Robo.cash Investment Platform Reviews

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Despite significant differences from other platforms of this type, there are no pros or cons that can be evaluated independently. Registration is straightforward, quick, and efficient. Accounts can be topped up both in EU banks and in the UK. After creating your own investment criteria model, the money was quickly distributed across available market transactions. A big plus is that you can choose to invest in short-term loans, which is much less common on other platforms. It's understandable and simple!

I think what's truly extraordinary about Robocash, what sets it apart from other P2P market players, is that it's always been there, offering solid and consistent performance to its investor users for years and years (I have been investing with them for more than 7 years now). Even more importantly, in difficult times, such as during the COVID-19 pandemic or the outbreak of the Russian-Ukrainian war, it has remained a pillar of reliability. Where many others faltered and hesitated, Robocash has continued to offer impeccable service to its users, always looking out for their interests. Furthermore, I particularly like the simplicity and accessibility of its interface, the quality of its customer service, the variety of opportunities, and its clear focus on auto-investment and one-click investing, minimizing the management time required by the investor / user. I mean, guys, it is common sense to give this platform a try!

The platform has a user-friendly interface and fast technical support. I started investing in Robocash about 5 years ago. In the beginning, I made a very good return of about 12-13% per year. There were also plenty of loans to invest in. There was a good bonus interest depending on the invested amount of money. However, things have changed over the years. The loan interest rates and the bonus interests have fallen, and now I earn around 8-9% annual returns. There are less loans available and I often cannot invest all my money (cash drag). Theoretically, it is still possible to achieve a return of around 11% per year, but you have to invest at least €50,000 in two- and three-year loans, which is riskier. The best thing I can recommend is to attract new and reliable originators, to find a way to list enough loans with higher interest rates and to increase the bonus interest as it was before.

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I’ve tried this platform three times. Twice my funds sat idle due to cash drag, and on one occasion my deposit was even reversed. In my experience, it’s not worth it—your money ends up sitting idle instead of being put to work. While the platform lacks reliability and efficiency, the customer service has been decent when I reached out.

I've started only recently, so not much experience with the investing, but the customer support is very helpful and portfolio creation was simple. Not all money was invested (about 10% still hanging), I hope it will soon. Might update after a few months, see how it fares.

I've been using the platform for 10 months now, and everything has been running smoothly so far. I experience a minor cash drag, so I slightly reduced my portfolio. All payments have been made on time as always, which is great.

I had signed up a few years ago, and never used this service. Then recently, they decided that "for security reasons" (always the same story with all of these), I was supposed to send a copy of my most recent valid ID. I was curious, because I genuinely didn't remember what company this was, and I logged in, and then I remembered I looked at it once and never came back, because it wasn't for me. Well, well, the whole CRS/Facta thing is just not prepared for the 21st century. It's 2025, people move, become nomads and stuff. So, it just happens that I am 1000s of km from the place I declared to be my "permanent residence". I could also just be on holidays... But... NO! "Because you've logged in from a "weird country", we've decided that your account has been compromised and we're blocking it until you send us a document proving you actually live where you said you do" But if you were naive enough to give these guys your money, don't log in from outside your home or you may lose your funds.

Yes or NO ? It felt good till a few months ago. Since the beginning of 2025 it seems policy of Robocash to manage 10% of your funds as uninvested. I hope I am not right...............

Initial: 07/07/2025 Robo.cash doesn't have enough loans to offer. I have reached 30000 € investment. Their investment tool invest in few loans every few days. 3000€ are uninvested. However, I have increased all limits to the maximum in the Auto Invest tool, from 8% rate to 13% etc.. I have even created a new portfolio. I have ticked all loan suppliers. I'll be forced to withdraw money hoping it will get better with 20000€ investment. UPDATE: 23/07/2025 All Uninvested money has been reinvested. So, I updated to 4 stars out of 5 UPDATE:05/08/2025 Once again uninvested balance rose to around 1900€ !! So, I updated the rating to 2 stars.

De momento estou muito satisfeito. Plataforma com excelente rentabilidade e pagamentos dentro do prazo.

I invested with Robo.cash for 3 years: instant withdrawals, quick support, and consistent returns. I’ve stopped P2P for ethical reasons, but Robo.cash was far better than platforms like Mintos where I had defaults.

Va muy bien insuperable

Just wrapped up my 3-year experience with RC: Withdrawals/promised profits/buy-back guarantee - 5 stars Support and communication - 5 stars Secondary market - 5 stars Available loans and interest rate - started with 4 stars and have now gotten to be 1-2 stars. As many reviewers pointed out, the number of available loans and the interest you get on it have gotten to be pretty low. To the point that you can structure your leverage portfolio with US long-term treasuries paying you about the same % rate without much counterparty risk. But overall, i've had a positive experience with the company. Thank you

I had been quite happy with Robocash since I started investing with them a year ago. However, I recently noticed a significant drop in the number of available loans, which resulted in a considerable portion of my portfolio remaining uninvested. To avoid having idle funds, I decided to withdraw the unused money and invest it on another platform. The withdrawal process was clearly explained by customer support, and the funds arrived within three business days. However, I was surprised to see that my bank deducted specific fees—amounting to around 4%—because the transfer originated from a non-EU bank account. This was unexpected, especially since deposits are made to a Robocash account in the Netherlands and the company itself is based in Croatia, both within the EU. I contacted customer support for clarification. While they acknowledged the issue and offered an apology, I received no goodwill gesture or reimbursement for the unexpected fees, despite multiple requests. Unfortunately, this left me disappointed, as the situation was out of my control and could have been avoided with proper communication.

Très bien, je suis chez eux depuis 3 ans, je ne connaissais pas le principe de crowdlending avant mais depuis j'ai aussi ouvert des comptes chez leur concurrence pour diversifier. J'adore le principe qui est de pouvoir ne pas réinvestir automatiquement les intérêts, je préfère les retirer régulièrement, ça me permet de me faire une "rémunération" plutôt que de ressembler à de l'argent virtuel. Je n'ai trouvé cette option que sur Robocash, dommage que toutes les plateformes ne le proposent pas. Toujours un peu inquiet sur le long terme car ça reste risqué, je n'y ai mis qu'une petite partie de mon argent mais pour l'instant, rien à dire. Un petit bémol aussi du fait qu'il reste souvent 5 à 10% d'argent non investi.

Va como un reloj Llevo dos años invirtiendo y respeta la garantia de recompra de 30 dias a rajatabla. Por ahora de mis favoritas.

I have been waiting for a new authentication key for 2FA authorization formany days. There are useless emails but no help. Same Problem by Lendermarket and they help within 2 days. Answer to Robocash's answer. Unfortunately, Robocash's answer is not correct. It wasn't the holidays that delayed a response, but the internal processes don't seem to be working properly. 1. first email, I asked for a new authentication key for 2FA authentication so that I can access my account again. 2. Robocash's answer, you have to authenticate again with a copy of your passport so that we can send you the key. 3. Authentication with passport completed 4. Robocash's answer, you can now access the account again. How, if I have to perform 2FA authentication??? 5. new email from me, please turn off 2FA authentication in my account so that I can finally access the account. 6. Now it finally worked.