I will start this by saying, ‘you never know how good your insurance is until you have to use it!’
I have had the morning from hell trying to sort out my car that was damaged on Friday by another driver as I was stationary and he drove down the side of me try to squeeze between two cars, mine and another vehicle turning the other way.
We have a policy with Motor-Vision, who it appears is Grove and Dean Insurance Brokers, who intern off set the work to Auxillis, who Covea are the underwriters for. I had no idea this was the charade I was insured by.
After being a good citizen and contacting Motor-Vision on Friday (turns out this was Auxillis), after the accident with full details, even the other parties insurance and phone numbers. I was informed that they were going to wait to see if the other party would claim responsibility. I was slightly bemused at this point and did question this with the person I reported it too, saying that aren’t we all told not to accept responsibility after an accident by insurance companies, so even though it was totally the fault of the other person, he even said to me at the accident scene, he wouldn’t admit he was responsible but said I am sorry if I am. So we had no car replacement, unable to use our own and the stress of the accident.
Since Friday I have heard nothing from them and even though we took out extra cover on our policy to make certain we had car hire available should something happen to our car, no one had come back to me by 10.30am this morning, 3 days on from the accident.
I by chance called Covea instead as the underwriter and was informed that Auxillis had not even contacted them yet and I believe this is down to the fact they want the other party to accept responsibility and so they then don’t have to contact you….but where does that leave us….car less and unable to get out to work sites and meetings or run my business. I was on hold for nearly 30 minutes the first time.
The first chap at Covea was helpful but there was an issue with the DVLA, so I then had to end the call and call them and they gave me a code to call back with. Your chap did say he was going to call me in 30 minutes, as I had waited so long to get through, but he didn’t.
In the meantime, I called Auxillis and was put through to a very rude woman who wanted to state facts at me as to why they were not doing anything and that frustrated me even more, as they were just going to sit and wait and see if the other party would admit liability. All of this time wasted will impact mine and my husband’s ability to work and run my business. I ended the call abruptly with her as I could not bear her condescending tone and unhelpful manor.
I called your claim line back and again after waiting 36 minutes to have my call accepted, you can imagine I was not in the best of moods, as this had now taken up until 2:30pm and all my time to try and work out what we could do. Whilst your call wait time is outrageously long, I have to say the delight that was at the end of the phone was – Riz M. (not disclosed full name on this site but have email the company).
If anyone needs a raise or an outstanding customer experience award, please make sure it is him. Not only has he given me amazing support and advice he managed to make me laugh, which after several hours of incompetence I felt I was not likely to do for days. He has managed to sort out what we needed, effectively, efficiently and with the most amazing attitude. I have no doubt this will affect our insurance premium going forwards but either way Riz made my day a whole lot better by trying to help us which was all I was asking for from the outset.
I know this has taken up more of my time today to write this but I really wanted you to know that even in this crazy world right now, you have the ability to affect change in a good way and how people impact you. Please help Riz to help train others or at least give him the platform he deserves, as he really is that ray of sunshine that impacts people in the right way.
Please thank Riz personally from me and give that man a raise, bonus or award or all 3!
Kind regards,
M
(a slightly calmer version that this morning, fingers crossed this will all be resolved quickly)