a bank with lots of features
great bank have with different plans that vary with features:eSim,fx exchanges, cashback etc... Investing option is here too, but fees is there idk🤔

bunq is an innovative online banking platform designed to simplify personal finance management. Catering to individuals seeking a modern banking experience, bunq allows users to open a bank account in just five minutes, using only their phone and ID. The platform offers a range of services including budgeting tools with customizable money pots, savings accounts with competitive interest rates, and secure options for buying and selling cryptocurrency. Targeting tech-savvy consumers who prefer mobile banking solutions, bunq emphasizes user control and convenience. Customers benefit from real-time notifications and insights into their spending habits, making it easier to manage finances on-the-go. With a focus on flexibility and accessibility, bunq aims to provide all essential banking functions within a single app, aligning with the needs of modern users seeking efficient financial solutions.
Reviewers consistently report positive experiences with bunq. Customers often highlight bunq, features, bank, free.
A minority mention drawbacks around bank, mijn, nooit, bunq. Overall sentiment is strongly positive with an average rating of 4.5 stars across 60 reviews.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.5 | 60 | 100% | — | ● Medium |
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Exploring differnt features of the app in my free time when I have nothing to do”
“The wordt customer service ever”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Website & app | Service | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.5 out of 5 (good) | 100 out of 100 | 4.4 out of 5 (good) | 3.1 out of 5 (fair) | 4.3 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.0 out of 5 (fair) | 3.3 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.9 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 4.7 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: bunq is #4 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 3.1).
60 reviews of bunq. Filter by what matters to you.
great bank have with different plans that vary with features:eSim,fx exchanges, cashback etc... Investing option is here too, but fees is there idk🤔
Deposit issues
I travel a lot and now Holiday Mode is very hamdy. Shows me my balances in the local currency -- next to the balance in euro, makes my brain adapt to new environment faster to me.
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top tier. - Multi-currency savings - ibans in non-EUR - higher % in non-EUR too.
It’s nice to have conceptual and cutting edge banking with traditional features sticking… I MEAN cash banking and face to face deposits. Easy issue a physical card that could be customized with some modern methods🙄 The best part you don’t wait much for the card, paying 4 as for plan, getting in within the week. It possible to save physically too. Deposit in local stores, worked nicely.
Even a free plan has some good integrated features. For example, fast transactions without ibans. Unfortunately, here in Europe the bureaucracy at banks is more than visible. Hopefully, there is a solution. Bunq to or what do they call this thing. No need to wait for hours, fill tons of paperwork, only numbers or email, the rest is up to this banking app. And guess what, it's free, on every plan.
Kan niet echt positief of negatief zijn. Wilde vanmiddag een Bunq rekening openen om een creditcard aan te vragen. Maar dat is zo ingewikkeld terwijl ik alle stappen heb doorlopen. Helaas, maar heb toen gelijk de rekening weer laten opheffen. In mijn ogen zouden ze wat overzichtelijker moeten zijn
Bunq ist großartig, ich werde nicht lügen 💯 Sofortzahlungen funktionieren immer, und der Zinssatz… einfach viel besser als bei meiner alten Bank, wirklich.
yoo, saving up on roaming here with eSIM its a dope feature, ngl, awesome features
bunq is my main bank, but it is not just bank in traditional thinking; Through the app i manage my personal finances as well as i have invesment portfolio. The fees for transactions when buying stocks are not high, at least for me, coz when I ,buy, I buy in quite big chunks, and not so often - thinking long term, strategic asset allocation App is awesome, UI is easy and well-designed
The wordt customer service ever. Blocked my bankaccount and it takes me over 2 weeks to get my money back with a shit AI customer service
Idk why some people complain about customer support, there is no need to reach out to them if you have finn 🤖 ai supp. it’s good and also gives extensive responses to my questions.
I like how it's easy to switch a white background to a dark mode, it’s much better. All features are easy to use, there is no need to open instructions every time. So far so good tbh…
good bank happy ichose it last year
Viéndolo solo desde la perspectiva de negocio – podrían hacerlo mucho mejor. Porque el soporte es muy difícil de contactar y Finn no puede reemplazar a los agentes reales que resuelven los problemas de manera más eficaz. Pero desde la perspectiva de ser un banco, ahí lo hacen excelente. Tantas cuentas, Insights, tasa de interés masiva en ahorros, y otras funciones que son geniales de usar.
Mi piace quanto velocemente ho impostato il mio conto an dgot la mia carta bancaria pronta da usare…
Was at just the free plan at first, like most here probably (except for students, who I envy - they get a full Pro plan right away, without having to pay for anything......). The free plan was mostly to get used to UI and to get some interest. Tbh the interest doesnt really covver the current inflation, but its still way better than nothing. If your local bank in your home base has more %% I would maybe stick to that, but for me, there was no option like that, everyone was on the 1-2% hype train, these years. So I went big on bunq. Turned out to be not such a bad idea, with extra ssavings from the travels and the coupons, I would say im actually ahead. I probably spent less on bunq then got out of them. After the recent update even more so, now.
-The placers features is a hidden gem. Idk why is nobody talking about it but I found some epic restoraunts while traveling cross europe -eSim works well and included in my plan
bunq is an innovative online banking platform designed to simplify personal finance management. Catering to individuals seeking a modern banking experience, bunq allows users to open a bank account in just five minutes, using only their phone and ID. The platform offers a range of services including budgeting tools with customizable money pots, savings accounts with competitive interest rates, and secure options for buying and selling cryptocurrency. Targeting tech-savvy consumers who prefer mobile banking solutions, bunq emphasizes user control and convenience. Customers benefit from real-time notifications and insights into their spending habits, making it easier to manage finances on-the-go. With a focus on flexibility and accessibility, bunq aims to provide all essential banking functions within a single app, aligning with the needs of modern users seeking efficient financial solutions.
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