Credit Savvy Reviews (Apr 2025): Is It Legit? Trust Score 2.5/5 from 36 Reviews | CrowdTrust

Where the score comes from

Each source counts by its number of reviews. Only reviews written by people are scored.

Rating, volume, share of the score, six-month trend and fake-review risk for each source
Source	Rating	Reviews	Weight	6-mo	Fake risk
Trustpilot Imported Trustpilot reviews	2.5	36	100%		● Low

2.5 / 5 overall

=

36 reviews across 1 scored source

How fake risk works ⓘ

Reputation trend

Monthly average rating from reviews written by people · latest review Apr 2025.

Last 3 months: 1.0
12-month avg: 2.5
All-time: 2.5
Category avg: 4.2

Monthly averageCategory average

How it compares

Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Loans & Credit.

Overall rating and review count for this company and similar companies
Company	Overall	Legit	Website & app	Service	Trend	Reviews
Credit SavvyThis company	2.5 out of 5 (poor)	100 out of 100	1.9 out of 5 (poor)	3.4 out of 5 (fair)	—	36
International Card Services	4.2 out of 5 (good)	100 out of 100	3.0 out of 5 (fair)	3.3 out of 5 (fair)	—	1,200
Frontier Home Insurance	4.7 out of 5 (good)	100 out of 100	4.6 out of 5 (good)	4.7 out of 5 (good)	—	1,060
JustCover Travel Insurance	4.8 out of 5 (good)	100 out of 100	4.7 out of 5 (good)	4.9 out of 5 (good)	—	1,060
247 Home Rescue	4.8 out of 5 (good)	100 out of 100	4.0 out of 5 (good)	4.7 out of 5 (good)	—	1,060

Bottom line: Credit Savvy is #5 of 5 on overall rating in this group. On website & app, JustCover Travel Insurance scores higher (4.7 vs 1.9).

1 review

Apr 10, 2025

Featured

Have tried to check but not sure of my…password

Have tried to check but not sure of my password. Have tried to reset many times bit doesn't work.

1 review

Dec 6, 2024

Featured

SPAMMER - does not respect unsubscribe requests

i have this companies marketing email options set to "off"/ "do not email", yet i am still getting these, marketing email notifications asking me to create marketing material for them. so, arsehats, heres your review. AVOID THIS SPAM SITE LIKE THE PLAGUE

Alex Alves Fernandes

1 review

Sep 25, 2024

Featured

Although the customer service of this…

Although the customer service of this platform is somehow weak and irresponsive, overall using this card is satisfying for me after a while...

1 review

Aug 12, 2024

Featured

Excellent service

Excellent service, throughout best experience!

Ana and Raul Ladera

1 review

Mar 12, 2024

Easy to navigate information.

Easy to navigate informations pertaining to my needs.

1 review

Jan 13, 2024

Great credit score provider!

Great credit score provider!

1 review

Jul 25, 2023

Excellent service

Excellent service, thorough and highly professional. In light of the recent cyber breaches, Credit Savvy have been a very welcome service. Highly recommend.

1 review

Jul 7, 2023

Absolute useless company don't bother…

Absolute useless company don't bother with these morons t's one after the other manager is just as useless as the workers . Just go find your own loan you'll end up with a better interest rate. They also use latitude loans which if u google abit you'll find out the data base has been breached so if u want your private info taken ring savvy ..

1 review

Apr 27, 2023

I had lost contact with creditSavvy…

I had lost contact with creditSavvy when my email address changed. I was happy with the help I received to reconnect and amend the address. This was done with excellent security systems I find the site helpful as it should alert me to any change in my credit status in the case of any identity theft given the amount of cybercrime currently happening.

1 review

Apr 27, 2023

Great company and easy to put a credit…

Great company and easy to put a credit report ban in place.

Alexandra Wiffen

1 review

Mar 10, 2023

Credit savy logs a enquire against ur…

Credit savy logs a enquire against ur credit report everytime u open the app. This results in it looking like u have requested several loans and been refused I am happy to show any one I have 193 enquires in 5 years and majority are credit savy this has bought down my credit score not happy about this

1 review

Feb 5, 2023

Am new and it is interesting indeed.

Am new and it is interesting indeed.

1 review

Jan 18, 2023

Spot on

Have found this spot on for myself. Credit check has moved with every application and query showing the right score. Check it every email

NICOLA CHEESLEY

1 review

Jan 6, 2023

Credit score significantly lower than…

Credit score significantly lower than what was on my experian credit report. My credit score has not changed on credit savvy for over a year and not understanding why it was so low I got a copy of my credit report from experian who credit savvy claim to use and my score was totally different and actually rated as very good.

1 review

Dec 8, 2022

The Only Credit Score that Allow me to…

The Only Credit Score that Allow me to verified My ID. Coz i have only First name and no Family name. And the sistem in Australia doesn’t recognize 1 name. Have to be First and Family Name. But Credit Savvy has done it. Thank You

1 review

Nov 11, 2022

I was a CreditSavvy user prior to the…

I was a CreditSavvy user prior to the whole Optus and Medibank breach :( but as soon as I heard about the data breach, I signed into the app and placed a ban on any credit enquiries. Was so simple to use.

1 review

Nov 7, 2022

Best credit tracking system

As someone that never really understood credit scores or how the score gets impacted, credit savvy laid it out nice and simple. I understand that they don't manage the score and is more of a dashboard/ information system but dealing with the staff they always handle your information with the highest of standards especially in these wild times. Huge thanks to the savvy team and can't recommend them enough

1 review

Oct 31, 2022

Not as easy as 1,2,3 Credit Savvy

Not as easy as 1,2,3 Credit Savvy. They are as useless as tits on a bull. I asked for a 21 day ban. Before the expiry of the 21 days, I asked Credit Savvy to remove the ban as a car we had died and we needed a new one. They “removed” the ban; however what Credit Savvy neglect to tell you is that you have to go to all the different credit reporting agencies - Ilion, Equifax and Experian to remove the ban with them separately. They won’t do that at all. You are on your own!

1 review

Jul 28, 2022

Credit score incorrect by over 300 points!

I have been monitoring my credit score with credit savvy for over 5 years and have been making financial decisions based on the high score that I allegedly had. I have just found out that my ‘excellent’ score that credit savvy says I have was actually off by over 300 points according to Equifax when I was applying for a car loan. I have subsequently dropped my credit score even lower by applying for (and being declined for) a loan that I never would have applied for had I realised my score was so incorrect. Credit savvy’s bull**** incorrect score and reporting has impacted my financial future for at least the next few years and I am absolutely appalled, disgusted and repulsed that they are still allowed to continue to operate.

Senthil Kumar Vairam

1 review

Apr 2, 2021

All that I get is a typo error

All that I get is a typo error Tried on three different occasions but still the same