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HomeLondon Capital Credit Union Reviews
London Capital Credit Union logo

London Capital Credit Union Reviews

4.55 out of 5 stars
4.55 out of 5 stars
4.5
|Excellent|60 reviews

TrustScore

4.5
4.55 out of 5 stars
Excellent
5 out of 5 stars
50
4 out of 5 stars
4
3 out of 5 stars
0
2 out of 5 stars
1
1 out of 5 stars
5
60 reviews in total

Review summary

London Capital Credit Union receives high praise from many customers for its efficient service and supportive staff. Reviewers frequently highlight the quick loan application process and the clear, jargon-free communication, making it easy for members to understand their options. Many express gratitude for the assistance received during challenging times, noting that the credit union is a reliable alternative to traditional banks. However, a small number of customers report negative experiences, citing feelings of being misled and ignored during their loan applications, which has left them emotionally drained. Despite these concerns, the overall sentiment remains overwhelmingly positive, with most members appreciating the cooperative spirit and helpful nature of the credit union. Overall, London Capital Credit Union is viewed favorably by the majority of its members.

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Based on reviews, created with AI

See what reviewers are saying

Miss Paula Pacheco
Miss Paula PachecoFeatured

5 months ago

5 out of 5 stars

London capital Credit union is always…

London capital Credit union is always there for me when I need a loan. Very different from the banks that they do turn their back on you when u need a loan. Would I recommend Credit Union? YES 100% Th... See more

Tracy
TracyFeatured

5 months ago

5 out of 5 stars

LCCU is always a great help for me and…

LCCU is always a great help for me and my family in times of need. I am forever grateful

Sheryl Brown
Sheryl BrownFeatured

5 months ago

5 out of 5 stars

I appreciate the effort and the most…

I appreciate the effort and the most important thing is communication, I have never been disappointed in Credit union, they are always there for me when I need them the most.

Simone Waithe
Simone WaitheFeatured

5 months ago

5 out of 5 stars

I have been with credit union for many…

I have been with credit union for many many years and I can say hand on heart that my experience has been absolutely wonderful i have spoken to many people at credit union over the years and I always... See more

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Miss Paula Pacheco
Miss Paula Pacheco
1 reviews
Featured
6 months ago
5 out of 5 stars

London capital Credit union is always…

London capital Credit union is always there for me when I need a loan. Very different from the banks that they do turn their back on you when u need a loan. Would I recommend Credit Union? YES 100% Thank you

Helpful?
Tracy
Tracy
1 reviews
Featured
6 months ago
5 out of 5 stars

LCCU is always a great help for me and…

LCCU is always a great help for me and my family in times of need. I am forever grateful

Helpful?
Sheryl Brown
Sheryl Brown
1 reviews
Featured
6 months ago
5 out of 5 stars

I appreciate the effort and the most…

I appreciate the effort and the most important thing is communication, I have never been disappointed in Credit union, they are always there for me when I need them the most.

Helpful?
Simone Waithe
Simone Waithe
1 reviews
Featured
6 months ago
5 out of 5 stars

I have been with credit union for many…

I have been with credit union for many many years and I can say hand on heart that my experience has been absolutely wonderful i have spoken to many people at credit union over the years and I always get the same kindness and understanding the staff work so hard and and stay friendly and professional i can honestly say for me personally I thank the hole team as without credit union I wouldn't have been able to save thank you credit union team you all are amazing 🤗

Helpful?
Sonam Ahmed
Sonam Ahmed
1 reviews
6 months ago
5 out of 5 stars

Lovely Services always helped

Lovely Services always helped

Helpful?
Steve Capon
Steve Capon
1 reviews
6 months ago
5 out of 5 stars

London Capital Credit Union

Clear consise information- no jargon Favourable charges, friendly knowledgeable staff

Helpful?
Jacqueline Mlongoti
Jacqueline Mlongoti
1 reviews
6 months ago
5 out of 5 stars

LCCU have been an absolute God send

LCCU have been an absolute God send. They are professional and the customer service is excellent. For me, they are 10/10👌🏽

Helpful?

