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HomeFinance & InsuranceVirgin Money UK Reviews

Virgin Money UK

3.8833333333333333 out of 5 stars
3.8833333333333333 out of 5 stars
3.9
|Great|60 reviews

TrustScore

3.9
3.8833333333333333 out of 5 stars
Great
5 out of 5 stars
38
4 out of 5 stars
4
3 out of 5 stars
3
2 out of 5 stars
3
1 out of 5 stars
12
60 reviews in total

Review summary

Virgin Money UK has mixed reviews from customers. Customers particularly appreciate service and professional, though some mention concerns about customer service and communication.

✨
Based on reviews, created with AI

Featured Reviews

4/4 slots
Premium pins are permanent until displaced by newer pinsLearn more
POPULAR
Lorena  Trebes
Lorena Trebes
5 out of 5 stars
5/5

Easy application and easy to use app

Easy application and easy to use app. Great service by efficient very nice people 5*

0
0
🔥 High engagement
POPULAR
Lancashire Runner
Lancashire Runner
1 out of 5 stars
1/5

POOR - must do better

Very poor both in branch and via telephone support. Staff were rude in both instances and seemed to lack any ability to ...Read more

0
0
🔥 High engagement
POPULAR
stephanie mcvicker
stephanie mcvicker
5 out of 5 stars
5/5

Great Catch

You were great, you picked up a potentially fraudulent transaction. I was able to get through to somebody very quickly t...Read more

0
0
🔥 High engagement
POPULAR
Ian Platt
Ian Platt
5 out of 5 stars
5/5

Customer Services at it's best...

I must express my thanks and gratitude to the technical knowledge, patience and shear calmness of Advisor Tina in helpin...Read more

0
0
🔥 High engagement

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John M Morton
John M Morton
1 reviews
3 months ago
5 out of 5 stars

The simplicity of doing this

The simplicity of doing this

Helpful?
Anthony Dolan
Anthony Dolan
1 reviews
3 months ago
2 out of 5 stars

I can't access online banking.

I can't access online banking.

Helpful?
Sa
Sa
1 reviews
3 months ago
5 out of 5 stars

Easy to set up

Easy to set up, helpful emails, easy to use app

Helpful?
JAMES MCINNES
JAMES MCINNES
1 reviews
3 months ago
5 out of 5 stars

It was simple

It was simple, quick and hassle free

Helpful?
duncan thompson
duncan thompson
1 reviews
3 months ago
1 out of 5 stars

Appalling treatment and denial of section 75 claim for months

If I could give minus I would. My complaint ref Section 75 Virgin Money Claim 109796. You continue to ignore my emails. Basing refusal of consumer rights. The garage still refuse to install my engine after removing it without permission. This is a clear breach of contract. You refunded as a chargeback and now basically refuse consequential loses relying on a non compliant forensic engineers report from aviva the garages liability insurer. They fail to adhere to all criteria under CPR 35 rules for forensic engineers reports. You have ignored , delayed and continue to financially punish me for clear consumer rights breach. Please can someone from senior management get in touch immediately

Helpful?
Janice Brown
Janice Brown
1 reviews
3 months ago
5 out of 5 stars

Peace of mind

Helped with transferring from my old account to a new account. Gave me peace of mind.

Helpful?
George Alderslade
George Alderslade
1 reviews
3 months ago
5 out of 5 stars

Excellent help Emma

Went into Darlington branch with a friend who was having a problem with account statements. Emma the lady behind the desk was kind, considerate, polite and within a very short time sorted out the problem fully even printing off some paper work he hadn't received

Helpful?

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Mike Burns
Mike Burns
1 reviews
3 months ago
5 out of 5 stars

Ryan Wallace - Great Customer Service

Big up to Ryan Wallace who helped me set up the Virgin Money App, top bloke who conducted the call with upmost positivity and great customer service. Give the man a raise.

Helpful?
FRANCES ELLIOTT
FRANCES ELLIOTT
1 reviews
3 months ago
3 out of 5 stars

Still waiting

Don't know yet as I am still waiting to have my account moved to a new account . Very helpful assistants though

Helpful?
Daniel Ferry
Daniel Ferry
1 reviews
3 months ago
5 out of 5 stars

So easy and honestly no stress

So easy and honestly no stress

Helpful?
MH Solihull
MH Solihull
1 reviews
3 months ago
5 out of 5 stars

Debbie was absolutely amazing in…

Debbie was absolutely amazing in helping me sort out my issue with log in first time. She listened carefully, guided me through each step, and showed incredible patience all the way until I was finally able to log in. I really appreciate her support. Thank you

Helpful?
Mick
Mick
1 reviews
3 months ago
5 out of 5 stars

Seems like very experienced staff who…

Seems like very experienced staff who explain everything in full detail and answered any questions I had, thank you ever so much.

Helpful?
PaulLandry
PaulLandry
1 reviews
3 months ago
5 out of 5 stars

Jen who i saw was very good.Excellent…

Jen who i saw was very good.Excellent in fact.

Helpful?
GrahameG
GrahameG
1 reviews
3 months ago
5 out of 5 stars

Fees reasonable, easy set up.

Fees reasonable, no up front or regular charges. Easy to set up. bank transfer service available.

Helpful?
Unknown
Unknown
1 reviews
3 months ago
1 out of 5 stars

Hard Credit Search on MIP

They did the hard credit search on the MIP and now when we raise a complaint, there is no solution. Be aware of this.

Helpful?
Graham Stanley
Graham Stanley
1 reviews
3 months ago
2 out of 5 stars

Good switch but dreadful access to new account

The transfer from Santander was handled well but the accessibility to the new Virgin Money Business current account was dreadful. It took over a week and four long telephone calls before being sorted by Marc (whose persistence was to be praised).

Helpful?
Andrew Barnes
Andrew Barnes
1 reviews
3 months ago
5 out of 5 stars

An excellent 0% card with no fees

An excellent 0% card with no fees. The best thing is that I now have over £8,750 earning a decent tax-free rate of interest in a Virgin Easy-Access ISA. Thanks, Virgin ... :-)

Helpful?
Chris Hughes
Chris Hughes
1 reviews
3 months ago
5 out of 5 stars

Informative and clear deals.

Informative and clear deals.

Helpful?
Arnie Du Lard
Arnie Du Lard
1 reviews
3 months ago
1 out of 5 stars

Hopeless support for new business

Can't register/log on to business Internet banking - reported issue by phone, no reply after promised investigation/resolution. Can't make international transfers - only available online. Absolutely not reccomended.

Helpful?
William  Gibbs
William Gibbs
1 reviews
3 months ago
5 out of 5 stars

Virgin brand loyalist

After 25 years with Barclays, I recently made the switch to Virgin Money as my main bank—and I couldn’t be more impressed. For over two decades, I held both a current account and a credit card with Barclays, maintaining a healthy income and consistent loyalty. Yet despite that, I received little in return. My packaged account, which started off modestly priced, had crept up to £37 a month for mobile phone and worldwide travel insurance—without any meaningful upgrades or recognition of my long-term commitment. Then I came across Virgin Money’s offering: the same insurance benefits for just £12.50 a month. That alone was enough to make the move. But Virgin didn’t stop there—I was also approved for a credit card with 0% interest on purchases and balance transfers for 18 months. In all my years with Barclays, I was never offered anything close to that. I’ll admit it—I’m a bit of a Virgin brand loyalist. But this experience has only reinforced that. Virgin Money delivered real value, transparency, and respect for my financial intelligence. It’s refreshing to see a bank that actually rewards its customers rather than taking them for granted.

Helpful?
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Finance & Insurance