Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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All reviews

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Showing 711 - 720 of 996 reviews
AC
1 out of 5 stars

Absolutely hopeless

Absolutely hopeless. All I wanted was a person to say “tell me what the problem is and I will deal with it” but no. Absolutely impossible to speak to anyone. Impenetrable “customer services” and they simply will not deal with the issue. What can they not just let us talk to a human being who has access to our account and credit history ? Just what is so difficult?

Date of experience: November 8, 2024

LM

L M

US

1 out of 5 stars

The most horrific and disgusting…

The most horrific and disgusting costumer service ever . Was on hold for 30 min and when they answered I literally got shouted at straight away without any reason. Got really confused and just said goodbye and ended call. Will be closing account and never ever will deal with this bank again .

Date of experience: November 8, 2024

JT
1 out of 5 stars

Don't pay a large amount of your credit card

I had a bit more money this month and paid off a good chuck of my credit card £800 - 2 days later I get a text saying my credit limit had been reduced buy a £1000. Certainly won't be doing that again and will just pay minimum and small amounts off.

Date of experience: November 8, 2024

DS
1 out of 5 stars

CAREFULL. What went wrong trustpilot ask

What went wrong trustpilot ask? I tried to switch lloyds for £200 cashback only to be in formed, on the day of my switch I WAS NOT entitled to the cashback I was livid 20 years with rbs, 15 days later, still can't use online banking, over 5 hours on fone before seventh the Customer service operater finally worked out the problem, typical customer service they don't LISTEN! BEWARE OF FUTURE SWITCHE YOU PICK THE CORRICT BANK ACCOUNT ITS NOT JUST A CASE OF SWITCHING BANKS ITS SWITCHING TO THE RIGHT ACCOUNT

Date of experience: November 8, 2024

L
1 out of 5 stars

I think this bank is complete crap

I think this bank is complete crap. The customer service is very bad. They seem very bad at their jobs and lack general basic knowledge which wouldn't even require high qualifications. I would say this is the worse bank in the UK. It should be closed down it isn't operating at a high level.

Date of experience: November 8, 2024

TD
1 out of 5 stars

Time wasted on Lloyds badly designed home insurance application

Insurance was all set up. Got docs in post telling me to check the details, which included "The walls are made of brick, stone of concrete." As this was only true for the original part of the house, not the extension (which is SIPs construction) I flagged it up as requested. The policy was immediately cancelled. What a waste of time. Also was unable to contact them about this online despite it saying this was possible in the letter they sent me (the operator said this was because the policy hadn't started yet, but still wasted more time online going round in circles putting codes in several times...)

Date of experience: November 7, 2024

NY
1 out of 5 stars

Avoid Switch or Banking with Lloyds

I opted to switch because of a promotion that would give me £200, I try to speak with costumer services about my new account this has to be the worst experience I have ever had in a bank 5 people multiple calls to try to find out information, rude costumer service, they hang the phone on me several times I had to keep calling honestly this is disgusting behaviour of a bank that is supposed to help you with your money, I am desperately trying to cancel this switch because if this is my first experience I don’t want to imagine what it would be like to deal with this bank for a serious matter please avoid this bank at all cost because this is just going to bring you nightmares honestly!

Date of experience: November 7, 2024

PL
1 out of 5 stars

I wanted reassurance

I wanted reassurance, that I was able to close a bond before it had matured, if I reinvested it. I could speak to nobody and could not arrange a meeting to do so in any branch. I was forced to just take pot luck and do it Online. Even reinvesting £78K is not worth 2 second of Lloyds time. What is this Black Horse nonsense and "We are always by your side" about. It is like throwing £78 down a disused well and hoping it will be available one day. I wanted to ask about tax on interest. It changed a few years ago. I think the Inland Revenue have got everyone stitched up, but I do not really know. I do not know if I am paying tax or not on interest. I will, when I get £3000 bill from the Inland Revenue one day, as I did 10 years ago. The Terms of reinvestment on the screen, I had to strain to see with a magnifier. One wrong key press and I was thrown out of the site. The Online Banking experience was always diabolical and it just gets worse I hate it and I expect many others do as well. Obviously Lloyds are sick of of granny trying to pay in a 2p Postal Order but for something like £78K you should be able to speak to someone. If I had invested £78K accidentally with no withdrawal terms the only way it would have seen the light of day again would be when with my son walked in with my death certificate, or if the Inland Revenue took a fancy to it. The whole experience, is like smacking your head against a brick wall

Date of experience: November 7, 2024

GP
1 out of 5 stars

App security verification won’t work on giffgaff or Smarty Sims (O2/EE)

There are banks that offer a much better mobile app service. Their verification call back system doesn’t work on giffgaff or smarty SIM cards despite these being O2 and EE. This has happened to my partner who banks with them as well. So you are better off using another bank, I’m certainly going to. Their customer service will fob you off if they can’t resolve the issue, they even suggested I visit a bricks and mortar branch to carry out my banking as a work around. They posted a password for verification and it failed because the password font was misleading so now I have to wait another week for another password. If I could zero stars I would.

Date of experience: November 7, 2024

S
1 out of 5 stars

Idk.......

Idk.......

Date of experience: November 7, 2024

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