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HomeNorth Carolina State Employees Credit Union Reviews
North Carolina State Employees Credit Union logo

North Carolina State Employees Credit Union Reviews

2.5555555555555554 out of 5 stars
2.5555555555555554 out of 5 stars
2.6
|Average|18 reviews

Last reviewed 8 months ago

TrustScore

2.6
2.5555555555555554 out of 5 stars
Average
5 out of 5 stars
7
4 out of 5 stars
0
3 out of 5 stars
0
2 out of 5 stars
0
1 out of 5 stars
11
18 reviews in total

Review summary

North Carolina State Employees Credit Union receives mixed feedback from its customers, reflecting a significant divide in experiences. While some reviewers praise the credit union for its knowledgeable staff and excellent customer service, particularly highlighting individual employees like Mr. Abdel at the Thomasville branch, many others express frustration with rude interactions and poor service. Common complaints include issues with loan products that change unexpectedly, long verification times for transactions, and a lack of support when customers face problems, such as scams. Longtime members report a decline in service quality, feeling more like a number than a valued customer. Despite a few positive experiences, the overall sentiment leans towards dissatisfaction, with many advising potential customers to consider other options.

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Based on reviews, created with AI

See what reviewers are saying

John Vincent
John VincentFeatured

8 months ago

1 out of 5 stars

Take your business else were...

This bank was rude to me as a customer this one lady was a nasty person to me and was not helping me she was dragging me on with money i wanted back also I had other items i was having problems with f... See more

M biv
M bivFeatured

11 months ago

1 out of 5 stars

I went the SECU in Pineville to deposit…

I went the SECU in Pineville to deposit money into my sister's account. I found the teller to be very rude and unprofessional. I asked for her supervisor who tried to defend her behavior without even... See more

Patrick Oneal
Patrick OnealFeatured

Over a year ago

1 out of 5 stars

Been with them 15-20 years and never…

Been with them 15-20 years and never had issue. First issue i have they want help. I got scammed but they said there was insufficient evidence to refund my money back.

Audax Enterprises LLC
Audax Enterprises LLCFeatured

Over a year ago

1 out of 5 stars

Not trustworthy, bad service, unpredictable loan products

Used to be a good option with great customer service. Now, they arbitrarily change loan products with no customer notice mid projects. They give a loan to use to do home renovations at a high interest... See more

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John Vincent
John Vincent
1 reviews•New Reviewer
Featured
8 months ago
1 out of 5 stars

Take your business else were...

This bank was rude to me as a customer this one lady was a nasty person to me and was not helping me she was dragging me on with money i wanted back also I had other items i was having problems with from a company called New Egg the bank told this company a lie because i was on the phone with New Egg telling them you sent the wrong motherboards to me i ordered the ones without antennas you sent me the ones with antennas. The bank told them i told them i did not get them how stupid would i be to do something like that. I told the bank the same thing i called them 22 times because i live over 10 miles away from the bank i was angry and still angry i put a complaint into CFPB this Garbage sent a letter to me the same thing I'm not aloud in the bank CFPB did nothing the bank got away with what they did to me I had no help. Still this bank is screwing the customers that are having problems with business owners they are not helping. The security i spoke to I hope he has kids they are gonna pay for what he did to the people. I told the lady on the phone I hope you die because she was blowing me off and its after 22 times calling them. I was in the bank talking top a lady what a southern phony instead of helping me she was on the phone with security that is a Lier and a phony this is what the bank hirers and they are buzzy. Its the southern trash in them. I'm buying items they are now they are blocking what I'm buying You think these are good people or even honest people working here not in my book.

Helpful?
M biv
M biv
1 reviews•New Reviewer
Featured
11 months ago
1 out of 5 stars

I went the SECU in Pineville to deposit…

I went the SECU in Pineville to deposit money into my sister's account. I found the teller to be very rude and unprofessional. I asked for her supervisor who tried to defend her behavior without even listening to what I was telling her. I only wanted to make a deposit and she made it a drawn out affair and kept acting as though she couldn't make the deposit without me start which account. I'm like I don't know, I've never had anyone ask me this before. I just wanted it in an account with my sister's name on it. Then she kept saying I can't give you any information. I'm telling her I don't need information I just need the funds deposited. Her additude and the way she handled it was totally ridiculous. I told her I never had a problem with anyone else while making a deposit. This should have been a simple 2 minute transaction. After she raised her voice it was over. I asked her if she was having a bad day and asked for her manager. I told her manager she needed to go home/take a vacation day or something because she didn't know how to talk to people. I didn't feel like the manager was taking the complaint seriously so I let her manager know I was going to report the incident to their home office to make sure the report was not swept under the rug. I also advised the teller needed to be retrained. While I was reporting her to her manager the teller managed to make the deposit. If she had done her job in the beginning this could have all be avoided. Based on this experience I would give this office zero stars if I could. Now the Ballayntne office is amazing. They give 5 star service compared to the zero star service I received in Pineville today!

