10 months ago
Needed some quick cash to get me through. Once I sent all documents, it was no time before I had my loan. Quick and painless. I will go to them in future.
Absolute clowns. Amateurish and unprofessional. You will be badgered with emails and staff ignore your questions. You do not get personalized service. AVOID AT ALL COSTS. The positive reviews are fraudulent and deceptive. Filthy scammers.
Dornett was awesome! Great customer service and was transparent. She professionally answered all of my questions. I highly recommend this company. Magical Credit is the way to go!
Always friendly and has helped me out on a couple of occasions. Definitely one of the best places to deal with
Just curious—is it normal for Magical Credit to lose client records? I’ve heard about cases where years go by, and then suddenly, clients are contacted with no clear documentation or details. Makes you wonder about the standard practices here!
I apply twice got decline, I make over 2k every pay I just need help but nothing.
My experience with magical credit was amazing the process was very easy and they guided me by phone how to upload the proper documents Marie was my rep and did an outstanding job helping me with the process I would recommend anyone having trouble getting financial help call magical credit you won't regret it
Unethical business practices. I applied for a $1500.00 loan. Completed all the forms, provided my banking information. Then about 1 hour later I receive an email that I am approved. Missing documents....OK...no big deal. Had to send front and back drivers licence....Selfie holding ID, paystups etc. Book a call....then when they called me...I was approved for a LOUSY $300.00.......NOT EVEN CLOSE TO WHAT I ASKED OR NEEDED. Wasted my time when they could have mentioned the amount I was approved for in the email. I would have NEVER uploaded the documents because it was simply wasting my time. They say it was because of my first loan with them...FINE...TELL US THAT WHEN WE APPLY OR IN THE EMAIL.I am so pissed at this company. STAY AWAY FROM THEM.
Staff is really amazing!!! Approval was fast. I will definitely go with them again. Thank you natashia your amazing!!!
I had a very good experience with Magical credit the online loan app is very easy and then Jenny gave me a call and went over everything. I had a great experience and would recommend to all my friends and family. Thanks Jenny.
I cannot say enough good things about this company. I have been with them for years and they have always come through for me. No matter what representative you talk to, they are always friendly, helpful and courteous. If you need help, this is the company to go to.
Customer service was excellent. Anastasia was warm, patient and respectful
Magical worked with me with prompt immediacy showing willingness to hear me out and come up with solutions. I am still at the stage of small amount loans and paying the first one on the specified date. This current loan required a split arrangement but once I paid the remainder of the "split amount" Magical blessed me with a third loan on the same day I made the payment for that "split remainder." Hope you are not all confused. Now i look forward to a larger inst- allment loan to help me relocate to a better paying position in my field.
I HAVE USED THIS COMPANY 3 TIMES & NOW THEY REFUSED TO RE-LOAN TO ME. Never have me any reason why but wanted to update my last review which I thought this company was fantastic but lousy now
Dornett was professional and courteous. She ensured that I understood all of the content. My experience was definitely a positive one!
Very kind and respectful people to deal with
The person was very helpful and patience with me.
Nastasia made the experience magical, and fast. She got me approved with only 3 minutes to spare in the work day!
Good customer Siervis and good tanks Jenny
Great customer service and very helpful
Customer service rep Jenny was courteous when she helped me finalize my application and made sure I was able to get my fund by end of day.
Based on analysis of 14 reviews rated 1-2 stars for Magical Credit
“how is there an $18 difference between my payment schedules balance and my actual balance”
“In response my wife told them if they would not do the 900$ installment loan she was approved for she would just take...”
“Only because they email u saying that they can't help u but tell u too click on a link below ur email and we'll there...”
“Bad service you do the bank verification and they tell you it didn't work to send them your most recent paystub and b...”
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Magical Credit is a Canadian financial service provider specializing in bad credit loans. The company offers quick and accessible cash loans to individuals with poor credit histories or non-traditional sources of income. With loan amounts ranging from $100 to $20,000, Magical Credit aims to assist low-income households and those who may find it challenging to secure funding through traditional banks. The application process is designed to be straightforward, allowing customers to apply online and receive approval within 24 hours. Magical Credit accepts various forms of income, including government subsidies and pensions, making it a suitable option for those who may not qualify for conventional loans. The company's focus on providing financial solutions for individuals with bad credit positions it as a valuable resource for Canadians seeking short-term financial assistance.
Magical Credit receives a mix of praise and criticism from its users. Many reviewers highlight the company's quick and efficient service, noting that loans are processed rapidly and customer support is friendly and communicative. Customers appreciate the ease of the application process and the clarity of communication, often describing their experiences as "magical" and seamless. However, a significant number of negative reviews express frustration with the company's practices, labeling it as a "scam" and criticizing its handling of loans. Some users report feeling misled or dissatisfied with the terms of their loans, suggesting a decline in service quality over time. Despite these complaints, the overall sentiment remains positive, with many still recommending Magical Credit for those in need of quick financial assistance.
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