Holiday Mode
I travel a lot and now Holiday Mode is very hamdy. Shows me my balances in the local currency -- next to the balance in euro, makes my brain adapt to new environment faster to me.

bunq is an innovative online banking platform designed to simplify personal finance management. Catering to individuals seeking a modern banking experience, bunq allows users to open a bank account in just five minutes, using only their phone and ID. The platform offers a range of services including budgeting tools with customizable money pots, savings accounts with competitive interest rates, and secure options for buying and selling cryptocurrency. Targeting tech-savvy consumers who prefer mobile banking solutions, bunq emphasizes user control and convenience. Customers benefit from real-time notifications and insights into their spending habits, making it easier to manage finances on-the-go. With a focus on flexibility and accessibility, bunq aims to provide all essential banking functions within a single app, aligning with the needs of modern users seeking efficient financial solutions.
Reviewers consistently report positive experiences with bunq. Customers often highlight bunq, features, bank, free.
A minority mention drawbacks around bank, mijn, nooit, bunq. Overall sentiment is strongly positive with an average rating of 4.5 stars across 60 reviews.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Imported Trustpilot reviews | 4.5 | 60 | 100% | — | ● Medium |
Monthly average rating from reviews written by people.
Not enough history for a trend yet: 60 reviews in 1 month. The chart appears once reviews span two months.
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 60 most recent reviews.
“Exploring differnt features of the app in my free time when I have nothing to do”
“The wordt customer service ever”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Website & app | Service | Value | Trend | Reviews |
|---|---|---|---|---|---|---|---|
| 4.5 out of 5 (good) | 100 out of 100 | 4.4 out of 5 (good) | 3.1 out of 5 (fair) | 4.3 out of 5 (good) | — | 60 | |
| 4.2 out of 5 (good) | 100 out of 100 | 3.0 out of 5 (fair) | 3.3 out of 5 (fair) | — | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | 4.6 out of 5 (good) | 4.7 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.7 out of 5 (good) | 4.9 out of 5 (good) | 4.7 out of 5 (good) | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | 4.0 out of 5 (good) | 4.7 out of 5 (good) | 3.9 out of 5 (good) | — | 1,060 |
Bottom line: bunq is #4 of 5 on overall rating in this group. On service, JustCover Travel Insurance scores higher (4.9 vs 3.1).
60 reviews of bunq. Filter by what matters to you.
I travel a lot and now Holiday Mode is very hamdy. Shows me my balances in the local currency -- next to the balance in euro, makes my brain adapt to new environment faster to me.
top tier. - Multi-currency savings - ibans in non-EUR - higher % in non-EUR too.
It’s nice to have conceptual and cutting edge banking with traditional features sticking… I MEAN cash banking and face to face deposits. Easy issue a physical card that could be customized with some modern methods🙄 The best part you don’t wait much for the card, paying 4 as for plan, getting in within the week. It possible to save physically too. Deposit in local stores, worked nicely.
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Even a free plan has some good integrated features. For example, fast transactions without ibans. Unfortunately, here in Europe the bureaucracy at banks is more than visible. Hopefully, there is a solution. Bunq to or what do they call this thing. No need to wait for hours, fill tons of paperwork, only numbers or email, the rest is up to this banking app. And guess what, it's free, on every plan.
Bunq ist großartig, ich werde nicht lügen 💯 Sofortzahlungen funktionieren immer, und der Zinssatz… einfach viel besser als bei meiner alten Bank, wirklich.
yoo, saving up on roaming here with eSIM its a dope feature, ngl, awesome features
bunq is my main bank, but it is not just bank in traditional thinking; Through the app i manage my personal finances as well as i have invesment portfolio. The fees for transactions when buying stocks are not high, at least for me, coz when I ,buy, I buy in quite big chunks, and not so often - thinking long term, strategic asset allocation App is awesome, UI is easy and well-designed
I like how it's easy to switch a white background to a dark mode, it’s much better. All features are easy to use, there is no need to open instructions every time. So far so good tbh…
good bank happy ichose it last year
Mi piace quanto velocemente ho impostato il mio conto an dgot la mia carta bancaria pronta da usare…
Was at just the free plan at first, like most here probably (except for students, who I envy - they get a full Pro plan right away, without having to pay for anything......). The free plan was mostly to get used to UI and to get some interest. Tbh the interest doesnt really covver the current inflation, but its still way better than nothing. If your local bank in your home base has more %% I would maybe stick to that, but for me, there was no option like that, everyone was on the 1-2% hype train, these years. So I went big on bunq. Turned out to be not such a bad idea, with extra ssavings from the travels and the coupons, I would say im actually ahead. I probably spent less on bunq then got out of them. After the recent update even more so, now.
-The placers features is a hidden gem. Idk why is nobody talking about it but I found some epic restoraunts while traveling cross europe -eSim works well and included in my plan
For 10 euros it was possible to do things for the price of multiple subscriptions. If you're an active user of investing services and actually try not only to spend in banking apps, but grow money too: bunq is a suitable option. Many features helped me to let it happen👍 From affordable trading fees for buying crypto and stocks, to the automated budgeting, cutting down the human factor, me, who always try to spend, when it's needed to be saved:)) I just put spending limit and make the process of saving, free from my participation. App does it for me, distributing cash inflow to sub accounts.
Me and my partner start using bunq because it offered shared banking features and unlike others where opening a shared account feel like you found an investing fund here was super easy. In just 5 minutes we create joint account, now we can budget, save and spend together, all from phone. Before it was mess with diferent accounts, now everythink is clear and simple… i wish we discover this bank earlier. bunq make it really easy to build life together and they deserve all the praise for thinking of people and their needds.
Alles ist sofort und ohne Anrufe möglich. Karte einfrieren, Limits ändern, ein neues Konto eröffnen – keine Wartezeiten und alles unter meiner Kontrolle, was ich viel mehr genieße, als jedes Mal die Bank fragen zu müssen.
I can’t come up with any alternatives for the bunq, when the topic of international banking is concerned. FR what this app offers no one can replace. For me, as a constant traveler from one country to another, across the Europe and not only, it has been many years of successful experience. FIRST of all, the most comfortable thing that I don’t need to worry about where to go, who to ask, how to manage, once I reach any country for the first time. Bunq manages to open bank accounts in more than 20 currencies and nice currency exchange rates. And roaming costs. Saving much
bunq is an innovative online banking platform designed to simplify personal finance management. Catering to individuals seeking a modern banking experience, bunq allows users to open a bank account in just five minutes, using only their phone and ID. The platform offers a range of services including budgeting tools with customizable money pots, savings accounts with competitive interest rates, and secure options for buying and selling cryptocurrency. Targeting tech-savvy consumers who prefer mobile banking solutions, bunq emphasizes user control and convenience. Customers benefit from real-time notifications and insights into their spending habits, making it easier to manage finances on-the-go. With a focus on flexibility and accessibility, bunq aims to provide all essential banking functions within a single app, aligning with the needs of modern users seeking efficient financial solutions.
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