LightHouse has very poor management..
LightHouse has very poor management... Additionally their financials are in extremely poor shape, which means your money is at risk.

Lighthouse Credit Union is a financial institution based in New England, dedicated to providing a range of banking services to its members. The company offers various products, including savings accounts, checking accounts, and credit cards, designed to meet the financial needs of individuals and families. With features such as no monthly fees and low-interest rates, Lighthouse Credit Union aims to support members in managing their finances effectively. In addition to traditional banking services, Lighthouse Credit Union provides innovative solutions like the Lighthouse Mobile App, enabling users to perform transactions, deposit checks, and access their accounts conveniently from their smartphones. The credit union also offers rewards programs, allowing members to earn bonuses for referrals and credit card usage. Targeting a diverse customer base, Lighthouse Credit Union is committed to fostering financial well-being and accessibility for its members.
Lighthouse Credit Union receives a mix of feedback from its customers, highlighting both commendable service and significant issues. Many reviewers praise the staff for being helpful and professional, noting their quick responses and willingness to assist with various financial needs, such as loan inquiries and account management.
Positive experiences often emphasize the supportive atmosphere and effective communication. However, a notable number of complaints point to poor management and frustrating customer service, with several consumers reporting difficulties in communication and unresolved issues regarding their accounts. Some customers express dissatisfaction with the process of adding individuals to existing accounts and the lack of clear payment options.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.3 | 60 | 100% | ● Medium |
Monthly average rating from reviews written by people · latest review Aug 2025.
| Month | Average | Reviews |
|---|---|---|
| Oct 24 | 3.5 | 2 |
| Nov 24 | — | 0 |
| Dec 24 | — | 0 |
| Jan 25 | 5.0 | 1 |
| Feb 25 | 2.7 | 3 |
| Mar 25 | — | 0 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | — | 0 |
| Jul 25 | 1.0 | 1 |
| Aug 25 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“My husband and I came in to do some a CD transfer”
“Missing payments because as it turns out they were sending notices to a electric account I'd never even opened, still...”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.3 out of 5 (good) | 100 out of 100 | 4.5 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: Lighthouse Credit Union is #4 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 4.5).
60 reviews of Lighthouse Credit Union. Filter by what matters to you.
LightHouse has very poor management... Additionally their financials are in extremely poor shape, which means your money is at risk.
Generally poor customer service, any communication over the phone was really difficult. Lots of dropped balls...trying to figure out why my wife could no longer pay the auto loan bill electronically as she had been for years, hours of being on hold, transferred and talking to multiple people just to try and get paper statements, which never came to fruition even though I sent extra money to facilitate this. Missing payments because as it turns out they were sending notices to a electric account I'd never even opened, still unclear how that ever came to happen. Last but not least, they lose my title apparently because I never received it, they said they mailed it...and I'm told I'll need to go to the state and get a new title. Based on my experience choose a different credit union, can't see how this one will stay in business
Before changing to Lighthouse credit union I was a member for more then 20 years. They changed hands never notifies me or sent out new cards. Then wanted me to pay for the new card to be sent. Once I got my card I thought it was set up said everything was all set and card was activated. I attempt to use my card at the ATM only to have to call multiple times to have my pin reset and again nothing. I attempted in November to close my account and they failed to do so. In January I received notice I was overdrawn. I again called to confirm the account was closed in November. I’m December they allowed a withdrawal on a closed account and charge me. Now they say O have to chase down the funds for their incompetence. It’s been a nightmare to do business since Lighthouse took over. Such a shame because NECU and all the employees in Berlin are amazing local people who pride themselves on professionalism and integrity too bad the professional conduct of call center staff and follow through is horrible. Good luck to all the costumers who have accounts with them.
Quick answers to the questions people ask most.
Lighthouse Credit Union offers a variety of accounts, including checking and savings options. For detailed information about specific account types, please visit our website or contact us directly.
Our customer service hours may vary, so we recommend checking our website for the most up-to-date information. You can also call us for assistance during business hours.
We understand that bill payment options are important. For information on how to pay your bills effectively, please visit our website or reach out to our customer service team.
If you experience any issues with your account, we encourage you to contact our customer service team for assistance. They are trained to help resolve any concerns you may have.
Yes, Lighthouse Credit Union offers various loan options. For more details on loan types and the application process, please check our website or give us a call.
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I drafted an external transfer for 600.91 to make my car loan payment on the due day of 4/28/24. It was never processed and now my account shows that I owe 1201.82. Your website to make online payments continues to be utterly frustrating in terms of confirmation and processing of any payments. I have never experienced such a user unfriendly and complicated website to do something as simple as making a monthly car payment. I make other online payments to several vendors every month, including a car payment and they are ALL simple, quick and easy. I have had difficulty making my monthly payments since the inception of this loan. If this can't be resolved so that I can easily make my monthly payments online using an external transfer (which took numerous times and months to set up) I will have to look elsewhere to find a new lender. The stress, aggravation and time involved in paying my loan is more than I can continue to deal with. Whoever set up this website should fired. I can only imagine how much money Northeast spent to create this website.
I have been with NECU for a number of years. Patrick in loans, was particularly helpful. - the loan officer? No. I requested a car loan recently and, frustratingly, was refused. I have years of perfect dealings and ALWAYS pay on time, or early. I always pay more than required. If I meet ALL of my obligations and specifically request a loan, for which I am more than financially capable. I wouldn't waste anyone's time otherwise. What I do with the vehicle is MY business. To say I'm disappointed, is a massive understatement. I am 61 years old. I've worked extremely hard for my credit. I care for the special needs, counsel others in need, and strive, incessantly, to be a supporter of my community. I wish to say ty for Patrick's support and belief in my ability. So much for NECU's advertising campaign touting how they "take care and support the community" Not so in my case. Close to an 800 credit score, perfect payment record, I work over 95 hours a week. This... is my reward. Basically someone else babysitting my capabilities... Ridiculous. Scott C.
Lighthouse Credit Union is a financial institution based in New England, dedicated to providing a range of banking services to its members. The company offers various products, including savings accounts, checking accounts, and credit cards, designed to meet the financial needs of individuals and families. With features such as no monthly fees and low-interest rates, Lighthouse Credit Union aims to support members in managing their finances effectively. In addition to traditional banking services, Lighthouse Credit Union provides innovative solutions like the Lighthouse Mobile App, enabling users to perform transactions, deposit checks, and access their accounts conveniently from their smartphones. The credit union also offers rewards programs, allowing members to earn bonuses for referrals and credit card usage. Targeting a diverse customer base, Lighthouse Credit Union is committed to fostering financial well-being and accessibility for its members.
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