Is Empire of America a legitimate company?
Yes, Empire of America is a legitimate company with numerous verified reviews and a high rating of 5/5, reflecting real customer experiences in the finance and insurance sector.

Empire of America is a financial services company that operates within the finance and insurance sector. The company focuses on providing a range of financial solutions designed to meet the needs of individuals and businesses. Its offerings may include insurance products, personal finance advice, and investment services, catering to a diverse clientele seeking reliable financial management. The target market for Empire of America encompasses consumers looking for trustworthy financial products and services, as well as businesses in need of comprehensive insurance solutions. By prioritizing customer satisfaction and transparency, the company aims to build lasting relationships with its clients, ensuring they have access to the necessary resources for informed financial decision-making. Through its online platform, empireofamerica.com, customers can explore various financial options to suit their unique requirements.
Reviewers consistently report positive experiences with Empire of America. Customers often highlight empire, great, empire america, america.
Overall sentiment is strongly positive with an average rating of 4.9 stars across 31 reviews.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.9 | 31 | 100% | — | ● Medium |
Monthly average rating from reviews written by people · latest review Sep 2022.
| Month | Average | Reviews |
|---|---|---|
| Dec 21 | 4.9 | 28 |
| Jan 22 | — | 0 |
| Feb 22 | — | 0 |
| Mar 22 | 5.0 | 2 |
| Apr 22 | — | 0 |
| May 22 | — | 0 |
| Jun 22 | — | 0 |
| Jul 22 | — | 0 |
| Aug 22 | — | 0 |
| Sep 22 | 5.0 | 1 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 31 most recent reviews.
“Empire of America made the home loan process easy”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Service | Trend | Reviews |
|---|---|---|---|---|---|
| 4.9 out of 5 (good) | 100 out of 100 | 5.0 out of 5 (good) | — | 31 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.3 out of 5 (fair) | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.9 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | — | 1,060 |
Bottom line: Empire of America is #1 of 5 on overall rating in this group.
31 reviews of Empire of America. Filter by what matters to you.
Quick answers to the questions people ask most.
Yes, Empire of America is a legitimate company with numerous verified reviews and a high rating of 5/5, reflecting real customer experiences in the finance and insurance sector.
No, Empire of America is not a scam. The positive feedback from verified reviews showcases consistent customer satisfaction and a trustworthy service.
Empire of America specializes in home loans, refinancing, and providing competitive interest rates, ensuring a smooth and informed process for first-time home buyers.
Empire of America offers flexible payment options for their services, and customers can inquire about specific payment methods during consultations.
Customer support at Empire of America is readily available, with representatives like David and Stephanie being praised for their responsiveness and helpfulness in addressing concerns.
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Best rate, smooth experience
Empire of America made the home loan process easy. Broke down the the process from inquiry to closing so that we were informed and knew exactly what was needed at each step. The whole team was easy to get a hold of. I would highly recommend to my family and friends
Being a first time home buyer I'm glad I went with Empire. David, Stephanie and their team walked me through the process and paper work which I really appreciated. David was easily accessible and reachable at any time which was great. He got on the phone with me and explained any questions I had. Would definitely advise anyone to go with Empire.
Absolutely the best place you can go to for a refinance or new loan. Everyone at this establishment is very professional and FAST! The ball is always in my court when I'm getting my refinance done. Everyone is very knowledgeable and they want to help you get the loan. It's a no brainer. If you are reading this then call them. I've done three loans over there with zero problems.
I HAVE DONE SEVERAL LOANS WITH EMPIRE OF AMERICA AND WOULD CERTAINLY REFER THEM TO FAMILY AND FRIENDS. STEPHANIE, DAVID AND SHALAYNE ALWAYS TAKE GREAT CARE OF ME AND MAKE THE PROCESS EASY. MERRY CHRISTMAS AND HAPPY NEW YEAR TO YOU ALL!
We were very impressed with Empire and Stephanie. She kept us up to date on everything. We always knew where we stood in the process. A pleasure.
Very helpful & honest, they even lower my interest when it was already locked, without asking them to do it.
Excellent Service
I have used Empire three times now. All painlessly easy to deal with. My contact David was great each time. I already recommend this to friends and family. Check their website out, most of the info there is correct real time. Its great from a customer viewpoint. I happy I found them.
I used Empire for the second time and again they exceeded expectations. I’m not sure how they are able the volume of business they do and yet communicate ion is flawless. No need to shop anywhere else when I need mortgage services in the future.
Very responsive and easy to work with with an excellent and efficient process. I really like that you can get an immediate and up to date rate quote from their website at anytime.
Excellent Service! David Jones and Stephanie Marrazzo are readily available to answer questions and respond to concerns. They are easy to reach by phone and email. I have used their services on three different occasions. Instant rate quotes are viewable online and on demand without having to give personal information in advance. They are always professional, courteous, and responsive.
David and his team helped us refinance last year. Always pleasant and helpful. Straight answers and fully explained options. Have recommended many people who also had very good experience. It is nice to be able to trust someone with your information and feel they are looking out for your best interest.
We have refinanced with EOA twice and both times we had an amazing experience!!!! They are very knowledgeable, straightforward, and are extremely easy to work with. The transparency they offer, along with great finance deals are unbeatable. I highly encourage others to work with this company and am so thankful for them.
My second refi with Empire in three years; this time a complicated cash out for constructing an ADU. David, Stephanie, and the rest of the office are very professional, efficient and a pleasure to work with. The only response during the whole process that was not immediate happened to be on the day before Stephanie’s wedding!
David and the folks are true professionals! Absolutely the best experience all around! Great rate and advise!
Efficient and up front
Easy access to finding out rates and mortgages without giving out personal information. They are the only ones out there that are doing this!
Empire of America is a financial services company that operates within the finance and insurance sector. The company focuses on providing a range of financial solutions designed to meet the needs of individuals and businesses. Its offerings may include insurance products, personal finance advice, and investment services, catering to a diverse clientele seeking reliable financial management. The target market for Empire of America encompasses consumers looking for trustworthy financial products and services, as well as businesses in need of comprehensive insurance solutions. By prioritizing customer satisfaction and transparency, the company aims to build lasting relationships with its clients, ensuring they have access to the necessary resources for informed financial decision-making. Through its online platform, empireofamerica.com, customers can explore various financial options to suit their unique requirements.
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