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HomeAltra Federal Credit Union Reviews
Altra Federal Credit Union logo

Altra Federal Credit Union Reviews

3.033333333333333 out of 5 stars
3.033333333333333 out of 5 stars
3.0
|Average|60 reviews

Last reviewed 10 months ago

TrustScore

3.0
3.033333333333333 out of 5 stars
Average
5 out of 5 stars
27
4 out of 5 stars
1
3 out of 5 stars
3
2 out of 5 stars
5
1 out of 5 stars
24
60 reviews in total

Review summary

Altra Federal Credit Union presents a mixed experience for its customers. While some reviewers praise the credit union for offering competitive rates and exceptional service, particularly highlighting helpful staff members like Molly Beal and Ben Haines, many others express frustration with the overall customer service. Common complaints include long holds on deposits, rude phone interactions, and issues with the mobile app functionality. Customers also report difficulties in resolving account-related issues, often feeling misled or unsupported. Despite the positive feedback regarding specific staff members and favorable rates, the negative experiences with service and account management overshadow these strengths. Overall, the sentiment leans towards dissatisfaction.

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Based on reviews, created with AI

See what reviewers are saying

Misty Wills
Misty WillsFeatured

10 months ago

1 out of 5 stars

This is the worst place to do business…

This is the worst place to do business for a loan, car , etc. I went this today to pay off a jeep loan that has my husband name and my name on that account. I went online to check the pay off. Went a... See more

Isaiah Johnstone
Isaiah JohnstoneFeatured

11 months ago

1 out of 5 stars

Four

Ten characters

Ken
KenFeatured

Over a year ago

1 out of 5 stars

10 Day hold on Deposits

I would definitely look elsewhere if I were in need of Banking services, unless you like 10 day holds on your deposits. Which isn’t their company policy it’s apparently up to the discretion of their t... See more

Jane Backes Gile
Jane Backes GileFeatured

Over a year ago

5 out of 5 stars

Simply the best…

Altra FCU has always provided the best rates in the area, even outcompeting online-only banks, which often times have better rates (with no brick-and-mortar overhead costs). Along with great rates, I... See more

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Andrea
Andrea
1 reviews•New Reviewer
about 2 years ago
1 out of 5 stars

You pay a fee to pay a loan.

Tried making a payment on a loan over the phone and there's a $10 service charge... Went online to try and make an account and the page wouldn't load, so ended up paying the $10 fee to pay as a "guest". Making your customers pay a fee just to PAY their loan. Smart business decision..

Helpful?
Anne Frazor
Anne Frazor
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

Since I live in Texas and there are no…

Since I live in Texas and there are no banks near us and yet the people in the bank manage to make it seem like I am in the lobby right therel I have had my accounts here for more than 20 years, with CD's and savings, etc.

Helpful?
Bubba Ashcraft
Bubba Ashcraft
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

Convenience.

Have gotten a number of big loans through Altra federal credit Union in Tyler and Bank there. Everything has always went smooth and never had to even go in the door. Now thats convenience.

Helpful?
Tricia Yoshizumi
Tricia Yoshizumi
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

I love Altra

I love Altra always so nice and willing to help.

Helpful?
Karen Mc Nabb
Karen Mc Nabb
1 reviews•New Reviewer
about 2 years ago
1 out of 5 stars

First..I had a hard time understanding…

First..I had a hard time understanding the customer service rep. Secondly..I was eventually told that my phone # was not correct, amazingly my phone # has not changed! Its been the same for years! Then I'm to call customer service to help me and I WAS talking to the customer service #!! So frustrating! So end of story, I didnt have any progress on my 3rd try & gave up. Woe is me!!

Helpful?
Frank Limas
Frank Limas
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

Relaxed and informative.

Friendly, helpful, efficient,

Helpful?
Bri
Bri
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

Always a great experience at Altra

Always a great experience at Altra

Helpful?

