Still having transactions turned down…
Still having transactions turned down when I try to use my account 5/5:26
FAIRWINDS Credit Union is a financial institution dedicated to helping individuals achieve financial freedom through a range of products and services. With membership open to residents across all 50 states, the company provides tools and resources designed to assist members in saving money, eliminating debt, and building wealth. Their offerings include various savings and checking accounts, as well as guidance on financial planning tailored to different life stages. Targeting a diverse customer base, FAIRWINDS aims to serve anyone seeking to improve their financial well-being. The company emphasizes a member-centric approach, promoting a community of individuals focused on achieving their financial goals. By offering digital tools and personalized support, FAIRWINDS Credit Union seeks to empower its members to take actionable steps toward financial stability and success.
Reviewers consistently report positive experiences with FAIRWINDS Credit Union. Customers often highlight great, service, fairwinds, bank.
A minority mention drawbacks around credit, fairwinds, account, card. Overall sentiment is strongly positive with an average rating of 4.1 stars across 60 reviews.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.1 | 60 | 100% | -0.7 | ● Medium |
Monthly average rating from reviews written by people · latest review Sep 2026.
| Month | Average | Reviews |
|---|---|---|
| May 26 | 4.2 | 45 |
| Jun 26 | 3.7 | 7 |
| Jul 26 | 4.0 | 4 |
| Aug 26 | 3.7 | 3 |
| Sep 26 | 1.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“I especially want to recognize Sebastian Guinard, Digital Lending Manager, for his excellent customer service”
“Poor customer service , not a good credit union”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Service | Website & app | Trend | Reviews |
|---|---|---|---|---|---|---|
FAIRWINDS Credit UnionThis company | 4.1 out of 5 (good) | 100 out of 100 | 4.2 out of 5 (good) | 4.1 out of 5 (good) | — | 60 |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | 3.0 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.6 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.0 out of 5 (good) | — | 1,060 |
Bottom line: FAIRWINDS Credit Union is #5 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 4.2).
60 reviews of FAIRWINDS Credit Union. Filter by what matters to you.
Still having transactions turned down when I try to use my account 5/5:26
Fairwinds has always been a great Credit Union to work with. The staff are always friendly and professional.
The branch service is great. Unfortunately, the experience with the application is no good. The application makes it very hard to manage my money.
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It was a smooth transition from my old bank to this new one. The customer support people were great, and they answered all of my questions. I have been able to get cash from an in network local bank so that is cool. I like that my Savings account has a low monthly limit compared to my old bank.
I love my credit union. Online banking is easy and customer service is 100%
Convenient and great customer service.
Overall great company every employee I've had assist me was terrific my go to is Melissa she's awesome and extremely helpful
FAIRWINDS Credit Union is a financial institution dedicated to helping individuals achieve financial freedom through a range of products and services. With membership open to residents across all 50 states, the company provides tools and resources designed to assist members in saving money, eliminating debt, and building wealth. Their offerings include various savings and checking accounts, as well as guidance on financial planning tailored to different life stages. Targeting a diverse customer base, FAIRWINDS aims to serve anyone seeking to improve their financial well-being. The company emphasizes a member-centric approach, promoting a community of individuals focused on achieving their financial goals. By offering digital tools and personalized support, FAIRWINDS Credit Union seeks to empower its members to take actionable steps toward financial stability and success.
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