Review summary

Lloyds Bank Insurance has room for improvement based on customer feedback. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

Based on reviews, created with AI

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deplorable treatment by Fraud team

deplorable treatment by Fraud team, verifying a transaction asking me my mothers milk, at some point the woman on the phone says, may be you are a fraudster, unacceptable treatment of clients, I hang up after 25 min of nonsense, they blocked my account prior to a trip of mine abroad leaving me stranded, went to unblock it after my return, was told they were closing the account in a month, no explanation, never received a letter to that effect, they told me they would resend the letter, two weeks later still no letter!!!! wtf guys, are you a bank or what

C
0% balance transfer why would you do that

Offered me a 0% balance transfer, then suspended my account because I tried to do a balance transfer! I spent 30 minutes on the phone trying to find out what was happening and how to sort it. I now have to find a branch that hasn’t closed down to answer some questions about why I wanted to transfer a balance. I’ll have to take time off work and they just don’t give two sh**s.

Useless fraud department

Wouldnt help me after i got my money stolen and took 3-6 hours at a time to respond, so even though i started a conversation at 6am it still hadent been sorted by 9pm then they decided to cut me off. And left me on seen constantly for like an hour. Assholes

I've been a customer for 25 plus years…

I've been a customer for 25 plus years the only time I've needed help from them with a fraud case and they gave the fraudsters their money! Avoid lloyds like the plague!

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Showing 611 - 620 of 996 reviews
J

Joe

US

3 out of 5 stars

Esurv need customer care skills....3 stars for Lloyds but Esurv who value…

3 stars for Lloyds but Esurv who value property get 0, I cancelled my buy to let remortgage application with Lloyds as the lady from esurv booking office was arrogant and hostile because we could not get a date for the valuation as both Tennant's work, I then checked esurv reviews and they confirmed what I thought dreadful company. Lloyds do yourself a favour and get in a more professional valuation company.

Date of experience: December 11, 2024

MA
1 out of 5 stars

ENOUGH IS ENOUGH Charlie.

After 43 years of hard work and loyally banking with Lloyds we are reasonably wealthy. However, it makes no difference and we feel treated like second class citizens when trying to rectify LLOYDS MISTAKES. Our despare and misery is equal to the despondency of the six customer call handlers who all seem to be on their first week and dropped in the deep end without training. Talk about "Rome burned while Nero fiddled" Time for a new broom C.A.N. - Current CEO.

Date of experience: December 11, 2024

BC
1 out of 5 stars

Any other bank is better.

I have accounts with a few other banks & without a doubt Lloyds online banking & app are the worst. If they have any opportunity to make things difficult for you they will take it.

Date of experience: December 11, 2024

ba

b a

US

1 out of 5 stars

They are not giving my money!fraud

I have been using this Lloyds bank for many years and I just wanted to try to use investment account. And I have just realised they are scam and fraud.They are not returning my money!!!! And I don't know what are they after.I have been waiting almost 10 days now!!!! I will close all of my account with this scam people .There is no email or contact form for me write to them.I will go to Financial Ombudsman services and trading standards!I have never checked them before I can see from the reviews now how bad they are.I don't know howcome they allowed run a business if they are like this!

Date of experience: December 11, 2024

JF
1 out of 5 stars

Inquest on how you spend money???

Lloyds will inquest you on who you spend your money for no reason, the frauds team are useless they will without any justification freeze your account, and make you go to the bank with ID to justify a transfer, and they will inquest you 3 times with different agents on how you spend your money, after a 2 hours wait, even after explaining the transfer, they will flag it as a fraudulent transfer even when you confirm it's you making the payment. and make your life a nightmare I will definitely be changing bank soon

Date of experience: December 10, 2024

C
1 out of 5 stars

0 star customer service

My husband called into our local branch today to ask for guidance to set up an ISA. He was told they could not assist him in the branch and was told to go away and phone a number. No customer service whatsoever. Unfortunate there is not an option to give 0 stars.

Date of experience: December 10, 2024

SS
1 out of 5 stars

Financial support team a waste of space

Had a frustrating and frankly heartbreaking experience woth Lloyds' financial support team today. Spoke to an unsympathetic, robotic, barely English speaking customer service guy who made zero effort to understand my situation or help. Two weeks before Christmas Lloyds decided to restart charging me interest on my planned overdraft. The guy kept offering me a repayment plan (as per his script) despite me explaining in 10 different ways that I cannot afford one, I just need another 30 days of hold on interest charges to get me through Christmas. I have £100 left of my arranged overdraft until Christmas! None of this resonated with him at all, just robotically told me that they cannot put a hold on the charges. On top of this, he threatened to send creditors on me if I go into my unwarranted overdraft (very likely this month). Isn't their brand moto "by your side"? Perhaps their ads are addressed to their multi millionaire shareholders. Nothing about their attitude today felt by my side. Despite being their customer for almost 20 years!

Date of experience: December 9, 2024

EB
1 out of 5 stars

No benefit for long term customer…

No benefit for long term customer loyalty. Take too long to answer the phone an overseas customer service agents can be difficult to understand. How do I get to speak to my local branch manager?

Date of experience: December 9, 2024

AA
1 out of 5 stars

Lloyds Bank were refusing to allow a…

Lloyds Bank were refusing to allow a payment to a supplier for no apparent reason. Asked me to phone their number... eventually I was put through to be told it would be up to an hour (at my cost) to get my call answered. Cannot carry on using Lloyds for business if they intend to refuse us to pay our suppliers!

Date of experience: December 9, 2024

V
1 out of 5 stars

App layout is awful

App layout is awful! Too crowded and really not nice to navigate. It’s been made too hard. Why didn’t you leave it as it was? Oh and received my new card today, the green is AWFUL. And makes the horse look like it’s wearing a mankini…

Date of experience: December 9, 2024

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