The only reason I chose this service is that it's the only one that had any reviews on Trust Pilot. I signed up for their service on 6/4/25; today is 6/23, just under 3 WEEKS later! They claim your sc... See more
I just want to thank Mrs.Rachel@RK she is so amazing had all the information ready to go very very professional. Guided me step by step told me everything that was going to happen and it did I just wa... See more
Rachel , is the name ! Thank you so much my credit already boosted 49 points today omg ! Your the most useful credit builder employee that’s empowering in happy to see some health pushed back into my... See more
Just ask for Rachel she is the best!
Her personality was so calming and sweet. She asked me what it is that I needed and we made a plan to execute would recommend her over and over again.
Rachel at Rental Kharma is the good karma I’ve been looking for ~ The process was easy & fast. Rachel reached out to me and walked me through the entire process. I am excited about the opportunity to better my credit score. Rachel you are the best! Thank you-
P.B
Kortni was awesome and answered every question I had in detail and patiently. I spoke with several people throughout our process, but she followed through and got everything taken care of of quickly. Thanks Kortni for making this process easy and for helping us reach our goals.
Rent karma using my qualifying on time rent for past 2.6 years helped me raise my fico score. My score was good but I wanted to increase it. In Total Amazement my score went to 740. I wanted my score raised in order to qualify for a purchase and have lowest interest rate. However I made the mistake of paying off some of my credit cards and then closing them. I didn't realize my score would drop if I closed my paid accounts. So be smart leave the credit cards open once you pay them off, don't close them because your credit score will drop and that's a fact.
I was a little skeptical about using Rental Kharma however Rachel made me feel at ease and helped set things up. She was very friendly and helpful. I look forward to seeing how Rental Kharma will improve my credit!
The credit reporting that rental karma has done on our Trans Union credit report has been flawless. Rental Kharma’s reporting served to increase our score over 20 points. I have spoken with Lindsey and Paul at rental karma on several occasions, and their service has been exemplary.
Highly recommend! Worth every penny!
Great experience overall!! I appreciate the entire team over at Rental Kharma. Special thanks to Rachel for the prompt responses via text assisting with the finalization of my membership, 10/10 customer service. Highly recommend
Cullen over at RK is the one who help me set up my account at Rental Krama he was awesome, had a great chat about my situation and where I'm from he even gave a few links on applying for a home loan later down the road
Based on analysis of 31 reviews rated 1-2 stars for Rental Kharma
Payment issues11 mentions
“It charges $75 total due at signing up and $8”
Customer service9 mentions
“The only reason I chose this service is that it's the only one that had any reviews on Trust Pilot”
Cancellation5 mentions
“When you attempt to cancel they continue to charge you every month”
Refund4 mentions
“The only good thing about this company is that they have a 90-day refund policy, which I'm sure I'll be getting”
Account issues4 mentions
“My score never increased and once you close the account (I purchased a home) It became a negative report on my credit...”
The CrowdTrust Experience⭐
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Rental Kharma is a credit reporting service that enables individuals to build their credit scores by reporting their rent payment history. The company serves renters who may not have traditional credit histories, providing them with an opportunity to enhance their credit profiles through timely rent payments. With a straightforward process, customers can report past rent payments for a nominal fee, while enjoying the benefits of a monthly membership that includes personalized credit mentoring.
The platform caters to a diverse clientele, including those who pay rent through various methods such as cash, money orders, or online portals. Rental Kharma emphasizes ease of use and accessibility, with no requirement for a checking account. By assisting users in reporting their rental history, the company aims to help them achieve improved credit scores, facilitating better access to loans and financial products in the future.
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Review summary
Rental Kharma receives overwhelmingly positive feedback, with many customers praising the exceptional service provided by staff, particularly Rachel, who is frequently highlighted for her professionalism and thoroughness. Reviewers express gratitude for her ability to simplify complex processes and boost their credit scores significantly. Many people report feeling empowered and well-informed throughout their experience, emphasizing the supportive atmosphere created by the staff. However, a small number of reviews indicate dissatisfaction with the service, citing issues related to professionalism and delays in response times. Despite these criticisms, the majority of customers recommend Rental Kharma for its effective credit-building services and commend the helpfulness of its team.
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