Process was simple and fast
Process was simple and fast. Excellent customer service.

8 months ago
Keep own money for week when u make any transfert by zelle…they levhou wait for 1 week to get ur money… No excus,i make a transfert by zelle from another bank to pay my bill in the same day…i’ve stil... See more
8 months ago
This was the easiest largest loan I’ve ever taken out in my life. The process was amazing. The rate was exceptional compared to all the others. I’m glad I waited to use SOFI!!
8 months ago
Two bad experiences with Sofi over the years. Sofi restricted my transfers to another account and my money disappeared with no explanation a few years ago. Recently, Sofi allowed my account with overd... See more
Process was simple and fast. Excellent customer service.
It was an easy process. Attentive personnel
I'm still floored by how fast I got conned out of $33,000. All kudos,. To Boff en púrls.. that reclaimed et like it was no big deal.
Due to various homeowner emergencies, we had astronomical credit card debt that we needed to pay down with a lower interest rate. SoFi was recommended in a Reddit post and we went with it. It was super easy and convenient and there are multiple ways to decrease your interest rate, including having the money go straight to the credit cards (as we did) as well as setting up auto pay. Excellent experience and will definitely use them again if needed!
Sofi loan process was the easiest and quickest I have ever experienced. I would highly recommend Sofi to anyone needing a loan.
The loan rate was much lower than current rates. So much so that I could combine all of my debt into one monthly payment that was much lower than what I was currently paying. The debt consolidation loan returned close to three thousand of monthly income back to monthly savings. This extra savings will allow for a faster repayment of this loan.
It was much easier than I expected. There was one little glitch so I called and it was resolved immediately. d
The application process was straightforward, with clear instructions and minimal paperwork. I appreciated how transparent everything was — all the terms were laid out in a way that was easy to understand, with no hidden fees or surprises. Approval was quick, and the funds were deposited into my account faster than I expected.
They provide great customer services and if you have issues on investments and withdrawals just contact the telegram on the profile.
Their brokerage platform is terrible. If your account is flagged as a PDT they won’t even allow you to sell shares. NO other broker does this. You can always close positions even if you are not able to open them.
Perfect experience!
SoFi exceeded my expectations with the loan process. It was quick and easy and I had my funds to my account and my payoffs completed within 2 days! I would recommend them 10/10!
Ridiculous to work with. The reason for my application was to consolidate credit card debt. The response to why I was declined: Credit card debt too high.
I didn't have to talk to anybody and the offer was what the offer was with no gimmicks or charges when it came to approval.
Steamlined approach to the process.
The application process was very easy from start to finish. We were kept aware of what stages our application was in and we couldn't be happier. Thank you SO much SoFi!!
The process was very easy and I had $ by the next business day which was a amazing! I would have preferred that the estimated offer be the highest interest rate instead of the estimated rate with discounts. I also could not get the discount for directly paying my credit cards because it could not connect for certain reasons outside of my control. I still would highly recommended SoFi as I was able to consolidate my high interest credit cards within minutes and still at a decent lower interest rate.
It was fast and easy. 💖
I am so glad I finally decided to give SoFi a try! I read reviews and decided to see if I was going to be approved, with no harm to my credit, to atleast see my options first. I was blessed to be approved for an amount that helped me consolidate my credit card debt and have money left over to cover unexpected costs that came up. I highly recommend anyone seeking a personal loan, to work with SoFi. Fast and easy process and is very thorough to make sure your information is protected.
Poor customer support ! I don't like writing bad reviews but y'all should rather follow my lead for a smooth amazing experience .
Based on analysis of 16 reviews rated 1-2 stars for SoFi
“Keep own money for week when u make any transfert by zelle…they levhou wait for 1 week to get ur money… No excus,i m...”
“86 then I contacted customer service and this was a waste of time this was”
“Keep own money for week when u make any transfert by zelle…they levhou wait for 1 week to get ur money… No excus,i m...”
“Keep own money for week when u make any transfert by zelle…they levhou wait for 1 week to get ur money… No excus,i m...”
“Not carrying a stock when you advertise you carry all stocks”
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SoFi is a financial technology company that offers a range of financial services designed to meet the needs of consumers and investors. The company provides personal loans, student loan refinancing, mortgage loans, and investment management services. Additionally, SoFi offers insurance products, including life and auto insurance, through partnerships with various providers. By leveraging technology, SoFi aims to simplify the financial experience for its customers. Targeting a diverse audience, SoFi serves individuals seeking to improve their financial health, whether through debt consolidation, home financing, or investment opportunities. With a focus on transparency and user-friendly solutions, the company caters to millennials and young professionals who are looking for accessible and innovative financial services. By emphasizing digital tools and resources, SoFi seeks to empower its customers to achieve their financial goals.
SoFi receives a mix of praise and criticism from its users. Many customers highlight the ease and speed of the loan application process, with several noting that they secured loans quickly and with favorable rates. Reviewers appreciate the user-friendly app and the prompt transfer of funds, often describing their experiences as "flawless" and "amazing." However, there are significant concerns regarding account management and money transfers, with some users claiming that their funds were held without explanation or that they faced issues with restricted transfers. A few reviews label SoFi as a "scam," citing negative experiences that overshadow their positive interactions. Overall, while many find SoFi's loan services efficient and convenient, the complaints about account handling and customer service raise red flags for potential users.
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