Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 741 - 750 of 996 reviews
Jr
1 out of 5 stars

Worst bank ever!

Worst bank ever!! I can count the number of times I've had to call customer service to fix my issue. I've been lied to and stalled. They do not fix your problems as quickly as possible; they take their sweet time by fobbing you off from one agent to the next! You can't trust them with a large amount of money in your bank!!

Date of experience: November 4, 2024

l
1 out of 5 stars

Report it my credit card lost now in…

Report it my credit card lost now in the app cant even see that account so that make u worry more why they do that I don't know but they need to fix it so people can still keep eye on there account and not worry!!

Date of experience: November 3, 2024

MC
1 out of 5 stars

Virtually no staff in Branch

Went in to branch which had plenty of Customers but only 3 staff. Wanted to open an additional joint account with my partner. I was told by one of the two inexperienced young staff behind the counter that I need to book a visit with a Team member. I would have to wait because they all work from home and rotate a staff member to come in for a 4 hour window each week so consequently you won’t get an appointment until February at the earliest. Lloyds need to sack all uk staff and divert to call centres abroad where there staff are proud to work for a UK bank, commute to work, are well trained, learning from colleagues while they work. I’m afraid Lloyds are more interested in a work life balance than their appalling service. Just carry on dog walking while your customers are treated with utter contempt. What a mess we are all in!

Date of experience: November 3, 2024

ES
1 out of 5 stars

Lioyds bank

Lioyds bank I tried to make a payment to annother bank account in my name. It flagged up as potential fraud. I phoned the bank and spoke to fraud department thinking it would be straight forward to sort out. But the fraud asked lots of questions which I fully complied with and he not only refused geniune payment. He blocked my Internet account access. I phoned again was told go to branch which will cost me £28 return. I asked if they could remove block over the phone no go to branch ti get verified. Most banks allow photo of id and a selfie not lioyds bank. I am disabled and will have to get a taxi each way and arrange for a career to come with me. All because I wanted to transfer some of my money and lioyds bank account can't or will not varify me online. I asked if they were going to refund the taxi fares and they said to ask in branch. Lioyds also said they can't take a complaint over the phone so I asked for email address and I was told search the Internet and find it. I have put a formal complaint via email.

Date of experience: November 2, 2024

S
1 out of 5 stars

Non professional banking

Ik heb dit soort bankieren nog nooit gezien. Ik heb een aanvraag gedaan voor een persoonlijke lening, maar ze hebben het afgewezen omdat ik 2 of 3 transacties had gedaan via PayPal. We hebben ze mijn nummer en e-mailadres gegeven voor meer informatie, maar ze hebben mijn leningaanvraag afgewezen zonder het me zelfs maar te vragen. Niet-professionele bankieren

Date of experience: November 2, 2024

ph
1 out of 5 stars

Card transactions were stopped despite…

Card transactions were stopped despite adequate funds in account and payment to a ligitimate business. No notification was given for stopping payment and no explanation was given either. Currently in complaints process but have decided to move to a better bank.

Date of experience: November 2, 2024

AI
3 out of 5 stars

Lloyds lets down their online business customers

I have a personal and a business acct c them. The app for the former is excellent, the one for the latter - abysmal. I really resent the absence of a decent app for their business customers.

Date of experience: November 2, 2024

KB
1 out of 5 stars

Lloyd's banking app

I've been having issues with notifications since Lloyd's came up with their latest app, as an online banker I need to know what money goes in, and what's been taken out. I've contacted Lloyd's on a few occasions stressing the importance of receiving notifications. The majority of the staff are fantastic and sympathetic and a few that are not. They end up saying they will pass it on to the I.T. department,problem is I'm still not getting notifications after leaving it with them. Today I rang them again, initially the female started off in a very professional manner dealing with my issue, problem started when I said if the issue was not sorted I would have to change banks, her voice and attitude changed, with this I told her I could not talk to her anymore.

Date of experience: November 2, 2024

АС
1 out of 5 stars

THE WORST BANK EVER

THE WORST BANK EVER. Never came across such a bad service. Always declines payments for no reason. Tried to ask for help no one is able to do anything. Don’t make your life worse by using lloyds.

Date of experience: November 1, 2024

rr
1 out of 5 stars

I am sorry

I am sorry, William Hope was nice, but very sh#% mortgage advisor. Fundamental criteria as credit score was missed in my application to be successful. As a genuine advice I should be informed that credit score as sensitive factor is tested/examed twice. At the begging of mortgage applications and the end. Of course I heard afterwards that this is not Lloyd’s adviser responsibility, what is absolute baloney . You are lack of knowledge or do not have genuine will to help the customer William Hope At first by credit score was good and successful but ( nobody said this will be tested after 12 months again.) After 12 months my credit score was negative and all the days and hours of filling , reading documents and chasing was absolute ruined, I do not even mention about tons of poisoned stress. Guys the service was very poor from Lloyd’s and always make sure you compare double with different adviser options, be careful , best change the bank.

Date of experience: November 1, 2024

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