I would not recommend Amigo Loans to anyone. I was mis-sold a loan by them, and they have been nothing but a rip-off.
I applied for a loan with Amigo Loans because I was in a difficult financial situation. I was told that the loan would be affordable, and that I would be able to repay it easily. However, the loan was much more expensive than I was expecting, and I have struggled to make the repayments.
I have contacted Amigo Loans on several occasions to try to get a better deal, but they have been unhelpful. They have refused to reduce the interest rate, and they have even threatened to take me to court if I don't keep up with the repayments.
I feel like I have been taken advantage of by Amigo Loans. They have behaved like loan sharks, and they have not been honest with me about the terms of the loan. I would urge anyone thinking of taking out a loan with Amigo Loans to think twice.
Here are some specific examples of how Amigo Loans have been a rip-off:
* The interest rate on my loan is much higher than I was expecting.
* The fees associated with the loan are also very high.
* I have been charged late fees even though I have made my repayments on time.
* I have been contacted by Amigo Loans' debt collection agency even though I am still making my repayments.
I am now in a worse financial situation than I was before I took out the loan with Amigo Loans. I would not recommend them to anyone.
If you have been mis-sold a loan by Amigo Loans, you should contact the Financial Ombudsman Service. You may be able to get compensation for the distress and financial hardship that you have experienced.