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Patrick Oneal
Patrick Oneal
1 reviews•New Reviewer
Featured
12 months ago
1 out of 5 stars

Been with them 15-20 years and never…

Been with them 15-20 years and never had issue. First issue i have they want help. I got scammed but they said there was insufficient evidence to refund my money back.

Helpful?
Audax Enterprises LLC
Audax Enterprises LLC
1 reviews•New Reviewer
Featured
over 1 year ago
1 out of 5 stars

Not trustworthy, bad service, unpredictable loan products

Used to be a good option with great customer service. Now, they arbitrarily change loan products with no customer notice mid projects. They give a loan to use to do home renovations at a high interest rate and then after finishing the renovation, change loan products so the loan can't be refinanced into a new first mortgage as it has been numerous times before. Worst service ever. Completely unreliable. Customer service is zero. Just keep stating it is a new policy they just adopted (after doing business for decades the other way). Go elsewhere. You can't trust their business practices. The corporate office offered no assistance.

Helpful?
Ranjeet Singh
Ranjeet Singh
1 reviews•New Reviewer
over 1 year ago
1 out of 5 stars

Worst service - SECU gift card

My friend gave me a SECU gift card but it didn't work in the store. I called your support number and agent is asking the registered name for gift card. How do I know what name SECU is putting in their system when it is a gift to me from someone? I requested agent to connect with the supervisor but declined. this was worst customer service experience.

Helpful?
Derrick Murdock
Derrick Murdock
1 reviews•New Reviewer
over 1 year ago
1 out of 5 stars

BS Loan

I was told to get an account with SECU by a loan officer in my local branch. My credit is fine, I am the store manager of HWY 55 were all of them eat at for lunch in Laurinburg NC. I was approved for an auto loan and a Mrs. Jennifer Sneed Consumer Loan Specialist I Lending Contact Center 1-888-732-8562, basically denied my loan saying that she couldn't verify my income after she received my driver's license which showed my black face. Here is the BS one of my employees a White female who makes $9.00 per hour and had an unpaid loan on her credit was giving an auto loan by Jennifer Sneed Consumer Loan Specialist I Lending Contac Center 1-888-732-8562 With only a receipt of a paid off student loan, The white girl only paid $35.00 toward a $17,890.00 student loan debit. And she nor anyone at SECU ever called to verify her income! Hwy 55 doesn't do direct deposit; I was asked for that at first, I honestly told her the truth then she asked for pay checks that had been cashed at Walmart, so I went to Walmart this toke 3 days for them to go into their system to access those checks and I sent them to her and then she lied and said she could not verify my income so at this point my loan was canceled. If you are Black, you may want to beware of SECU I found out today that there are 100s of black people with this same issue that has happened in the past with her and many other white loan officers dealing within the SECU online Processing center. I am currently looking for as many minorities on all social media site to help out in a class action lawsuit as to get proper compensation or at a minimum the termination of the racist parties involved. I have a lawyer who will take our case we should fight back and make an example of people like her. My contact information is: murdockderrick129

Helpful?
John C
John C
1 reviews•New Reviewer
over 1 year ago
5 out of 5 stars

Thomasville NC Branch

I don’t know about Williamston but Mr. Abdel at the Thomasville NC location is top notch in customer service and needs a raise! He’s very knowledgeable and very helpful whenever I see him, thank you brother and I hope you get that raise God willing!

Helpful?

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Robert Lackey
Robert Lackey
1 reviews•New Reviewer
almost 2 years ago
1 out of 5 stars

Four Decades + with SECU... No more!!

I've been an SECU customer over 4 decades and was formerly pleased. But now, after several episodes of horrendously rude customer service in Statesville, I am in the process of closing all my accounts there and moving them elsewhere. As a tip, don't believe that they will provide the services that their policy promises. Ain't gonna happen and they will tell you so with a smirk on their face. bye, bye....

Helpful?
Dustin J
Dustin J
1 reviews•New Reviewer
about 2 years ago
1 out of 5 stars

