Credit Sage is a credit repair company dedicated to assisting everyday Americans in improving their credit scores. By providing personalized consultations, the company helps clients identify and rectify errors on their credit reports, enabling them to take control of their financial futures. Credit Sage aims to empower individuals to achieve their financial goals, whether it’s buying a home, securing a car loan, or enhancing job prospects. The company serves a diverse clientele, including individuals facing credit challenges who seek to enhance their creditworthiness. Through a straightforward three-step process, Credit Sage offers expert guidance tailored to the unique needs of each customer, ensuring they receive the support necessary to navigate the complexities of credit repair. With a focus on improving credit scores, Credit Sage is committed to helping clients secure better interest rates and improve their overall financial well-being.
Credit Sage receives a mix of feedback from its customers, with many praising the helpfulness and knowledge of its staff. Reviewers frequently express gratitude for the assistance they receive, highlighting specific representatives like Latoya and Robert Coates for their clear explanations and support during stressful times.
However, a significant portion of reviews raises serious concerns, with claims of the company being a scam and accusations of deceptive practices related to debt collection. Customers report feeling misled about fees and express frustration over difficulties in obtaining refunds. While many appreciate the service and find it beneficial for credit repair, the negative experiences regarding trust and transparency cannot be overlooked.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 3.8 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Sep 2025.
| Month | Average | Reviews |
|---|---|---|
| Aug 25 | 3.5 | 8 |
| Sep 25 | 3.9 | 52 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Extremely helpful in a stressful time”
“CREDIT SAGE IS A SCAM THERE ASSOCIATE ACTED AS IF THEY WERE A COLLECTION AGENT TO SETTLE A DEBT”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Value | Trend | Reviews |
|---|---|---|---|---|---|---|
| 3.8 out of 5 (good) | 100 out of 100 | 4.1 out of 5 (good) | 1.0 out of 5 (poor) | — | 60 |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | 1.6 out of 5 (poor) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 3.5 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 1.8 out of 5 (poor) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | — | 27 |
Bottom line: Credit Sage is #5 of 5 on overall rating in this group. On value, Oodle Car Finance scores higher (3.5 vs 1.0).
60 reviews of Credit Sage. Filter by what matters to you.
My rep Kelly Spencer was absolutely amazing very professional, highly informative, and was just a pleasure talking to. Kelly is the best and she is doing an outstanding job helping people. Out of 5 stars she gets 100 in my book. Thankyou kelly!
Lonnie was Wonderful to work with. Very polite and helpfully. He represents the company well. He went above and beyond to help me with my problem.
True professional. Helped me understand my credit profile in ways I never understood.
Buddy Ball has been very informative and helping in resolving issues on my credit report. He has been very understanding of my concerns on the entire process so far.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
Rosanne was very helpful, patient and explained things thoroughly. She answered all of my questions and supported me during our call with understanding each emailed document.
Cierra was just as patient and soft spoken towards me. Even when I asked her to repeat things over, she kindly walked me through the process and made me feel glad to be in her hands.
Mr Adam’s was very informative and guiding in our conversation. I am optimistic about the services.
Karen is awesome, she explained the options I had, walked me through the whole process. Karen also helped me with other issues I’m having with other accounts, Thank you
Kuana was extremely patient and helpful in helping me understand the process and the different options. I appreciate her guidance on how to handle my debt the best way. She answered all my questions.
Sierra was so amazing. She made me feel comfortable about something I have been ashamed of. She is giving me a feeling that I can be free of credit card debt. She has been understanding and non judgemental. I trusted her with all of her advice. She has passion about helping people. This is refreshing. Especially, in a day and age when we are told not to trust people over the phone. She is very knowledgeable and professional and friendly. Sierra is an asset to your company. The whole process was a pleasure.
GOD SENT AN ANGEL, SHE WAS VERY HELPFUL AND DELIGHTFUL🥰 She was soo efficient! Thank you soo much Ms.Dillon
Kelly was the best!!
Rye walker is the best she deserves everything
Heather is the mvp!
I had a great experience with Clem. He explained everything and was eager to help
This place gave me a renewed hope for building back my credit and taking care of debt properly. Disputing scams and figuring out whom I owe what to. I will talk to them first from now on before ever paying off a debt.
Roxanne offered extraordinary service . She was very patient . She thoroughly explained my options to help me dispute the accounts listed. My bank put fraud protection on my card therefore my payment was declined. Roanne treated me with respect and did not talk down to me because of my dept.
Credit Sage is a credit repair company dedicated to assisting everyday Americans in improving their credit scores. By providing personalized consultations, the company helps clients identify and rectify errors on their credit reports, enabling them to take control of their financial futures. Credit Sage aims to empower individuals to achieve their financial goals, whether it’s buying a home, securing a car loan, or enhancing job prospects. The company serves a diverse clientele, including individuals facing credit challenges who seek to enhance their creditworthiness. Through a straightforward three-step process, Credit Sage offers expert guidance tailored to the unique needs of each customer, ensuring they receive the support necessary to navigate the complexities of credit repair. With a focus on improving credit scores, Credit Sage is committed to helping clients secure better interest rates and improve their overall financial well-being.
This profile hasn't been claimed by the business owner.
