1Plus1 Loans Reviews

The application was not complicated it was very fast to complete and it's straight forward

Stupid loan site go through all application and open banking and then say they need to talk what a load of rubbish I wouldn't recommend

Easiest word for them, scammers. Closed account and all of a sudden out the blue I've been told I owe when I no it was closed, threaten away, countless calls ignored as requested everything needed to be in written in email, funny enough no communication then boom a threatening letter to my postal address that I owe penny's and will be going to court, good luck with my lawyer on harassment

Disgusting time wasters. Made me fill out countless forms, sign documents, connect banks, etc. Told me then I would only be approved with a guarantor. Got a guarantor with a good credit score, income, etc. Waiting for a phone call all day since they apparently had completed everything and only needed to confirm my guarantor was legit and understood everything via a phone call. No call so I email them and they say I have now been denied due to my credit score??? What’s the purpose of having a guarantor if the decision comes back on ur credit score and what is the point in wasting my time making hopeless people feel like they can manage something just to waste time and say no. Absolutely vile and disgusting

Am part of the time wasters batch. They are pretty keen on wasting ones time, I dont think their underwriters know how to underwrite, because why would a customer provide payslips, open banking and answer 3 phone calls about incoming and outgoing transactions when you have the open bank connection and can see every single detail on the bank accounts. And bearing in mind they ask for all your possible bank accounts. They are absurd. I rate them 0. It's good they can give loans to some people at least from the reviews on here, but they are absolute shit time wasters.

Excellent Service

if i can give 0 stars i would... time wasters... apparently i was accepted.. contract signed... interrogated on the phone about finances when they already see my incomings and outgoings.. i was told 2nd phone call was only about info before payout but was interrogated further about outgoings then got an email saying my application was rejected..

Easy and quick to apply. No uncertain paperwork

Everything was so easy

AVOID USING THIS COMPANY AT ALL COSTS! EVIL BEYOND BELIEF!! These are the worst loans sharks you could ever come across. I was a guarantor for someone and he took out a loan for 10k with a payback of 20k over 5 years. ( They refused a loan over 3 years ) The loan was paid for nearly 4 years so was nearly cleared when an unfortunate situation of myself and the loanee were incarcerated. I was on remand for over 3 years and when I was released I reached out to the loan company and provided them with all documentation of proof of my arrest and incarceration that made it impossible to keep up the payments for the final year. All I was asking for was that the charges added whilst incarcerated could be deducted as the loan payment was now increased to a figure nearing the start of the loan. They showed no compassion whatsoever and continue to add costs where no other company on earth would prey on such a situation. Being on Remand for over 3 years caused Mental Health issues and they even brushed that off with sending me numbers I could call. THIS COMPANY ARE VULTURES PREYING ON VULNERABILITIES OF PEOPLE. DO NOT USE THIS COMPANY AT ALL COSTS! THEY DO NOT DESERVE ANYONES BUSINESS! Loan ID; A913CA19

Trying to apply for a gaurantor loan, got excepted in principle, but after answering some very intrusive questions and being made to feel very uncomfortable by the checking team I was declined at the very last minute. So thank you for nothing and making me loose everything

The process was very interactive and easy.

Simple easy and reliable process with low interest and went through nicely with all terms and conditions. Perfect👏

Easy to follow process

you do not say at the beginning that I need a guarantor and at the beginning you say that I am approved and after Descartes your application you say that I need a guarantor

Rubbish company, they send you all documents approved,and you wait for money an the nex day they call you to let you know you are declined, and only ask for 1k plenty scam company

All instructions are easy to follows

Don’t waste your time with this company they waste your time

This has been a great experience. The customer service is very good. They explain everything in detail, which is reassuring. Hailey was very nice and helpful.

Another shambolic loan company saying a loan has been approved, making me sign a contract, then checking my bank account and instantly declining me. Surely do that first before approving and sending a contract. Also grammatical errors in their emails, which makes me feel they are a dodgy company. Who can't use a spell/grammar check in this day and age? I don't know why they're called 1 plus 1 loans, but I have to assume it's the IQ of all their staff added together or the number of brain cells they all have! I'd rather they be honest and say 'computer says no' in the beginning. I'm now worried as they've accessed my bank accounts. Yet there is no apology, nothing. Disgusting.