Disappointed longtime member

I don't normally post reviews, but if this can help someone, it's worth the time. I recently sent money from our SECU checking account through Venmo to make a deposit for a vehicle. We are not on Facebook, but my supervisor told me that a friend of hers was selling a car and—long story short—I sent the deposit. I found out the next day that the person's Facebook account had been hacked and the hacker was also using her cell number. I have known my supervisor for years, and she felt terrible about falling for this as well and telling me about the vehicle. I'm sure other people were also scammed. I immediately called NCSECU, and they told me I could not dispute the charge until the transaction posted. I'm not sure why it couldn't be stopped while pending, similar to the way we stopped checks back in the day, particularly if you know it's a scam. Once the charge posted, I called to dispute it since it was fraud. I also filed a police report and provided that information as well. I was told I would hear something within 10 days. Ten days later, I received a letter stating the dispute was declined and that I could request the notes from the decision if I wanted. I called today to request the documentation from the investigation (I'm not sure what type of investigation actually occurred), and the guy acted like he had no idea what I was talking about. What bothers me most is that my wife and I have been with NCSECU for 30 years and this is the customer service we receive. No phone call, no follow-up questions, nothing. Just a letter saying you're out of luck, and that's it. It was my fault for initially 'authorizing' the transaction, of course. But even if I will never see a penny of the $2,000, you just expect more from a bank you have been loyal to for so many years. We will be moving our money to a different bank. Not that we will be missed, obviously, but we just don't want to stay with a bank that can't at least provide some level of support in a situation where you already feel helpless. Again, I hope this will help someone out there.

Helpful?
J. Jones
J. Jones
1 reviews•New Reviewer
over 2 years ago
1 out of 5 stars

Disappointed

It is rare that I feel like more than a SSN with NCSECU. Customer service is an oblique construct with the organization but there are a few that hold true to their publicized ‘values’.

Helpful?
Patricia Newell
Patricia Newell
1 reviews•New Reviewer
over 2 years ago
1 out of 5 stars

Get it verified faster so ridiculous …

I don't think it should take over 9 days to verify a settlement check. The other bank is just 30mins up the road. It's ridiculous at the amount time to hold your funds we will be finding another bank I'm so disappointed and dissatisfied with this bank and been with them few years.

Helpful?
Paul
Paul
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

Great organization

I've used 4 different branches as my "primary" base. Virtually every experience I've ever had has been fantastic. And their loan rates are better than most.

Helpful?
Lisa Bolognone
Lisa Bolognone
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

Best bank EVER :)

In all my years, I have been with many different banks, as I have moved and such, and I will say that SECU, is by far my most favorite. I will never leave, I do not ever plan on leaving this bank and I have gotten my daughter on and she is now living her life and loving her bank. I now have also started my son savings account with this bank, and I hope they keep it forever as well. I honestly have no idea how long I have been a member, but it’s been at least 10 years. Absolute wonderful customer service every time I go. Representatives and cashiers are always pleasant and very nice. The wait time is never outrageous. I always feel very welcomed and it’s nice. I will always suggest this bank to people and if they cannot get in for one reason or another, I will not do it for them unless it’s immediate family but I like not just everybody can join because it would be extremely busy.

Helpful?
E C
E C
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

I have been banking with NCSECU since…

I have been banking with NCSECU since 2000, and I don't ever plan to leave the credit union even though I have left the state. Customer service has always been fast, efficient, and courteous. Their interest rates remain lower than most other banking institutions, and if a customer has an issue with identity theft or credit card disputes, they are always on top of it right away and typically resolve the issue in favor of the customer. I give them my highest recommendation!

Helpful?
Spencer
Spencer
1 reviews•New Reviewer
over 2 years ago
5 out of 5 stars

Would recommend this credit union instead of a normal bank.

Full service banking. Staff are always very helpful and service is better than most normal banks. Also much faster to get hold of someone on the phone compared to normal banks where you can be stuck on hold for ages. Also i did not have any fees except for $1 annual membership fee.

Helpful?
Melanie MacIntyre
Melanie MacIntyre
1 reviews•New Reviewer
over 3 years ago
1 out of 5 stars

Worst bank ever

Worst bank ever. They act like they are doing you a favor just to hold your money (over $50k most of the time) and then become belligerent when you need anything from them. Had a POC friend come in with a check from me and they refused to cash it- for NO reason. Find somewhere to bank besides the Hamilton Rd branch. Horrible customer service.

Helpful?
RosanaNF
RosanaNF
1 reviews•New Reviewer
over 3 years ago
5 out of 5 stars

Great bank

This is the best bank I have ever dealt with. They are courteous and responsive and super helpful.

Helpful?
Enrique Iglesias
Enrique Iglesias
1 reviews•New Reviewer
over 4 years ago
5 out of 5 stars

Freaking awesome bank

Freaking awesome bank. ( credit union). Nice. And just plain good !

Helpful?

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About North Carolina State Employees Credit Union

North Carolina State Employees Credit Union (SECU) is the second largest credit union in the United States, dedicated to serving over 2.8 million members, primarily comprised of North Carolina state employees and their families. The company offers a comprehensive range of financial products and services designed to meet the needs of its members, including savings accounts, checking accounts, personal loans, auto loans, mortgages, and credit cards. SECU aims to provide accessible financial tools that promote financial well-being and community support. With competitive rates and personalized service, the credit union focuses on helping members manage their everyday expenses, achieve their financial goals, and plan for the future. Through its user-friendly online platform, members can conveniently access their accounts, pay bills, and manage their finances from anywhere.

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