Review summary

Robo.cash Investment Platform has mixed reviews from customers. Customers particularly appreciate reliable and service, though some mention concerns about customer service and communication.

Based on reviews, created with AI

See what reviewers are saying

Y
Was a great platform

The platform has a user-friendly interface and fast technical support. I started investing in Robocash about 5 years ago. In the beginning, I made a very good return of about 12-13% per year. There were also plenty of loans to invest in. There was a good bonus interest depending on the invested amount of money. However, things have changed over the years. The loan interest rates and the bonus interests have fallen, and now I earn around 8-9% annual returns. There are less loans available and I often cannot invest all my money (cash drag). Theoretically, it is still possible to achieve a return of around 11% per year, but you have to invest at least €50,000 in two- and three-year loans, which is riskier. The best thing I can recommend is to attract new and reliable originators, to find a way to list enough loans with higher interest rates and to increase the bonus interest as it was before.

Useful
Share
B
financecomplaintlist

I have made a report with a reliable company

Useful
Share
S
I’ve tried this platform three times

I’ve tried this platform three times. Twice my funds sat idle due to cash drag, and on one occasion my deposit was even reversed. In my experience, it’s not worth it—your money ends up sitting idle instead of being put to work. While the platform lacks reliability and efficiency, the customer service has been decent when I reached out.

Useful
Share

Company details

Information provided by various external sources

No description available yet.

Contact info

🌐

Website

robo.cash

All reviews

60 total • Write a review

Showing 1 - 20 of 56 reviews
AP

I've started only recently

I've started only recently, so not much experience with the investing, but the customer support is very helpful and portfolio creation was simple. Not all money was invested (about 10% still hanging), I hope it will soon. Might update after a few months, see how it fares.

Useful
Share
S

Minor cash drag but consistent income

I've been using the platform for 10 months now, and everything has been running smoothly so far. I experience a minor cash drag, so I slightly reduced my portfolio. All payments have been made on time as always, which is great.

Useful
Share
A

Blocks your account

I had signed up a few years ago, and never used this service. Then recently, they decided that "for security reasons" (always the same story with all of these), I was supposed to send a copy of my most recent valid ID. I was curious, because I genuinely didn't remember what company this was, and I logged in, and then I remembered I looked at it once and never came back, because it wasn't for me. Well, well, the whole CRS/Facta thing is just not prepared for the 21st century. It's 2025, people move, become nomads and stuff. So, it just happens that I am 1000s of km from the place I declared to be my "permanent residence". I could also just be on holidays... But... NO! "Because you've logged in from a "weird country", we've decided that your account has been compromised and we're blocking it until you send us a document proving you actually live where you said you do" But if you were naive enough to give these guys your money, don't log in from outside your home or you may lose your funds.

Useful
Share
DD

Yes or NO ?

Yes or NO ? It felt good till a few months ago. Since the beginning of 2025 it seems policy of Robocash to manage 10% of your funds as uninvested. I hope I am not right...............

Useful
Share
J

Robo.cash didn't have enough loans to offer.

Initial: 07/07/2025 Robo.cash doesn't have enough loans to offer. I have reached 30000 € investment. Their investment tool invest in few loans every few days. 3000€ are uninvested. However, I have increased all limits to the maximum in the Auto Invest tool, from 8% rate to 13% etc.. I have even created a new portfolio. I have ticked all loan suppliers. I'll be forced to withdraw money hoping it will get better with 20000€ investment. UPDATE: 23/07/2025 All Uninvested money has been reinvested. So, I updated to 4 stars out of 5 UPDATE:05/08/2025 Once again uninvested balance rose to around 1900€ !! So, I updated the rating to 2 stars.

Useful
Share
JD

De momento estou muito satisfeito

De momento estou muito satisfeito. Plataforma com excelente rentabilidade e pagamentos dentro do prazo.

Useful
Share
SG

Reliable and Fast – 3 Years of Solid Returns

I invested with Robo.cash for 3 years: instant withdrawals, quick support, and consistent returns. I’ve stopped P2P for ethical reasons, but Robo.cash was far better than platforms like Mintos where I had defaults.

Useful
Share
A

After 3 years

Just wrapped up my 3-year experience with RC: Withdrawals/promised profits/buy-back guarantee - 5 stars Support and communication - 5 stars Secondary market - 5 stars Available loans and interest rate - started with 4 stars and have now gotten to be 1-2 stars. As many reviewers pointed out, the number of available loans and the interest you get on it have gotten to be pretty low. To the point that you can structure your leverage portfolio with US long-term treasuries paying you about the same % rate without much counterparty risk. But overall, i've had a positive experience with the company. Thank you

Useful
Share
J

issue withdrawal

I had been quite happy with Robocash since I started investing with them a year ago. However, I recently noticed a significant drop in the number of available loans, which resulted in a considerable portion of my portfolio remaining uninvested. To avoid having idle funds, I decided to withdraw the unused money and invest it on another platform. The withdrawal process was clearly explained by customer support, and the funds arrived within three business days. However, I was surprised to see that my bank deducted specific fees—amounting to around 4%—because the transfer originated from a non-EU bank account. This was unexpected, especially since deposits are made to a Robocash account in the Netherlands and the company itself is based in Croatia, both within the EU. I contacted customer support for clarification. While they acknowledged the issue and offered an apology, I received no goodwill gesture or reimbursement for the unexpected fees, despite multiple requests. Unfortunately, this left me disappointed, as the situation was out of my control and could have been avoided with proper communication.