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Daniel Pfaff
Daniel Pfaff
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

Great Communication skills

Great Communication skills

Helpful?
Darren
Darren
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

always been there when needed Ami on…

always been there when needed Ami on the Tyler loop is a big help Thank You

Helpful?
Tristan Clem
Tristan Clem
1 reviews•New Reviewer
about 2 years ago
1 out of 5 stars

I have a couple of loans through them

I have a couple of loans through them. Rates and everything were good. My car broke down, so I canceled the insurance on it for 2 months while it got fixed. I still made the payments on the car. Without any calls or anything, they had a very expensive insurance thing to my loan and doubles my payment. I tried calling a few times and got basically no answers for awhile. I made my normal car payments every month, but now my credit shows 6 months of missed payments, and they are no help. I’m in the midst of trying to get a new loan through them, and it takes more than 24 hours for them to respond to each email reply. Slowest process I’ve been apart of when it comes to a loan.

Helpful?
Nadea Hefti
Nadea Hefti
1 reviews•New Reviewer
about 2 years ago
1 out of 5 stars

My debit card gets flagged for fraud on…

My debit card gets flagged for fraud on at least 1 purchase online a month. Just because I use google wallet does not mean it is FRAUD!!!!!!!

Helpful?
Paul Boxrucker
Paul Boxrucker
1 reviews•New Reviewer
about 2 years ago
5 out of 5 stars

Always professional

Always professional, kind and courteous!! In today's times its refreshing! THANK YOU

Helpful?
Dustin Batts
Dustin Batts
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

I was on lunch break and was in and out…

I was on lunch break and was in and out of the bank in no time and still had time to stop and get lunch

Helpful?
Cutter Bruce
Cutter Bruce
1 reviews•New Reviewer
over 2 years ago
1 out of 5 stars

Trust me just dont...

Trust me just dont...

Helpful?
Kameron Dewdney
Kameron Dewdney
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

I like this company imma give this one…

I like this company imma give this one a chance Mrs Equal Loan consolidation going on have a great day Pk2

Helpful?
kristine Hollund
kristine Hollund
1 reviews•New Reviewer
over 2 years ago
1 out of 5 stars

The worse bank in Winona

The worse bank in Winona. completely not friendly. Want to argue with their customers, especially in front of other customers tellers are rude and don’t know how to do their jobs. I would not recommend this bank to anyone.

Helpful?
Shawna
Shawna
1 reviews•New Reviewer
over 2 years ago
3 out of 5 stars

Added $$ to auto loans without notice

I've never had a bad experience with altra until they added $3300 to my auto loan and doubling my monthly payment which i cant afford and with no notice so I can fix my auto insurance!! Something so simple to fix and instead of giving me notice I get screwed! So thank you altra!

Helpful?
Darel Neese
Darel Neese
1 reviews•New Reviewer
over 2 years ago
3 out of 5 stars

Remote Deposit Not Working

Currently, Altra has an issue with their remote mobile deposit banking app that "only affects a small amount of certain Android users". I found out this "small amount" is about 35% of their users. Altra elected not put a splash banner out on their website notifying affected users of this issue. The only way I found out was when I attempted to deposit a check. I do not live in state and have limited ways to deposit a check remotely. I depend on this feature and the transparency from the credit union to notify me of when there's an issue that could potentially affect me. This has been going on for at least a month and they might have a fix in place sometime this month. How will I know when it's fixed? I just have to keep trying until it finally works. I'm currently shopping for a new deposit financial institution.

Helpful?
Marilyn Leske
Marilyn Leske
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

Prompt and helpful service

Prompt and helpful service. Employees are always friendly! They always make you feel welcome.

Helpful?
Ann Loss
Ann Loss
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

Every time I go online and have a…

Every time I go online and have a problem. It’s solved and people are courteous

Helpful?
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About Altra Federal Credit Union

Altra Federal Credit Union is a nonprofit financial cooperative that serves members across eight states, including Minnesota and Wisconsin. The company offers a variety of financial products and services designed to meet the needs of individuals and businesses. Customers benefit from competitive rates and low fees on offerings such as auto loans, mortgages, personal loans, and savings accounts. With a commitment to financial empowerment, Altra Federal Credit Union prioritizes the financial well-being of its members, providing accessible and affordable financial services. The platform also features digital banking tools that allow members to manage their accounts, pay bills, and deposit checks conveniently. Overall, Altra aims to support its members in achieving their financial goals while fostering a sense of community within the cooperative.

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