10 months ago
Needed some quick cash to get me through. Once I sent all documents, it was no time before I had my loan. Quick and painless. I will go to them in future.
Dornett was an absolute pleasure to deal with very knowledgeable and pleasant! A+++ JG
Great people great company
Magical Credit was so helpful and the process took little time. The customer service (Natasia) was very informative and efficient. I would use this service again and recommend.
Nastasia is an excellent customer service representative who is very professional, patient, and attentive. She was very helpful for my needs
I applied for a Small loan Over the telephone. Loan Pending. Approved or Denied is irrelevant. The Customer Service, I received over the phone From Nastasia Was More than Professional . She walked Me through My application. Very Polite. This Woman Knows Her Job. For that reason Alone I am giving Magical Credit 5 stars
Denied me for a $100 loan :( I'm hungry and need gas. Thanks for nothing, no one wants to help.
Requested funds and a actual human representitive called me and went over the entirety of the loan, repayment, and all inbetween. Was a pleasure, saved me in a time of need. Thank you guys so much!
Very professional, always on top Of their task. Insightful, responsive. My experience with Magical Credit has been great so far. Highly recommend them in terms of payday loan.
Great service I must say👏👏👏👏👏.
Very good business experience and very friendly when talking to customer service, I was having trouble with something and they patiently helped me through it!!!! Great service!
Unattentive and unresponsive. Games and lies above all else
Helped alot and helps with the monthly payments . Great service
I have dealt with this company for 2 years now. It was so easy and simple. If you just need a little extra to get you caught up and ease your mind. Send the documents they want. They ask you questions on the phone and the money was in my account that night.
easy process and quick response
The company is very understanding and great with communication
Fast friendly service.
I have had the pleasure of speaking with April on a couple of occasions now, and I cannot say enough positive things. April is friendly, patient, and professional, while ensuring that my questions are answered and my issue has been resolved. I have had loans on and off with Magical Credit since 2015, and April is by far the most helpful and friendly representative that I have spoken to. I appreciate her timely resolution on my behalf and cannot thank her enough! She is amazing!
The agent are always polite and treats you like a human being .your not a number to them
My Experience with Magical Credit was a great one.. The representative was very informative regarding with my loan, and the online process was simply to filled out.. The company provided me with information step by step regarding with my loan application and when it was approved.. Overall a great experience..
Nice staff and ready to explain to the last word.
Based on analysis of 14 reviews rated 1-2 stars for Magical Credit
“how is there an $18 difference between my payment schedules balance and my actual balance”
“In response my wife told them if they would not do the 900$ installment loan she was approved for she would just take...”
“Only because they email u saying that they can't help u but tell u too click on a link below ur email and we'll there...”
“Bad service you do the bank verification and they tell you it didn't work to send them your most recent paystub and b...”
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Magical Credit is a Canadian financial service provider specializing in bad credit loans. The company offers quick and accessible cash loans to individuals with poor credit histories or non-traditional sources of income. With loan amounts ranging from $100 to $20,000, Magical Credit aims to assist low-income households and those who may find it challenging to secure funding through traditional banks. The application process is designed to be straightforward, allowing customers to apply online and receive approval within 24 hours. Magical Credit accepts various forms of income, including government subsidies and pensions, making it a suitable option for those who may not qualify for conventional loans. The company's focus on providing financial solutions for individuals with bad credit positions it as a valuable resource for Canadians seeking short-term financial assistance.
Magical Credit receives a mix of praise and criticism from its users. Many reviewers highlight the company's quick and efficient service, noting that loans are processed rapidly and customer support is friendly and communicative. Customers appreciate the ease of the application process and the clarity of communication, often describing their experiences as "magical" and seamless. However, a significant number of negative reviews express frustration with the company's practices, labeling it as a "scam" and criticizing its handling of loans. Some users report feeling misled or dissatisfied with the terms of their loans, suggesting a decline in service quality over time. Despite these complaints, the overall sentiment remains positive, with many still recommending Magical Credit for those in need of quick financial assistance.
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