
American Equity Investment Life Insurance Company specializes in providing fixed interest annuities and fixed annuities tailored to meet the retirement planning needs of individuals. The company is committed to offering solutions that emphasize financial strength and reliability, aiming to help customers secure their future and achieve a confident retirement. With a focus on sound investment strategies and a history of consistent performance, American Equity serves a diverse clientele, including retirees and individuals approaching retirement age who seek stable income options. Their product offerings include fixed index annuities, immediate annuities, and a variety of income planning tools designed to provide tax-deferred growth and market downside protection. The company prioritizes customer service and transparency, ensuring that clients receive the support they need throughout their retirement planning journey.
American Equity Investment Life Insurance Company receives overwhelmingly negative feedback from consumers, with all reviews rating it at 1 star. Reviewers express frustration over the lack of clarity in the sales information regarding annuities, describing the materials as confusing and misleading.
Many feel they have been misled into poor investments, with one customer noting that after fourteen years, their account balance barely increased. Complaints also highlight unethical practices, including difficulties in transferring funds and allegations of fraudulent behavior by agents. The high fees associated with their products are frequently criticized, with some stating that hidden charges significantly diminish returns. Overall, the sentiment is decidedly negative, with consumers strongly advising against engaging with the company.
Summary generated with AI from recent reviews
Each source counts by its number of reviews. Only reviews written by people are scored.
| Source | Rating | Reviews | Weight | 6-mo | Fake risk |
|---|---|---|---|---|---|
Trustpilot Low volume · weighted down | 1.0 | 7 | 100% | ● Not enough data |
Monthly average rating from reviews written by people · latest review Dec 2025.
| Month | Average | Reviews |
|---|---|---|
| Feb 25 | 1.0 | 1 |
| Mar 25 | 1.0 | 1 |
| Apr 25 | — | 0 |
| May 25 | — | 0 |
| Jun 25 | — | 0 |
| Jul 25 | — | 0 |
| Aug 25 | — | 0 |
| Sep 25 | — | 0 |
| Oct 25 | 1.0 | 1 |
| Nov 25 | — | 0 |
| Dec 25 | 1.0 | 2 |
Share of positive (4–5★) and negative (1–2★) reviews mentioning each topic · based on the 7 most recent reviews.
“Today, after all that time, my account balance is still only about $21,000, with a surrender value of just $19,000”
Same method for every company: overall rating, legitimacy checks, the average rating of reviews mentioning each area and the 6-month trend · Finance & Insurance.
| Company | Overall | Legit | Trend | Reviews |
|---|---|---|---|---|
| 1.0 out of 5 (poor) | 67 out of 100 | — | 7 | |
| 4.2 out of 5 (good) | 100 out of 100 | — | 1,200 | |
| 4.7 out of 5 (good) | 100 out of 100 | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,060 | |
| 4.8 out of 5 (good) | 100 out of 100 | — | 1,060 |
Bottom line: American Equity Investment Life Insurance Company is #5 of 5 on overall rating in this group.
7 reviews of American Equity Investment Life Insurance Company. Filter by what matters to you.
No reviews found matching your filters.
Try adjusting your filter settings to see more reviews.
Anyone can write a CrowdTrust review. People who write reviews have ownership to edit or delete them at any time, and they'll be displayed as long as an account is active.
American Equity Investment Life Insurance Company specializes in providing fixed interest annuities and fixed annuities tailored to meet the retirement planning needs of individuals. The company is committed to offering solutions that emphasize financial strength and reliability, aiming to help customers secure their future and achieve a confident retirement. With a focus on sound investment strategies and a history of consistent performance, American Equity serves a diverse clientele, including retirees and individuals approaching retirement age who seek stable income options. Their product offerings include fixed index annuities, immediate annuities, and a variety of income planning tools designed to provide tax-deferred growth and market downside protection. The company prioritizes customer service and transparency, ensuring that clients receive the support they need throughout their retirement planning journey.
This profile hasn't been claimed by the business owner.