Excellent honestly x
Excellent honestly x

Amigo Loans was a financial services company that specialized in providing guarantor loans to individuals in the UK. The company primarily targeted consumers who may have difficulty obtaining credit through traditional means, offering them an opportunity to secure loans with the support of a guarantor. This model allowed borrowers to access funds while providing a safety net for lenders. As of October 2025, Amigo Loans is no longer operational, having closed its services and ceased to handle customer inquiries. The company previously implemented a Scheme to address claims from customers, ensuring that all claims were determined and payments made in accordance with the terms set forth. Customers seeking information about past dealings with the company or potential refunds are advised to refer to the relevant legal channels for resolution.
Amigo Loans receives overwhelmingly negative feedback from consumers, with many describing it as an awful company that engages in deceptive practices. Reviewers express frustration over the company's handling of loans, citing issues such as unhelpful customer service and difficulties in obtaining refunds.
Several customers report feeling taken advantage of, particularly vulnerable individuals who struggle with repayment terms. While a small number of reviews highlight positive experiences, such as receiving refunds or loan adjustments, these are overshadowed by the majority of complaints regarding the company's lack of accountability and poor communication. Overall, the sentiment is largely negative, with many urging others to avoid Amigo Loans at all costs.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 1.8 | 60 | 100% | ● Low |
Monthly average rating from reviews written by people · latest review Apr 2025.
| Month | Average | Reviews |
|---|---|---|
| May 24 | 1.9 | 7 |
| Jun 24 | 2.3 | 3 |
| Jul 24 | 3.0 | 2 |
| Aug 24 | — | 0 |
| Sep 24 | 1.0 | 1 |
| Oct 24 | — | 0 |
| Nov 24 | 1.0 | 1 |
| Dec 24 | 1.0 | 1 |
| Jan 25 | 1.0 | 2 |
| Feb 25 | — | 0 |
| Mar 25 | — | 0 |
| Apr 25 | 1.0 | 2 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“This fabrication company, has amazing prices in comparison to their competitors, they’re very good at what they do, a...”
“Awful company”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Mortgages.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 1.8 out of 5 (poor) | 100 out of 100 | 2.3 out of 5 (poor) | — | 60 | |
| 4.3 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | +39% | 1,000 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | — | 1,000 | |
| 4.2 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | −19% | 618 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 27 |
Bottom line: Amigo Loans is #5 of 5 on overall rating in this group. On service, Oodle Car Finance scores higher (4.6 vs 2.3).
60 reviews of Amigo Loans. Filter by what matters to you.
you read these other reviews by people wanting there money and been waiting so long and have anybody got there money yet.... yes i got my full refund a couple of months ago now and the scheme payment is due in the next 3 days, what people have to realise is the more you rush and harass them then the longer it will take, as its not as if they have hundreds of people there to sort the payments out, but for me amigo have been good with how smoothly it has been for me, yes its taken a while but you cannot expect it to happen just like that.
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This fabrication company, has amazing prices in comparison to their competitors, they’re very good at what they do, always leaving an amazing finish and I couldn’t recommend them more !
Spoke to Kerry today, extremely helpful offered me assistance I didn't even thought I needed, from start to finish. I can't express how much that call meant to me, his experience isn't just that of a loan adviser, but much more he listened to me and took it even further to ensure not only the best solution for the query at hand but also, one that helped my personal need as well, a true asset. THANK YOU!
I needed a loan very quickly and Amigo were the only one that would help me they checked everything and my garantor and were happy to oblige i am so pleased with everything they have done for me and the superb way they dealt with me they were wonderful and i can not thank them enough, THANK YOU
Always understanding..very helpful easy to speak to well done
Hi very recently Amigo have been amazing,due to no ones fault a payment went adrift and they gave me time to sort thank you all
I was struggling with an up coming payment I rang the collections department and spoke with Dan Holden I was very distressed about how I was going to afford the payment and my other bills! Dan went above and beyond to carm me down and put a suitable affordable plan in place! I can’t thankyou enough for listening and helping me he’s a credit to have for your company thank you Dan x
Kim was an outstanding agent. First bit of advice that should have been so simple for anyone to see really calmed the nerves. Brilliant agent 10/10
Amigo Loans was a financial services company that specialized in providing guarantor loans to individuals in the UK. The company primarily targeted consumers who may have difficulty obtaining credit through traditional means, offering them an opportunity to secure loans with the support of a guarantor. This model allowed borrowers to access funds while providing a safety net for lenders. As of October 2025, Amigo Loans is no longer operational, having closed its services and ceased to handle customer inquiries. The company previously implemented a Scheme to address claims from customers, ensuring that all claims were determined and payments made in accordance with the terms set forth. Customers seeking information about past dealings with the company or potential refunds are advised to refer to the relevant legal channels for resolution.
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