Wescot Credit Services Ltd Reviews

Pure and total harresment

I am being harassed these days by these scammers, claiming I owe Yorkshire Water, they had no previous address of mine and tried to get me to tell them my current address. They also said I shouldn't contact YW but I know I actually closed my account when I moved out over a year ago, as I cannot login anymore to check this so-called "debt". Where can I complain against them, please? Deffo trying to scam me.

My experience is based on multiple dealings with Wescot. Every 6 months they insist on updating your file with an affordability assessment, which is great if you need help but, it always seems to end up at the end with Wescot asking you to pay more money "to clear the debt faster." Today their agent requested that I use 90% of my disposable income in to paying off my debt with them. How is that feasible in any way? the minute an unexpected bill comes along, perhaps a dentist appointment, a household item breaking, loss of earnings due to being ill, you're not going to start missing payments and you start to accrue even more debt. Wescot are a complete disgrace and their work practice needs investigating in my opinion.

I answered a phone call as my wife has a debt. I said i want togive you an apdate on my wife. I said she is seriously ill in hospital,she had life saving surgery last night and we dont know if she will survive, the person i spoke to, replied,well when will be able to phone us, i raised my voice and said open your ears stop reading off a script,and listen to me,i repeated the above,and again when can we expect her to call,i got annoyed and shouted at her,we dont know if she will survive,she sail i will put you on hold,came back with when will she be paying, how many more bloody times she i seriously ill,, she replied i will transfer you to someone that can help, i said again listen to me now,i dont have time,i need to be at my wifes bedside, she said, can you give me her hospital details what illness she has,what operation has she had,and her consultant details, i said are you really been serious, send the debt back to your client,i dont want to talk you anymore,your now wasting what precious time i may have left with her. I will not answer any more calls from this number. THEY DONT HAVE INTEREST IN ANYONES WELFARE,THEY ONLY BOTHERED ABOUT SETTLING A DEBT,NO COMPASION,AS I WRITE THIS IM SAT BY MY WIFES BEDSIDE,HOPING AND PRAYING SHE WILL SURVIVE THE NEXT FEW HOURS,AND MAYBE A LOT LONGER. WESTCOT YOU SHOULD BE ASHAMED OF YOURSELVES AND YOU UNLISTENING STAFF

Very pleasant company with kind staff. Paying debts is never fun, but they make it easy for you, with helpful staff. Big thank you to Stuart in particular who set up a payment plan for me despite there being a faulty line.

They are legit they contacted me about a Paypal debt which I forgot to pay once paid they stopped calling But they should be reported for harassment they called me 8 times in one day Bit of a scummy company really

Absolute morons 😂😂😂😂 trying to scam me by keep calling press one for so and so press 2 if you’re not them 😂😂 dumb dumb dumb such clowns go get a proper job!! 😂😂😭😭😭😂😂😅🤣

Sam was very helpful and talk me through everything on the phone and got my Account sorted, great customer service 10/10

I've had a random direct debit applied to my bank account this evening without my consent, to my knowledge I have no debts. I'll be calling my bank in the morning about this to figure out who this company is trying to set up direct debits without my consent.

I checked my bank account and found a direct debit had been set up on my account and I have not received any mail from them. I have cancelled the direct debit and sent an email to explain that I have an IVA in place. This has seriously affected my mental health.

Karen was so helpful and explained everything to me and so friendly great customer service if I could give 100/100 I would

This is now harassment. I am worried, and it's torturing me at night. They keep sending messages to call them but do not accept replies via messages, they say they've sent letters, which isn't true. I am worried for my safety, and this is so stressful. I have emailed them directly several times with no response. They do not have a freephone number, so I would pay full price. I did speak to someone, but she just procrastinated, knowing I was paying.

I can relate to many of the previous reviews about Wescot, I received five letters in 2023 to my address chasing a debt owed to Aqua Credit Card by a person who had never lived at my address and was completely unknown to me, after contacting Wescot I received an apology and that they would amend their records. Nothing happened for about a year, then I received an automated call from Wescot, that the same person owed money to Barclays Bank. I did not reply to the phone message, but blocked the number. A couple of days later, I received a letter from Wescot, chasing the debt owed to Barclays Bank, I immediately phoned them and complained about what had happened the previous year and again in 2024. They promised to amend their records so that it wouldn't happen again, I requested they email me with proof of their actions - no email received, and they refused to re-send it. I put in a written compaint to Wescot, and they replied saying "they had acted appropriately" I then decided to send all the evidence that I had gathered to the Financial Ombudsman, and I have just received an email rejecting my complaint - surprise, surprise !!! I have given Wescot a 1* review, would have preferred a minus 5* but its not possible

I had a text message from these scammers claiming to be acting on behalf of Paypal, and they said that they had been given control of my Paypal account and they needed me to contact them. They also went on to say that they would email mail me more details in the next few days. Well that email has arrived and there are, surprise suprise, less details and they don't mention Paypal in their email at all. So got to be some sort of scam. And by not mentioning Paypal, it doesn't look like the phishing email that it actually is. So I have reported the text to Paypal security and I have forwarded the actual email to phishing..paypal.uk because it is a scam, even moreso , given that there is nothing wrong on my Paypal account when I logged directly in. So big bunch of SCAMMERS based in a PO BOX in Huddersfield.

Evil company. Had thirty six changes of staff, five charges against the firm by various banks over the years. Demanding and starting to threaten still for a debt that isn't owed, doesn't exist and that they haven't been asked to act for the company they say I owe. Search on Linked In for my post about them. They ought to be named and shamed. Their active Directors have been named on Linked In...

Scumbuckets working for PayPal. Ignore their stupid threats. They have to take you to court, and win, in order to get the money they claim you owe. They will never go to court because they are an American company based out of Luxembourg. Costs them more to take you to court that they would recover. Wescot are just chancers who hope to trick or scare people into paying the money.

Positive experience just now, Philip.

Wescot Credit Services Ltd called my business line when I or my business has no dealings with them whatsoever. We've never even heard of them before. Spam call. Reported to the ICO.

I fear that the persons in charge of Wescot Credit Services have lent themselves to be the culmination of every failure of ethical, business and administrative practice. I do not say this lightly. I have dealt with this company before, and my previous experience around 2020/2021 was pleasant. I have, however, received countless letters regarding a PayPal debt; the same PayPal account which was settled in 2021. Wescot no longer hold details of previously settled debts on their database which leaves a gaping hole that the consumer (and the poor customer service advisors) must apparently fill. Telephone advisors were not able to locate the previously settled debt, or give me any information as to when the "new" debt was assigned to Wescot. I am now left with no other option but to report the entire company for fraud and malpractice by way of gross negligence, and to feel sorry for the poor employees who have to bear the brunt of the consequences for the failures of the higher-ups. Do better Wescot.

I have a debt with Marbles credit card which i pay every month without fail. I get a letter from Westcott saying I was in arrears, Marbles confirmed they had received the payment on time, my bank confirmed that it had indeed been paid. So I contacted Westcott and inform them, all sorts of excuses are wheeled out. They are beyond pathetic, probably the worst company I have ever dealt with, not fit for purpose, companies like this should be shut down!