Useful
Share
FB

Très bien

Très bien, je suis chez eux depuis 3 ans, je ne connaissais pas le principe de crowdlending avant mais depuis j'ai aussi ouvert des comptes chez leur concurrence pour diversifier. J'adore le principe qui est de pouvoir ne pas réinvestir automatiquement les intérêts, je préfère les retirer régulièrement, ça me permet de me faire une "rémunération" plutôt que de ressembler à de l'argent virtuel. Je n'ai trouvé cette option que sur Robocash, dommage que toutes les plateformes ne le proposent pas. Toujours un peu inquiet sur le long terme car ça reste risqué, je n'y ai mis qu'une petite partie de mon argent mais pour l'instant, rien à dire. Un petit bémol aussi du fait qu'il reste souvent 5 à 10% d'argent non investi.

Useful
Share
A

Va como un reloj

Va como un reloj Llevo dos años invirtiendo y respeta la garantia de recompra de 30 dias a rajatabla. Por ahora de mis favoritas.

Useful
Share
CP

I wait and wait and wait

I have been waiting for a new authentication key for 2FA authorization formany days. There are useless emails but no help. Same Problem by Lendermarket and they help within 2 days. Answer to Robocash's answer. Unfortunately, Robocash's answer is not correct. It wasn't the holidays that delayed a response, but the internal processes don't seem to be working properly. 1. first email, I asked for a new authentication key for 2FA authentication so that I can access my account again. 2. Robocash's answer, you have to authenticate again with a copy of your passport so that we can send you the key. 3. Authentication with passport completed 4. Robocash's answer, you can now access the account again. How, if I have to perform 2FA authentication??? 5. new email from me, please turn off 2FA authentication in my account so that I can finally access the account. 6. Now it finally worked.

Useful
Share
S

No new projects since septembre 2024.

No new projects since septembre 2024.

Useful
Share
CJ

I started using Robocash recently

I started using Robocash recently. Although the interface is not fully clear for me, it's quite easy to manage the portfolio. Overall, Robocash is a good alternative to similar platforms.

Useful
Share
D

Worth a try

An interesting lending opportunity, but with the current immense cash drag on the site, it just not worth it.. and it shows a very risky process for long way investments.

Useful
Share
LW

Very good lending platform

Very good lending platform. So far so good. I'm guessing that the negative reviews are the people repaying the loans.

Useful
Share
a

I find the site to be difficult

I find the site to be difficult. Adding money to a portfolio seems impossible, so i cannot stop cashdrag unless i keep starting new portfolios. I invested in 5 different platforms to test the difference, never had this problem. Benefits are ok, but the system i find confusing

Useful
Share
J

Robocash is a good choice

I’ve been using the Robocash platform for two years now, and I must say I’m quite satisfied with my experience. The investment is fully automated, and all my payments come through without problems. The only thing I’d like to see improved is the interest rates. If they were higher, I’d definitely consider increasing my portfolio here.

Useful
Share
LB

Ich habe eine Versuch gestartet...

Ich habe eine Versuch gestartet: 2000 EUR investiert für eine Dauer von 3 Monaten. Ausgewählt habe ich nur Kredite, die pro Jahr 8-9 % abwerfen. Nach 3 Monaten habe ich alles wieder auf mein Konto überwiesen. Ergebnis: 2015 EUR. Rendite: 15 EUR oder 0,74 %. Pro Jahr sind somit knapp 3 % drin. Ob man wirklich 9 % bis 12 % bekommt, wage ich nach diesem Versuch zu bezweifeln. Bei dem einen oder anderen Neo-Broker bekomme ich aktuell 3,25 % (bei TR, seit der Zins-Kürzung durch die EZB). Ich persönlich halte das Tagesgeldkonto bei einem der bekannten Neo-Broker für sicherer und das Geschäftsprinzip für transparenter. Es war ein Versuch wert, aber ich bleibe lieber beim Altbewerten, also dividendenstarke Aktien und Tagesgeld.

Useful
Share
Previous123Next page

The CrowdTrust Experience

We're open to all
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
We champion verified reviews
Companies can ask for reviews via automatic invitations. Labeled Verified, they're about genuine experiences.
We fight fake reviews
We use automated software and a dedicated team to detect and remove fake reviews. We take action against anyone who tries to manipulate reviews on our platform.
We show the latest reviews
Reviews are displayed chronologically with the newest first, ensuring you always see the most recent customer experiences.
We encourage constructive feedback
We believe in honest, constructive feedback that helps both consumers make informed decisions and businesses improve their services.
We verify reviewers
We use various verification methods to ensure reviews come from real people with genuine experiences, not bots or fake accounts.
We advocate against bias
We work to ensure our platform remains neutral and unbiased, giving equal opportunity for all genuine reviews to be seen and heard.