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HomeMoja Insurance Reviews
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Moja Insurance Reviews

3.8333333333333335 out of 5 stars
3.8333333333333335 out of 5 stars
3.8
|Great|60 reviews

TrustScore

3.8
3.8333333333333335 out of 5 stars
Great
5 out of 5 stars
38
4 out of 5 stars
3
3 out of 5 stars
4
2 out of 5 stars
1
1 out of 5 stars
14
60 reviews in total

Review summary

Moja Insurance receives a mix of feedback from its customers, with a notable 68% expressing positive experiences. Many reviewers highlight the ease of setting up policies, the competitive pricing, and the helpfulness of the staff, with comments like "very easy to sort" and "good honest service." However, there are significant concerns regarding customer service, particularly with issues related to policy renewals and lack of support. Several customers report frustration over non-responsiveness and difficulties in reaching human representatives, leading to negative experiences. Complaints about auto-renewals and unaddressed inquiries further contribute to dissatisfaction. Overall, while many appreciate the service and pricing, the customer service issues cannot be overlooked. The sentiment leans positive, but the critical feedback indicates room for improvement.

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Based on reviews, created with AI

See what reviewers are saying

Mr Thomas
Mr ThomasFeatured

4 months ago

1 out of 5 stars

Avoid at all costs!

I do not know where to start? The moment I notified this company of an accident I was told it was my fault as I was emerging from a side road, even though the vehicle that hit me did so on the wrong s... See more

Mr Wickenden
Mr WickendenFeatured

4 months ago

5 out of 5 stars

Great product and service

The process for insuring my car with MOJA Insurance was simple, effective and cost competitive. Thank you.

Craig Sumners
Craig SumnersFeatured

4 months ago

1 out of 5 stars

Useless.

Sent an urgent message and received an auto reply to say they’d get back to me within 24 hours. This didn’t happen and I received a reply in very broken English four days later that didn’t address m... See more

Robert adderley
Robert adderleyFeatured

4 months ago

5 out of 5 stars

Very good service easy to sort

Very good service easy to sort

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Dean Owens
Dean Owens
1 reviews
5 months ago
5 out of 5 stars

Easy to sign up

Easy to sign up. Good break down of what the cover provides. Emails were detailed.

Helpful?
Mrs D Smith
Mrs D Smith
1 reviews
5 months ago
5 out of 5 stars

Helpful customer service but no direct telephone line

Moja came up as the lowest price on a compare site so I went with them, however there was a technical issue at the point of payment. Which meant the money went but it didn’t attach to a policy. Moja don’t have a general contact us phone line but the message service worked really well. The guys were super helpful and provided 7 days insurance while the money was refunded so I could purchase again. They also honoured the price too. Every dealing with moja has been speedy, polite and helpful.

Helpful?
James Roberts
James Roberts
1 reviews
5 months ago
5 out of 5 stars

Best value car insurance available

Best value car insurance available

Helpful?
Des M
Des M
1 reviews
5 months ago
5 out of 5 stars

Very straightforward to obtain my…

Very straightforward to obtain my insurance with Moja. Let’s hope my year is fault free and my renewal reflects it !!

Helpful?
nathan graham
nathan graham
1 reviews
5 months ago
5 out of 5 stars

Very straightforward to join up and…

Very straightforward to join up and great prices

Helpful?
Dee Duddy
Dee Duddy
1 reviews
5 months ago
5 out of 5 stars

Good Communication

Good Communication

Helpful?
Raymond
Raymond
1 reviews
5 months ago
5 out of 5 stars

Very good service

Very good service

Helpful?

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Hannah
Hannah
1 reviews
5 months ago
1 out of 5 stars

Poor customer service

Poor customer service, can’t even reach during an urgent situation

Helpful?
Mark G
Mark G
1 reviews
5 months ago
4 out of 5 stars

It was a straightforward online process.

It was a straightforward online process.

