Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 941 - 950 of 996 reviews
JD
1 out of 5 stars

Rudest, least helpful customer service ever

I've just had one of the rudest "customer service" conversations I've ever experienced in my entire life. Having been round and round in circles trying to get access to a business account, speaking very pleasantly and trying to get some help, I was basically told to "settle down and take my account elsewhere. Believe me, as soon as I can get access to it, I intend to.

Date of experience: September 3, 2024

SA
1 out of 5 stars

Am so so disappointed in lloyds bank I…

Am so so disappointed in lloyds bank I have bank with Lloyd over 20 years and I was scam by a company and lloyds bank refused to give my money back even though lloyds bank did not protect me, lloyds bank are not interested when it comes to their customers they failed to protect me I will never ever introduce lloyds bank to any of my friends and family they are not helpful only interested with them self I will be taken the matter to the financial ombudsman

Date of experience: September 3, 2024

R
1 out of 5 stars

AVOID LLOYDS AT ALL COSTS!!

AVOID LLOYDS AT ALL COSTS!!! I don’t even know how they hire these type of people who don’t understand the system of the fraud department they don’t even know what to say apart from it’s to do with the computer. I had 4 suspicious transactions 3 were pending and 1 was taken out which I hadn’t bought anything. The 3 transactions which were pending were never taken out apparently because the system stopped these but the other one was mine apparently I had been into my Apple Pay and bought something tonight at 8:45pm. I spoke to 2 women who were not even helpful I may aswell be speaking to a robot. I am so so angry with the level of service and care I received or shall I say didn’t receive. These 2 women were in the fraud department and they said they didn’t understand why the system had taken the 3 transactions back but not the 1 she accused me of lying saying I had bought something or mistakenly bought something online and that I would have to contact the company for a refund even though I didn’t have any information of who this company was as I hadn’t taken payment for anything. The only reason I rang the fraud department was because they sent me a message saying that £11.04 came out my account which I hadn’t done and I had to call them. I was on the phone for 1 hour going round in circles she clearly didn’t understand what I was saying. For me it’s not even the money cost that came out, it’s the fact that apparently if the system sees something that looks strange it will stop the transaction but with the fourth payment this wasn’t refunded as this didn’t look suspicious. This actually worries me, if something like this happens in the future if it was a bigger payment and Lloyds would not give a refund for this because apparently it’s not suspicious. I am currently going though complaints but they still don’t provide me with a refund. After all of this I will change banks not just because of this issue but the online banking is awful always crashes on me and they always seem to be doing maintenance!!! I really hope something is done by this immediately and Lloyds you need to train your colleagues they don’t know what they are saying even the lady didn’t know the system she said!

Date of experience: September 3, 2024

d

des

US

1 out of 5 stars

used to be a good and fair bank but now…

used to be a good and fair bank but now just ignorant and money grabbing, tried all day to sort house insurance but you guessed it ALL OUR AGENTS ARE BUSY , maybe if they got more than 1 it might help

Date of experience: September 2, 2024

C
1 out of 5 stars

Very poor experience - avoid

I switched to Lloyds as part of a switching offer... talk about regret. Multiple direct debits failed, customer service useless, and app has a bad UI (to name a few issues). I'll be switching back to my old bank ASAP

Date of experience: September 2, 2024

HM
1 out of 5 stars

Endless waiting

Third time I've been in bank and had to wait for simple transaction to set up payment. Last time 30 minutes previously 20 minutes. Really?! Can't tellers do this? A five minute job. I don't want to bank online. Just not good enough.

Date of experience: September 2, 2024

BR
5 out of 5 stars

Always great for me

The app works fantastic & anytime I've had to deal with the customer service bit be it via the branch, online or over the phone they have been brilliant

Date of experience: September 2, 2024

C
1 out of 5 stars

Avoid

Fast refunds and good reliable customer service. Please! They promise this but co not live up to their promises. Lloyds bank is full of crap. I also applied for a arrange overdraft but was refused. My income is alot more than what I requested to borrow. The manager named Clair McColgan does not know what she is doing. She did not handle my complaint properly. Lloyds bank is getting way too any customers and they are getting too big for their boots. Not a happy customer. With that being said and I will close my account with Lloyds Bank.

Date of experience: August 31, 2024

MW
5 out of 5 stars

An excellent service provided in Newcastle City Centre

Having read other reviews I’ve come to the conclusion that the service you receive very much depends on which branch of Lloyds Bank you visit. I live in the Home Counties but had cause to visit the branch in Newcastle city centre with my husband while visiting my son. We were greeted by Kamila who dealt with our complex queries in a very efficient and professional manner. She took time to explain all of our options and gave us choices to make, a process made simpler by her detailed explanations. An excellent service. It’s a shame we don’t live in Newcastle!

Date of experience: August 31, 2024

in
1 out of 5 stars

Disrespectful and poor banking service

Went to the branch at Walthamstow just now .There is this very disrespectful Girl in hijab. Chewing gum and talking to customers in a disrespectful manner with no sense of compassion.Am new customer and I cannot wait to change my bank and I will make all my colleagues leave was well.

Date of experience: August 31, 2024

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