay department was quite helpful through the virtual assistance. She helped me get to the end of the issue and sort it out for me. She did her absolute best. I gave a 4 star because before I reached Karen I went to the bank and they were completely useless and I reached through another lady who couldn’t help me either. The bank needs to really train their staffs with the answers and how they can help. They are quite unbothered if I am honest. Something that needed to take one phone call took me a visit to the bank and a couple of calls which was a massive waste of my time.

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