Helpful?
Mikki
Mikki
1 reviews
5 months ago
1 out of 5 stars

Issues

Need my documents, they’re not in my account. I was then told there was 2 policies and to cancel one. I was unable to do this as there was no policies on my account. You told me you would sort it, I still haven’t heard anything, had to contact again. Unsure if I’m covered for when my old policy ends. Can’t get in touch with anyone other than over email and you’re not quick to respond

Helpful?
customer
customer
1 reviews
5 months ago
5 out of 5 stars

Very satisfying

Very satisfying

Helpful?
Ronnie
Ronnie
1 reviews
5 months ago
3 out of 5 stars

Couldn't make all changes

I could change my car registration with no problem. I tried to change, I for not deliver for a job anymore and it wouldn't let me. I went on the chat and they couldn't change it. The chat said go through and get another quote. I think this is not exceptable as everything should be able to be changed. I might get a cheaper quote!

Helpful?
DEE
DEE
1 reviews
5 months ago
3 out of 5 stars

I'm going to try and be kind as I know…

I'm going to try and be kind as I know that they're relatively new. Received a competitve quote and proceeded to pay. Payment went through fine on my credit card but no acknowledgement by Moja. Checked with CC provider....said they could see the unclaimed payment and no problem at their end. Logged on to Moja account and sent a message explaining the problem. Received a request, two days later, for details of my car, name, etc. My message was sent from within my logged on account, which contained the quote and all my details! I sent another message...the same response. A shame as I was keen to switch to an online provider and save some cash.

Helpful?
Bushra Ramzan
Bushra Ramzan
1 reviews
5 months ago
5 out of 5 stars

quick and easy to get the insurance

quick and easy to get the insurance

Helpful?
Richard
Richard
1 reviews
5 months ago
1 out of 5 stars

Be careful

Be careful. Moja have insured myself for the past 2 years but I had an email this morning informing me that they can no longer renew for my car. I thought this was odd but went to print out my NCB certificate. I've always paid for protected NCB yet in 2023 I had a chip on the windscreen. I used my insurance to get it fixed on the understanding that it would not affect my NCB. Unfortunately, it's on there despite reassurances that it would not be at the time. Very disappointed with the service. Honesty goes a long way.

Helpful?
david
david
1 reviews
5 months ago
5 out of 5 stars

Good honest service and helpful advice

Good honest service and helpful advice

Helpful?
Andis
Andis
1 reviews
5 months ago
5 out of 5 stars

Best one

Best one . Never had better

Helpful?
Matthew
Matthew
1 reviews
5 months ago
5 out of 5 stars

Always very polite and helpful

Always very polite and helpful

Helpful?
D R
D R
1 reviews
5 months ago
2 out of 5 stars

No Human Support = Lost Business

I was just about to pay for a new car insurance policy with Moja but had a question and wanted clarity. Phone lines are for claims only. Only web chat was not working and this was confirmed by a member of the claims team that was barely willing to get me to the right place. I had already had two of my phone calls hung up by this point. In a nut shell I couldn't wait for a 24 hour email response as I needed cover in place the next day. Im glad i didn't go ahead with this policy based on the customer service. I'm sure I've saved myself headache should I have needed them during a policy.

Helpful?
Jack Shore
Jack Shore
1 reviews
5 months ago
5 out of 5 stars

All went well easy to do thanks…

All went well easy to do thanks…

Helpful?
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About Moja Insurance

Moja Insurance is a digital insurance provider based in the UK, specializing in online-only car insurance solutions. The company aims to simplify the insurance process by offering comprehensive coverage without the typical complexities associated with traditional insurance providers. Moja Insurance caters to customers seeking affordable and straightforward car insurance options, allowing them to manage their policies entirely online. With a focus on customer convenience, Moja Insurance provides a range of services including a 24/7 emergency claims line, a courtesy car during claims, and a unique uninsured driver promise. The company also offers optional extras that enable customers to tailor their policies to fit their individual needs, such as protecting their no claims discount. By leveraging a digital platform, Moja Insurance seeks to enhance the user experience while ensuring competitive pricing and transparent service.

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