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Pawel Cendrowski
Pawel Cendrowski
1 reviews
6 months ago
5 out of 5 stars

Very good campany

Very good campany

Helpful?
Dahlian
Dahlian
1 reviews
6 months ago
5 out of 5 stars

Straightforward and quick responses

Straightforward and quick responses

Helpful?
Beverley Miller
Beverley Miller
1 reviews
6 months ago
5 out of 5 stars

Simple and smooth process in applying…

Simple and smooth process in applying for Loan.

Helpful?
CHRISTINE Kabosha
CHRISTINE Kabosha
1 reviews
6 months ago
5 out of 5 stars

My loan application was dealt with…

My loan application was dealt with within 3 days, thank for your speedy decision

Helpful?
Olufemi Adeeko
Olufemi Adeeko
1 reviews
6 months ago
5 out of 5 stars

Fast, Efficient & Reliable

Fast, Efficient & Reliable.

Helpful?
MR T
MR T
1 reviews
6 months ago
5 out of 5 stars

The Professional and efficient service…

The Professional and efficient service they always provide, They streamlined easy of application and response was also very good. Overall a great experience and welcomed service.

Helpful?
Ibiba Bob-Manuel
Ibiba Bob-Manuel
1 reviews
6 months ago
5 out of 5 stars

Great Service

I've been your credit union for years. Always giving a great and professional service

Helpful?
Camilla
Camilla
1 reviews
6 months ago
5 out of 5 stars

Always sch a good service and fast

Always sch a good service and fast, CU has helped me with so many things, holiday, car and saving

Helpful?
Ali Bundu
Ali Bundu
1 reviews
6 months ago
5 out of 5 stars

Efficient.thourough

Efficient.thourough. Easy to communicate.

Helpful?
Eleonora
Eleonora
1 reviews
7 months ago
5 out of 5 stars

Very helpful and reliable co-operative - a great experience

London Capital Credit Union has been incredibly helpful and reliable in challenging times. I am grateful for the kind support provided when necessary, and the consistency experienced with. I greatly recommend it for both savings and loans, it has definitely made a positive and memorable difference for me over the years.

Helpful?
Alexandru
Alexandru
1 reviews
7 months ago
5 out of 5 stars

I am very grateful to London Capital…

I am very grateful to London Capital Credit Union because they helped me consolidate my debt! Due to the high interest rates at commercial banks, I could only afford to pay the interest, and the principal of the credit never decreased. Now, I will be paying almost the same monthly amount, but this money will not go only toward interest—it will also reduce the principal. Moreover, part of this payment will be accumulated as savings in my London Capital Credit Union account! Many banks refused me a consolidation because they only check the credit score and don’t consider whether you are able and willing to consolidate your debt over a longer term to fully repay the loan. I am truly grateful to London Capital Credit Union! Thank you so much, guys!

Helpful?
Anonymous
Anonymous
1 reviews
7 months ago
5 out of 5 stars

Top notch service

I always get top notch services whenever I need it. With help of Johnny, it has always been a smooth experience with the Credit Union. Accessing loans has never been so seamless and less demanding.

Helpful?
Anna Ossowski
Anna Ossowski
1 reviews
7 months ago
5 out of 5 stars

Friendly help with membership application

I heard about the credit union from my church, I’m excited to start saving with my prize saver account. Thanks so much to Johny for giving me valuable information and helping me fill out the membership application.

Helpful?
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About London Capital Credit Union

London Capital Credit Union (LCCU) is a not-for-profit savings and loans cooperative based in the UK, dedicated to promoting the principles of saving over borrowing. The organization offers a range of financial services, including low-cost loans of up to £40,000, designed to assist individuals during times of need. By encouraging members to save, LCCU aims to help its community manage debt more effectively and improve financial well-being. Targeting a diverse clientele, London Capital Credit Union serves individuals associated with over 100 Salary Savings Scheme Employer Partners. Members benefit from various savings options, including the PrizeSaver savings account, which offers a chance to win cash prizes while earning dividends. With a focus on community investment and responsible lending, LCCU strives to support its members in achieving financial stability and reducing reliance on high-cost borrowing.

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