Terrace Finance is a financial services company that likely provides lending, credit, or other monetary services to individuals and businesses. The company may offer products such as personal loans, business financing, or related financial solutions. As a finance-focused organization, Terrace Finance would typically assist clients with their borrowing and credit needs.
Reviewers consistently report positive experiences with Terrace Finance. Customers often highlight process, online, approval, quick.
A minority mention drawbacks around some, fees, some hidden, some hidden fees. Overall sentiment is strongly positive with an average rating of 3.8 stars across 12 reviews.
Summary generated with AI from recent reviews
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Money & Insurance.
| Company | Overall | Legit | Trend | Reviews |
|---|---|---|---|---|
Terrace FinanceThis company | — | 0 out of 100 | — | 0 |
| 4.2 out of 5 (good) | 100 out of 100 | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,060 |
12 reviews of Terrace Finance. Filter by what matters to you.
10 months ago
While the advertised rates looked good, there were some additional fees that weren't clearly explained upfront. The loan itself is fine and payments are manageable, but I wish they were more transpare... See more
10 months ago
Used them to consolidate credit card debt and it's been working well. The single monthly payment is much easier to manage than multiple cards. Interest rate is lower than what I was paying before.
10 months ago
The loan terms were fair and the application was easy to complete online. However, I had some trouble reaching customer service during peak hours and had to wait on hold for quite a while. The loan it... See more
10 months ago
Applied online and everything was handled digitally which I appreciated. No need to visit a branch or deal with tons of paperwork. Approval was quick and terms were as expected.
Quick answers to the questions people ask most.
Terrace Finance provides personal loans, auto loans, and installment lending services. We specialize in helping customers with various credit backgrounds access affordable financing options. Our loan products are designed to meet diverse financial needs with flexible repayment terms.
Our offices are typically open Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. Hours may vary by location, so please contact your local branch to confirm specific operating times.
You can reach us by phone at our customer service line, visit any of our branch locations, or contact us through our website. Our customer service representatives are available during business hours to assist with questions about your account or loan applications.
You'll typically need a valid government-issued ID, proof of income (such as pay stubs or bank statements), and proof of residence. Additional documentation may be required depending on the type and amount of loan you're applying for.
Many loan applications can be processed and approved the same day you apply. Once approved, funds are typically available within 1-2 business days, depending on your bank and the loan type.
We work with customers across a wide range of credit scores, including those with less-than-perfect credit. Each application is reviewed individually, and we consider factors beyond just your credit score when making lending decisions.
Yes, we offer multiple convenient payment options including online payments through our website, phone payments, automatic bank drafts, and in-person payments at any branch location. Online and phone payments are available 24/7 for your convenience.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
While the advertised rates looked good, there were some additional fees that weren't clearly explained upfront. The loan itself is fine and payments are manageable, but I wish they were more transparent about all costs from the beginning.
Used them to consolidate credit card debt and it's been working well. The single monthly payment is much easier to manage than multiple cards. Interest rate is lower than what I was paying before.
The loan terms were fair and the application was easy to complete online. However, I had some trouble reaching customer service during peak hours and had to wait on hold for quite a while. The loan itself has been manageable with reasonable monthly payments.
Applied online and everything was handled digitally which I appreciated. No need to visit a branch or deal with tons of paperwork. Approval was quick and terms were as expected.
Working with Terrace Finance has been a positive experience. Their loan officers are knowledgeable and transparent about fees and terms. The online portal makes it easy to track payments and account details. No major complaints here.
Had some questions about refinancing options and their team was incredibly helpful. They walked me through different scenarios and helped me find the best solution for my situation. Very professional and knowledgeable staff.
Nothing particularly stands out as exceptional, but they got the job done. Rates are competitive and the loan process was standard. Would probably shop around more next time to compare other options, but no major issues with Terrace Finance.
Used Terrace Finance for a home improvement loan. The process was mostly smooth, though it took a bit longer than expected to get all the paperwork sorted. Once everything was in place, funds were transferred quickly. Would recommend for larger loans.
Applied for a personal loan and was approved within 24 hours. The interest rate was competitive and the online application process was straightforward. Customer service responded quickly to my questions.
The interest rates are competitive compared to other lenders I checked. My main complaint is that the initial processing took almost a week, which was longer than advertised. Once approved though, everything went smoothly.
Been making payments for over a year now with no issues. Their payment system works well and I appreciate the email reminders. Customer service has been responsive the few times I've needed to contact them.
Needed funds fast for an emergency and Terrace Finance delivered. Application took 10 minutes, approval came the same day.
If you miss a payment, please contact us immediately to discuss your situation. We may be able to work with you on alternative payment arrangements or temporary modifications to help you get back on track.
Prepayment penalty policies vary by loan type and state regulations. Please review your loan agreement or contact customer service to understand the specific terms of your loan regarding early payoff options.
Terrace Finance is a financial services company that likely provides lending, credit, or other monetary services to individuals and businesses. The company may offer products such as personal loans, business financing, or related financial solutions. As a finance-focused organization, Terrace Finance would typically assist clients with their borrowing and credit needs.
