Lift Credit is an online platform designed to provide consumers with access to credit solutions and financial services. The company specializes in offering a variety of personal loan options, enabling users to find and compare loans that suit their individual financial needs. By leveraging technology, Lift Credit aims to streamline the lending process, making it more accessible and user-friendly. The target customers of Lift Credit include individuals seeking quick and flexible financing options for personal expenses, such as medical bills, home improvements, or unexpected costs. By connecting users with reputable lenders, the company facilitates informed decision-making, allowing consumers to evaluate terms, rates, and repayment plans effectively. Lift Credit's commitment to transparency and ease of use positions it as a valuable resource in the personal finance landscape.
Lift Credit receives high praise for its excellent customer service and efficient loan processes, with many reviewers highlighting the friendly and helpful staff. Consumers appreciate the quick turnaround times, often noting that funds are deposited promptly, making the borrowing experience smooth and hassle-free.
However, a significant number of critical reviews express concerns about the high interest rates associated with their loans, describing them as exorbitant and potentially predatory. Some customers report feeling trapped by the terms and express frustration over aggressive collection practices. Despite these complaints, the majority of feedback reflects satisfaction with the service provided. Overall, Lift Credit is seen as a reliable option for those in need of quick loans, though potential borrowers should be cautious of the associated costs.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.6 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2023.
| Month | Average | Reviews |
|---|---|---|
| Nov 22 | 1.0 | 1 |
| Dec 22 | — | 0 |
| Jan 23 | — | 0 |
| Feb 23 | — | 0 |
| Mar 23 | — | 0 |
| Apr 23 | — | 0 |
| May 23 | 5.0 | 1 |
| Jun 23 | — | 0 |
| Jul 23 | — | 0 |
| Aug 23 | — | 0 |
| Sep 23 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Very easy to work with , fast and friendly”
“VERY VERY expensive credit”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.6 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 60 |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: Lift Credit is #3 of 5 on overall rating in this group.
60 reviews of Lift Credit. Filter by what matters to you.
Over a year ago
VERY VERY expensive credit. In no situation is a loan like this a good option. They charge ~200% interest rates a rate in some states that's a felony to charge. These loans can only make your situat... See more
Over a year ago
Absolute worst company out there. Don't do it! Do your research first. This company is Mormon run and they are greedy! I owed them less than $200 and missed a few payments. They slapped me with a... See more
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It’s less risky to borrow from organized crime than Lift. They will absolutely not work with you and will take you to court quickly and later harass and threaten you endlessly. Unless you plan to go bankrupt, choose a different lender. The most cruel and greedy company in the business.
I have applied for pay day loans in the past, but this is SO much better. The customer service is top notch, and the people who work there are actual human beings. I loved talking with Janelle, she was so helpful and gave me plenty of options for my payment. She was fun to talk to, had no dead air time on the phone with me and just overall made my experience amazing. Janelle really helped take the stress of payday loan payments off my mind. Thanks for being amazing!
VERY VERY expensive credit. In no situation is a loan like this a good option. They charge ~200% interest rates a rate in some states that's a felony to charge. These loans can only make your situation worse, not better. Lift Credit files hundreds of lawsuits suing people and garnish the wages because their default rate is so high. Of course with 200% interest a $500 loan can turn into thousands in interest paid. They have made millions preying on the poor. They may think the chartable arm of these companies Sunshine Heroes Foundation makes up for the harm they have done to many families, including myself but it dosn't.
Absolute worst company out there. Don't do it! Do your research first. This company is Mormon run and they are greedy! I owed them less than $200 and missed a few payments. They slapped me with a lawsuit and are making me pay almost $2000! Bunch of money-hungry Mormons. They are all the same! DO NOT take a loan from these people. They DO NOT care about you or your circumstances. All they care about is making sure they get paid.
I have been getting loans through lift credit for a couple years (at least) now. I have not missed a single payment. I had issues with my payroll where my pay check was delayed by 3 days so I applied for a loan. They denied me the loan because I couldn’t provide my most recent pay stub and after I explained to them I just needed to borrow it for 2 days and I had all my pay stubs prior, they still denied. My extensive and amazing payment history did nothing and unfortunately they failed to help a loyal customer when needed.
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Didn’t get the amount I wanted by the process was quick and easy.
Best Customer Service around!!
Service was great. Hoped for a higher amount at first but hopefully will get more down the road.
The whole process was very quick and simple! Website was very user friendly. Lift Credit also kept me updated along the way through email. Janet helped with the over the phone verification! She was so nice and friendly. Answered all of my questions without any hesitation.
Always held and kind.
Very fast. Only had to talk to someone for a minute. Money was in the account by next morning
Unbelievably amazing. When I couldn’t get a loan anywhere else. They gave it too me. As hassle free and ez kind people to deal with I have come back for more a few time. I recently had my new loan %age go way down. I feel like I am banking with a bank, they trust u when no one else will and save the day. Even if I could get better deal else where this is the company I trust. Highly recommended if you need money now.
Love you guys
Always fantastic to work with. Very fast decision and deposit of funds
My wife and I were very satisfied with their services. Thet were fast and very friendly. And the payments werent to bad either.
Lift Credit is an online platform designed to provide consumers with access to credit solutions and financial services. The company specializes in offering a variety of personal loan options, enabling users to find and compare loans that suit their individual financial needs. By leveraging technology, Lift Credit aims to streamline the lending process, making it more accessible and user-friendly. The target customers of Lift Credit include individuals seeking quick and flexible financing options for personal expenses, such as medical bills, home improvements, or unexpected costs. By connecting users with reputable lenders, the company facilitates informed decision-making, allowing consumers to evaluate terms, rates, and repayment plans effectively. Lift Credit's commitment to transparency and ease of use positions it as a valuable resource in the personal finance landscape.
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